For any financial institution
Flexible deferred payment options
HES end-to-end SME working capital finance software offers a range of customizable
payment terms, allowing you to extend payment periods up to 180 days. The platform lets
you quickly and easily customize the ideal deferred payment plan for your customer business
needs, thus providing more control and flexibility.
Multifaceted asset-based lending
Provide balance sheer assets financing to enable a flexible source of working capital.
Offer revolving credit lines and secure term loans, with advance rates determined based
on key factors like collection history, asset liquidation values, management comfort,
and overall financial health. Tailor lending solutions to support the refinancing of
long-term assets, funding capital expenditures, procuring equipment or real estate, or
facilitating long-term asset amortization.
Full-cycle invoice financing
Enable SMEs to access flexible working capital by financing accounts receivable. Tailor
the percentage of the invoice value to meet their specific business requirements and
help them stay in control of their cash flow. Deliver an all-inclusive lending process
from start to finish, including customer onboarding, loan origination, decision-making,
disbursement, calculation, and loan closure.