Factoring software
for immediate financing
Customizable factoring solution
that benefits all parties
Supplier
Factoring origination system provides omnichannel online registration.
A supplier can submit invoices online, set up reports on the commissions and funding received,
securely store electronic documents in a personal account.
A supplier can submit invoices online, set up reports on the commissions and funding received,
securely store electronic documents in a personal account.
Factor
A factor can automatically build scoring models based on historical data
and make data-driven decisions. End-to-end factoring process coverage: from supplier onboarding,
loan origination and decision making, disbursement and calculation to the loan closure.
and make data-driven decisions. End-to-end factoring process coverage: from supplier onboarding,
loan origination and decision making, disbursement and calculation to the loan closure.
Debtor
Under open factoring, a debtor may confirm the actuality of the deal by
invoice verification. A debtor can be granted limited access to the list of invoices provided
to a factor by a supplier.
invoice verification. A debtor can be granted limited access to the list of invoices provided
to a factor by a supplier.
Supplier onboarding
Digital factoring platform
White-label factoring solution. Omnichannel KYB verification. A supplier can start registration
from one device, and proceed from another anytime later. Quick access to the info on the state
of receivables, opportunity to add invoices on the go and more.
from one device, and proceed from another anytime later. Quick access to the info on the state
of receivables, opportunity to add invoices on the go and more.
Sign documents electronically
Securely store and share financial information with a simple and paperless interface. An electronic
signature based on powerful integrations is included in the basic package of factoring finance software. Enable fully digital e-signature
and approval workflows for both your factoring business team and the borrower.
signature based on powerful integrations is included in the basic package of factoring finance software. Enable fully digital e-signature
and approval workflows for both your factoring business team and the borrower.
Inquiry processing
Invoice factoring
origination system
Automated factoring invoice underwriting
Make immediate data-driven decisions. The factoring software solution includes AI scoring system
to reveal potentially profitable deals based on historical business data. Avoid biases
and human
mistakes with automated borrower inquiry scoring, invoice estimation & debtor underwriting.
to reveal potentially profitable deals based on historical business data. Avoid biases
and human
mistakes with automated borrower inquiry scoring, invoice estimation & debtor underwriting.
Customizable workflows
Back office
Business factoring system
for all-round control
Automation of all the processes and calculations
Track disbursements and payments in real time. Evaluate the quality of your credit portfolio.
Hands-off management over the factoring deal. HES factoring software systems automatically calculate
late fees, allocated and outstanding assets.
Hands-off management over the factoring deal. HES factoring software systems automatically calculate
late fees, allocated and outstanding assets.
Task management
Intuitive interface of a dashboard with lists of tasks assigned to users
according to their roles simplifies the workflow management and efficiency tracking.
according to their roles simplifies the workflow management and efficiency tracking.
AI/ML scoring software for factoring
Use GiniMachine AI module to assess discipline and credit limits.
Estimate payout terms and recovery changes at ease with the smart factoring solution.
Estimate payout terms and recovery changes at ease with the smart factoring solution.
and much more
Application management
Factoring deal management
Document templates
Automation of disbursements and payments
Transactions and reporting
Flexible integrations
for advanced factoring
Technology architecture overview
Powerful tools
HES FinTech uses updated tech stack, including Java 17, Spring Core,
PostgreSQL. The factoring software architecture is based on FOSS technologies. No
additional licensing fees – you pay for the platform’s source code only.
PostgreSQL. The factoring software architecture is based on FOSS technologies. No
additional licensing fees – you pay for the platform’s source code only.
Advanced
Technology partner
All-in-one factoring
software solutions
Total invoice factoring fintech solution
3-4 months time-to-market
A few seconds for a loan decision
No additional charges per customer
