Transaction Automation

Manage monthly loan payments, track transaction history, and process repayments in a single interface.

Feature includes

Unified system

Online payments

Improved CX

Respond to client queries faster

Automate payment workflows

Boost repayment rates

Cut system-switching inefficiencies

Speed up reconciliation

Automated
online transactions

Automate how money moves across your lending operations.
Every transaction is processed through a single, integrated system. Payments are recorded in
real time, categorized by type, and instantly reflected in each borrower’s profile. This
removes the need for manual updates, reduces the risk of errors, and gives your team immediate
access to accurate financial data. Borrowers get a transparent view of their repayment
schedule, while your platform stays fully aligned across departments.

Disbursements and repayments

Streamline every transaction with a built-in connection to payment providers. You can enter
data manually or receive it directly from your provider. Each transaction is instantly
matched with the right loan and updated in the system.

Payment schedules

Help borrowers stay on top of their obligations. Each account shows a clear payment schedule
with due dates, interest, and outstanding balances. This improves communication, reduces
delays, and keeps your portfolio healthy.

Give borrowers flexibility,
clarity, and control

Stay in control of every financial movement with a complete view of disbursements and
repayments.
The system captures detailed information for each transaction, whether entered manually or
received from a payment provider. HES LoanBox supports any payment provider and comes with
pre-built integrations to simplify setup and speed up processing. Transactions are automatically
matched with the correct loan and updated in real time, helping your team work faster
and more accurately.

SMS and email notifications

Send real-time updates, reminders, and alerts via SMS and email—from application to
repayment. Notifications are triggered automatically based on system events, helping reduce
missed actions and improving communication without adding extra workload for your team.

Payment holidays

Offer temporary pauses or reductions in repayment schedules to support customers facing
short-term difficulties. Payment holidays help lower delinquency risk, strengthen long-term
relationships, and increase overall satisfaction across your loan portfolio.

and much more

Flexible payment choices

Seamless integrations

Customer support

Get a free demo

Payment gateway integrations

A single, one-stop-shop platform for accelerated payment processing. The API connects
lending platforms with banking and payment systems.

Flinks connects financial institutions, lenders, and fintechs to their customers’ bank accounts via a single API

VoPay provides robust payment processing via API that seamlessly connects lenders to the
banking and payments ecosystem.

HES FinTech has been our reliable technology partner since 2012. We owe much of our success to their well-architectured solution.

Boris Batine, CEO

HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.

Edward Downpatrick, Strategy Director