Try HES LoanBox lending platform to expedite
your workflow
and ensure the fastest ROI
your workflow
and ensure the fastest ROI
Digital loan origination
Flexible loan servicing options
Automated
underwriting New
underwriting New
One-roof loan management
HES LoanBox includes
White-label lending platform
Offer your borrowers the convenience of applying for loans online. Integrate a
user-friendly loan calculator and display your loan terms to attract more potential
clients. With a responsive landing page, customers can access it effortlessly from any
device, ensuring a seamless omnichannel experience.
user-friendly loan calculator and display your loan terms to attract more potential
clients. With a responsive landing page, customers can access it effortlessly from any
device, ensuring a seamless omnichannel experience.
Your branded mobile app
Empower your clients to have control over their active loans and new applications with a
powerful mobile app. Introduce your lending platform on App Store and Google Play,
captivating customers and encouraging them to conveniently monitor payment schedules
through the app.
powerful mobile app. Introduce your lending platform on App Store and Google Play,
captivating customers and encouraging them to conveniently monitor payment schedules
through the app.
Know Your Customer
HES LoanBox uses a KYC plugin and biometric authentication to identify borrowers. The
verification process takes only 30 seconds, enabling you to maintain the utmost security
while expediting the underwriting procedures for your business.
verification process takes only 30 seconds, enabling you to maintain the utmost security
while expediting the underwriting procedures for your business.
Loan origination software
Offer borrowers a dedicated online portal.
In their personal space, clients can effortlessly apply for new loans, track the approval journey,
and securely upload essential documents—all without the need to step into your physical office.
Efficient SaaS loan origination software saves time for your credit officers and elevates customer
satisfaction.
In their personal space, clients can effortlessly apply for new loans, track the approval journey,
and securely upload essential documents—all without the need to step into your physical office.
Efficient SaaS loan origination software saves time for your credit officers and elevates customer
satisfaction.
Active loan
Approved loan customers can easily keep tabs on their payment schedules, credit terms, and
remaining
balances right from their personal accounts. SaaS
lending platform offers a
seamless online experience for
managing debt and smoothly
integrates with multiple payment
providers for hassle-free digital transactions.
remaining
balances right from their personal accounts. SaaS
lending platform offers a
seamless online experience for
managing debt and smoothly
integrates with multiple payment
providers for hassle-free digital transactions.
Active loan
Customers who have been approved for a loan can monitor their payment schedules, credit
terms, and outstanding amounts within their personal account. SaaS lending software
facilitates seamless online debt management and effortlessly integrates with various
payment
providers to ensure digital transactions.
terms, and outstanding amounts within their personal account. SaaS lending software
facilitates seamless online debt management and effortlessly integrates with various
payment
providers to ensure digital transactions.
Borrower profile
Customers input their personal details, financial and banking information, employment
status, and ID directly through the online platform. Submitted data undergoes KYC and
scoring to quickly assess eligibility.
status, and ID directly through the online platform. Submitted data undergoes KYC and
scoring to quickly assess eligibility.
Application flow
Clients can access their full application history right at their fingertips. The
SaaS-based lending system keeps application statuses up-to-date in real-time, so
borrowers are always in the loop about whether they’ve been approved or declined.
SaaS-based lending system keeps application statuses up-to-date in real-time, so
borrowers are always in the loop about whether they’ve been approved or declined.
SMS and Email notifications
SaaS lending platform enables automatic notifications, sent directly through the
client’s preferred channel to enhance efficiency. Keep borrowers in the loop by sending
updates and reminders of required actions via SMS and email.
client’s preferred channel to enhance efficiency. Keep borrowers in the loop by sending
updates and reminders of required actions via SMS and email.
Payment schedules
Enhance delinquency prevention by keeping borrowers informed. Customers can easily
access a payment schedule for each active loan, complete with due dates for
installments, interest rates, and the final credit repayment term.
access a payment schedule for each active loan, complete with due dates for
installments, interest rates, and the final credit repayment term.
and much more
Activities dashboard
Online payments
Bank account verification
Address checking
Custom application forms
Back office
AI credit scoring
Automate underwriting with smart preapprovals. HES combined SaaS lending technology with
AI to score incoming requests on the go. ML algorithms identify potentially delinquent
borrowers based on historical data patterns.
AI to score incoming requests on the go. ML algorithms identify potentially delinquent
borrowers based on historical data patterns.
Loan management
Monitor issued loans using the SaaS lending platform. Efficiently manage borrower
profiles and tailor lending workflows to your needs with a few clicks. Keep track of
operations, transaction history, and signed contracts.
profiles and tailor lending workflows to your needs with a few clicks. Keep track of
operations, transaction history, and signed contracts.
Calculations
Adjust multiple calculation logics within your ready-made lending system. Create credit
lines, roll out installment loans, and offer cash advances, and customize to your needs.
Adopt new calculation models as your business grows.
lines, roll out installment loans, and offer cash advances, and customize to your needs.
Adopt new calculation models as your business grows.
Configurable loans
Create new loan products in a snap. Configure loan terms, set amount limits, and adjust
interest rates with ease. Make customization a breeze and optimize the process for a
seamless customer journey.
interest rates with ease. Make customization a breeze and optimize the process for a
seamless customer journey.
Smart lending software integrations
Lending platform
meets AI power
Leverage the incredible potential
of AI technology to assess loan portfolios, automate debt collection, and gain invaluable data-driven insights.
of AI technology to assess loan portfolios, automate debt collection, and gain invaluable data-driven insights.
Why choose HES LoanBox
3 months to launch
Intuitive and easy to learn
Highly customizable
Grows with your business
Futureproof and secure
Powerful lending
software features
Custom workflows
Streamline workflow visualization and application throughout the system. HES SaaS loan
platform supports multiple workflows for enhanced freedom and flexibility.
platform supports multiple workflows for enhanced freedom and flexibility.
Automatic reporting
Track KPIs with interactive reports and dashboards. Export and customize data as needed.
Stay alert and make informed business decisions effortlessly.
Stay alert and make informed business decisions effortlessly.
Debt collection
Use an AI-driven debt collection tool to analyze accounts receivable, identifying debts more
likely to be repaid. Get case-tailored collection strategies to improve DSO rate.
likely to be repaid. Get case-tailored collection strategies to improve DSO rate.
Risk management
AI credit scoring predicts defaults and assesses risk. Set cut-off thresholds to define
risky assets and control NPLs. Receive insights for smarter credit portfolio management.
risky assets and control NPLs. Receive insights for smarter credit portfolio management.
Online transactions
Track automatic disbursements, repayments, and daily transactions effortlessly with SaaS
loan software. Enjoy unified online access for streamlined management.
loan software. Enjoy unified online access for streamlined management.
Roles-based access
Enhance security with role-based user permissions. Limit access to system functions based on
specific user roles, ensuring a robust and controlled environment.
specific user roles, ensuring a robust and controlled environment.
Digital signature
Streamline loan origination with an e-signature. Our online lending software reduces
paperwork and eliminates physical office visits for added convenience and security.
paperwork and eliminates physical office visits for added convenience and security.
Task management
Synchronize loan officers’ work with the HES LoanBox solution. The built-in task management
module facilitates task allocation and performance monitoring for seamless operations.
module facilitates task allocation and performance monitoring for seamless operations.
Enjoy the flexibility
of lending
software
HES FinTech’s lending software is versatile and easily adaptable to various
lending business types
lending business types
Alternative lending
Point of Sale finance
SME commercial lending
PayDay cash advance
Auto lending business
Invoice financing
Proven efficiency
of lending software
Reduction in loan processing time
Issue more loans per time unit. With HES LoanBox, application processing takes up
to 30 minutes, boosting a credit department throughput.
to 30 minutes, boosting a credit department throughput.
5-30 min
for application
processing
processing
Reduction in loan processing time
Issue more loans per time unit. With HES LoanBox, application processing takes up to 30
minutes, boosting a credit department throughput.
minutes, boosting a credit department throughput.
Staffing optimization
Reduce staff costs. Case studies show that HES solutions save the worktime of
employed loan officers, reducing the need in hiring new managers.
employed loan officers, reducing the need in hiring new managers.
12.5k hhrs
yearly worktime
savings
savings
Staffing optimization
Reduce staff costs. Case studies show that HES solutions save the worktime of employed loan
officers, reducing the need in hiring new managers.
officers, reducing the need in hiring new managers.
42%
Increase in data
entry speed
entry speed
x2.5
More accurate loan
decisions
decisions
90%
Fewer human
mistakes
mistakes
35%
Faster turnaround
and payback
and payback
Trusted lending
solution
HES FinTech has been our reliable technology partner since 2012. We owe
much of our success to their well-architectured solution.
Boris Batine, CEO
HES FinTech offers comprehensive front-to-back solutions with
integrations. Our machine learning platform will allow clients best-in-class investment
advice.
Edward Downpatrick, Strategy Director
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and
user-friendly platform that caters to our specific needs.
Hjortur H. Jonsson, Partner
HES FinTech developed our lending software and predictive analytics. Their expertise
delivered automation, clear UI/UX and customer portal.
Mazen Alasnag, Head of Loan Management
The LMS provided flexible repayment options, automated restructuring and branch-level
management, enhancing efficiency and risk mitigation.
Urnukhjargal Badam, Branch Manager
Pricing
Enterprise
Launch your platform in 3 months with expert
guidance. Embrace flexibility with solutions
custom-fit to your business workflow
Starting from $75,000
Unlimited custom features
API for flexible workflow management
Tailored calculation logic
Advanced security, user and role management
Extensive range of local integrations
Lending product engine
Disbursements and repayments automation
Portals for agents, brokers, and merchants
Automated debt collection
FAQ
Is HES LoanBox solution user-friendly and easy to learn?
How much does loan management software cost?
Is HES LoanBox lending solution scalable?
Does HES FinTech offer customer support services?
