HES LoanBox
Ready-made SaaS lending platform

Get a free demo

Try HES LoanBox® lending-as-a-service platform to expedite
your workflow
and ensure the fastest ROI
Digital loan origination
Flexible loan servicing options
underwriting New
One-roof loan management

HES LoanBox® includes

White-label lending platfrom

Offer your borrowers the convenience of applying for loans online. Integrate a
user-friendly loan calculator and display your loan terms to attract more potential
clients. With a responsive landing page, customers can access it effortlessly from any
device, ensuring a seamless omnichannel experience.

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Your branded mobile app
Empower your clients to have control over their active loans and new applications with a
powerful mobile app. Introduce your SaaS lending platform on App Store and Google Play,
captivating customers and encouraging them to conveniently monitor payment schedules
through the app.

Know Your Customer
HES LoanBox® uses a KYC plugin and biometric authentication to identify borrowers. The
verification process takes only 30 seconds, enabling you to maintain the utmost security
while expediting the underwriting procedures for your business.

SaaS loan origination software

Active loan
Borrower profile
Activities dashboard

micro loan origination software

microlending software borrower portal

micro finance system notifications

micro finance system notifications

Offer borrowers a dedicated online portal.
In their personal space, clients can effortlessly apply for new loans, track the approval journey,
and securely upload essential documents—all without the need to step into your physical office.
efficient SaaS loan origination software saves time for your credit officers and elevates customer

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omnichannel loan origination platform

Active loan
Approved loan customers can easily keep tabs on their payment schedules, credit terms, and
balances right from their personal accounts. SaaS
lending platform offers a
seamless online experience for
managing debt and smoothly
integrates with multiple payment
providers for hassle-free digital transactions.

omnichannel loan origination platform

Active loan
Customers who have been approved for a loan can monitor their payment schedules, credit
terms, and outstanding amounts within their personal account. SaaS lending software
facilitates seamless online debt management and effortlessly integrates with various
providers to ensure digital transactions.

client's profile in consumer loan origination system
Borrower profile
Customers input their personal details, financial and banking information, employment
status, and ID directly through the online platform. Submitted data undergoes KYC and
scoring to quickly assess eligibility.

Application flow
Clients can access their full application history right at their fingertips. The
SaaS-based lending system keeps application statuses up-to-date in real-time, so
borrowers are always in the loop about whether they’ve been approved or declined.

omnichannel loan origination platform
SMS and Email notifications
SaaS lending platform enables automatic notifications, sent directly through the
client’s preferred channel to enhance efficiency. Keep borrowers in the loop by sending
updates and reminders of required actions via SMS and email.

Payment schedules
Enhance delinquency prevention by keeping borrowers informed. Customers can easily
access a payment schedule for each active loan, complete with due dates for
installments, interest rates, and the final credit repayment term.

Back office

Credit scoring
Loan management
Product engine

micro credit software

microfinance application software

microfinance loan management software

microfinance management software

Boost managers’ efficiency with an all-in-one, scalable back-office solution.
Your team can Handle applications, manage loans, oversee borrowers, customize credit
products, and
initiate collections seamlessly. Maximize staff efficiency, reduce costs, and gain
operational flexibility.

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AI credit scoring
Automate underwriting with smart preapprovals. HES combined SaaS lending technology with
AI to score incoming requests on the go. ML algorithms identify potentially delinquent
borrowers based on historical data patterns.

Loan management
Monitor issued loans using the SaaS lending platform. Efficiently manage borrower
profiles and tailor lending workflows to your needs with a few clicks. Keep track of
operations, transaction history, and signed contracts.

omnichannel loan origination platform
Adjust multiple calculation logics within your ready-made lending system. Create credit
lines, roll out installment loans, and offer cash advances, and customize to your needs.
Adopt new calculation models as your business grows.

KYC for loan origination software
Configurable loans
Create new loan products in a snap. Configure loan terms, set amount limits, and adjust
interest rates with ease. Make customization a breeze and optimize the process for a
seamless customer journey.

Why choose HES LoanBox®
14 days to launch

Intuitive and easy to learn

Highly customizable

Grows with your business

Futureproof and secure

Get a free demo

Enjoy the flexibility
of lending-as-a-service

HES FinTech’s SaaS lending software is versatile and easily adaptable to various
lending business types

versatile loan processing software
Alternative lending
Point of Sale finance
SME commercial lending
PayDay cash advance
Auto lending business
Invoice financing

Request a

Proven efficiency
of SaaS lending software

Reduction in loan processing time
Issue more loans per time unit. With HES LoanBox®, application processing takes up
to 30 minutes, boosting a credit department throughput.

5-30 min
for application

Reduction in loan processing time
Issue more loans per time unit. With HES LoanBox®, application processing takes up to 30
minutes, boosting a credit department throughput.

Staffing optimization
Reduce staff costs. Case studies show that HES solutions save the worktime of
employed loan officers, reducing the need in hiring new managers.

12.5k hhrs
yearly worktime

Staffing optimization
Reduce staff costs. Case studies show that HES solutions save the worktime of employed loan
officers, reducing the need in hiring new managers.

Increase in data
entry speed

More accurate loan

Fewer human

Faster turnaround
and payback

HES FinTech has been working in the fintech industry since 2012 and has successfully released
160+ projects for clients from 30+ countries worldwide.

Choose your plan

Kickstart your platform in 2 weeks with
lending experts
by your side
Launch cost
from $25,000

Readymade lending solution, including:
3-in-1 system for loan management
Task and role management
Local integrations
Know Your Customer
Multiple loan types support
Custom loan application fields
Access to the BI tools
Turnkey in-cloud AWS ecosystem
Maintenance and security updates
Knowledge base and user guides

Eliminate rigidity with the custom solution
tailored to
your business workflow
Launch cost
from $75,000

Everything in Startup, plus:
Unlimited custom features
Open API for total workflow control
Limitless calculation logic
Customizable loan origination flow
Commercial lending engine
Ad-hoc portals for brokers and agents
Automated debt collection
3-rd party credit history and scoring
Data migration
Technical support


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