![](https://hesfintech.com/wp-content/uploads/2024/05/ksa-slide-1.png)
Comply with SAMA regulations
HES LoanBox is a maturity-level-3 software designed to meet Saudi ethical standards and regulatory requirements at all levels, including local data storage with ORACLE.
![](https://hesfintech.com/wp-content/uploads/2024/06/ksa-slide-2.png)
Saudi-ready lending software
Our loan management system features direct connections to regional banking systems and local service platforms, which enhance operational efficiency and ensure compliance.
![](https://hesfintech.com/wp-content/uploads/2024/06/ksa-slide-3.png)
White-label landing page
Choose your own design for a user-friendly loan website enhances user engagement and boosts application numbers.
![](https://hesfintech.com/wp-content/uploads/2024/05/ksa-slide-4.png)
Simplify your customers’ loan journey
Provide a personal space where borrowers can control every aspect of their loan journey – from application to digital KYC verification.
![](https://hesfintech.com/wp-content/uploads/2024/05/ksa-slide-5.png)
Manage all lending operations in one place
Optimize your operations with our API-rich Back Office, offering loan products, real-time data, amortization schedules, automated calculations, and everything else you need to grow your business.
![](https://hesfintech.com/wp-content/uploads/2024/05/ksa-slide-6.png)
Boost revenue with AI-powered credit scoring
GiniMachine AI harnesses machine learning to analyze complex data patterns, enhancing accuracy in credit decisions, reducing NPLs, and enabling more reliable credit assessments.
![](https://hesfintech.com/wp-content/uploads/2024/06/ksa-slide-7.png)
Built on the latest tech stack
Scalability, performance, and security are ensured by the modern tech stack, incorporating open-source technologies, that we use to develop HES LoanBox.