Transaction automation
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Manage monthly loan payments, track transaction history,
and process repayments in a single interface.
Automated online transactions
Automate how money moves across your lending operations.
Every transaction is processed through a single, integrated system. Payments are recorded in
real time, categorized by type, and instantly reflected in each borrower’s profile. This
removes the need for manual updates, reduces the risk of errors, and gives your team immediate
access to accurate financial data. Borrowers get a transparent view of their repayment
schedule, while your platform stays fully aligned across departments.
Disbursements and repayments
Streamline every transaction with a built-in connection to payment providers. You can enter
data manually or receive it directly from your provider. Each transaction is instantly
matched with the right loan and updated in the system.
Payment schedules
Help borrowers stay on top of their obligations. Each account shows a clear payment schedule
with due dates, interest, and outstanding balances. This improves communication, reduces
delays, and keeps your portfolio healthy.
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Give borrowers flexibility, clarity, and control
Stay in control of every financial movement with a complete view of disbursements and
repayments.
The system captures detailed information for each transaction, whether entered manually or
received from a payment provider. HES LoanBox supports any payment provider and comes with
pre-built integrations to simplify setup and speed up processing. Transactions are automatically
matched with the correct loan and updated in real time, helping your team work faster
and more accurately.
SMS and email notifications
Send real-time updates, reminders, and alerts via SMS and email—from application to
repayment. Notifications are triggered automatically based on system events, helping reduce
missed actions and improving communication without adding extra workload for your team.
Payment holidays
Offer temporary pauses or reductions in repayment schedules to support customers facing
short-term difficulties. Payment holidays help lower delinquency risk, strengthen long-term
relationships, and increase overall satisfaction across your loan portfolio.
Payment gateway integrations
A single, one-stop-shop platform for accelerated payment processing. The API connects
lending platforms with banking and payment systems.
Flinks connects financial institutions, lenders, and fintechs to their customers’ bank accounts via a single API
VoPay provides robust payment processing via API that seamlessly connects lenders to the
banking and payments ecosystem.
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Full visibility across the loan lifecycle
3 months time-to-market
Fewer errors, less manual work
Fast return on investment
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