Try the HES LoanBox lending platform to streamline
your workflow and achieve faster ROI
Digital loan origination
Flexible loan servicing options
Automated
underwriting New
One-roof loan management
HES LoanBox includes
White-label lending platform
Offer your borrowers the convenience of applying for loans online.
Integrate a
user-friendly loan calculator, and display your loan terms to attract more potential
clients. With a responsive landing page, customers can access it effortlessly from any
device, ensuring a seamless omnichannel experience.
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more
Your branded mobile app
Empower your clients to have control over their active loans and new applications with a
powerful mobile app. Introduce your lending platform on App Store and Google Play,
captivating customers and encouraging them to conveniently monitor payment schedules
through the app.
Know Your Customer
HES LoanBox uses a KYC plugin and biometric authentication to identify borrowers. The
verification process takes only 30 seconds, enabling you to maintain the utmost security
while expediting the underwriting procedures for your business.
Loan origination software
Offer borrowers a dedicated online portal.
In their personal space, clients can effortlessly apply for new loans, track the approval journey,
and securely upload essential documents—all without visiting your physical office.
Efficient loan origination software helps save time for your credit officers and elevates customer
satisfaction.
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Active loan
Customers who have been approved for a loan can monitor their payment schedules, credit
terms, and outstanding amounts within their personal account.The lending software
facilitates seamless online debt management and effortlessly integrates with various
payment providers for easy digital transactions
Borrower profile
Customers input their personal details, financial and banking information, employment
status, and ID directly through the online platform. Submitted data undergoes KYC and
scoring in order to quickly assess eligibility.
Application flow
Clients can access their full application history easily. The lending system keeps application statuses up-to-date in real-time, so
borrowers are always in the loop about whether they've been approved or declined.
SMS and Email notifications
The lending platform enables automatic notifications, sent through clients’ preferred channels to enhance efficiency. Keep borrowers in the loop by sending
updates and reminders of required actions via SMS and email.
Payment schedules
Enhance delinquency prevention efforts by keeping borrowers informed. Customers can easily
access a payment schedule for each active loan, complete with due dates for
installments, interest rates, and the final credit repayment term.
Answer a few questions
for your loan software estimate
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Back office
Boost managers’ efficiency with an all-in-one, scalable
back-office solution.
Your team can handle applications, manage loans, oversee borrowers, customize credit
products, and
initiate collections seamlessly. Maximize staff efficiency, reduce costs, and gain
operational flexibility.
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AI credit scoring
Automate underwriting with smart preapprovals. HES combines SaaS lending technology with AI to instantly score incoming requests, while ML algorithms detect potentially delinquent borrowers by analyzing historical data patterns.
Loan management
Monitor issued loans with the lending platform. Easily manage borrower profiles, customize workflows to your needs, and track operations, transaction history, and signed contracts — all in one place.
Calculations
Adjust multiple calculation logics within your ready-made lending system. Create credit
lines, roll out installment loans, and offer cash advances, and customize to your needs.
Adopt new calculation models as your business grows.
Configurable loans
Create new loan products in a snap. Configure loan terms, set amount limits, and adjust
interest rates with ease. Make customization a breeze and optimize the process for a
seamless customer journey.
Smart lending software integrations
Lending platform
meets AI power
Leverage the incredible potential
of AI technology to assess loan portfolios, automate debt collection, and gain invaluable data-driven insights.
of AI technology to assess loan portfolios, automate debt collection, and gain invaluable data-driven insights.
Why choose HES LoanBox
3 months to launch
Intuitive and easy to learn
Highly customizable
Grows with your business
Futureproof and secure
Flexible process builder
Tailor the lending origination process with no coding required. Build application steps, define decision logic, and craft individualized customer journeys through intuitive visual tools.
Notification templates
Create smart email and SMS templates enriched with variables to automate reminders, updates, and notifications, keeping borrowers informed without manual effort.
Unlimited product configuration
Set up unlimited lending products and campaigns with fully customizable fees, rates, and repayment structures. Configure any lending model, from credit lines to installment plans.
Automate contract templates
Generate compliant agreements instantly using dynamic templates, reduce errors, and speed up onboarding through automated document creation.
Security settings and preferences
Generate compliant agreements instantly using dynamic templates, reduce errors, and speed up onboarding through automated document creation.
Enjoy the flexibility
of lending software
HES FinTech's lending software is versatile and easily adaptable to various
lending business types
lending business types
Alternative lending
Point of Sale finance
SME commercial lending
PayDay cash advance
Auto lending business
Invoice financing
Proven efficiency of lending software
Reduction in loan processing time
Issue more loans per time unit. With HES LoanBox, application processing takes up
to 30 minutes, boosting a credit department throughput.
5-30 min
for application
processing
processing
Reduction in loan processing time
Issue more loans per time unit. With HES LoanBox, application processing takes up to 30
minutes, boosting a credit department throughput.
Staffing optimization
Reduce staff costs. Case studies show that HES solutions save the worktime of
employed loan officers, reducing the need in hiring new managers.
12.5k hhrs
yearly worktime
savings
savings
Staffing optimization
Reduce staff costs. Case studies show that HES solutions save the worktime of employed loan
officers, reducing the need in hiring new managers.
42%
Increase in data
entry speed
entry speed
x2.5
More accurate loan
decisions
decisions
90%
Fewer human
mistakes
mistakes
35%
Faster turnaround
and payback
and payback
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
