How can I integrate HES’ factoring software with my existing system?

HES LoanBox is a highly customizable modular platform that can seamlessly integrate with your current CRM or legacy lending system. Our team of technical experts ensures a smooth transition of databases and effortless integration, taking care of the entire process for you.

How does your software handle invoice verification and payment processing?

With the implementation of advanced KYB (Know Your Business) technology and optimized document workflow, all incoming invoices undergo thorough checks upon submission. Furthermore, our factoring system offers a wide selection of over 100 APIs for seamless integration, empowering you to handle payment processing from start to finish.

How secure is HES FinTech’s factoring software?

Security is the cornerstone of our factoring software’s design philosophy. We take pride in holding an ISO 27001 certification, which serves as a testament to our commitment to adhering to rigorous global security standards. To protect your business from potential breaches and mitigate the risk of money laundering, we leverage cutting-edge technologies, implement robust Know Your Customer procedures, and employ secure cloud data storage. By integrating these advanced measures, our software offers you the assurance you need to confidently uphold your company’s compliance and safeguard its reputation.

What level of customer support can I expect?

We place utmost importance on ensuring our clients’ satisfaction by providing lifetime customer support. HES FinTech fully dedicated to offering continuous assistance and promptly addressing any inquiries or concerns related to our products. Our commitment is unwavering as we strive to help our clients unlock the full potential of our software and achieve their business objectives with success.

Factoring platform
for immediate financing

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Customizable factoring solution

that benefits all parties

Supplier

A factoring origination system provides omnichannel online registration. Suppliers can
submit invoices online, generate reports on commissions and funding received, and securely
store electronic documents in their personal accounts.

Factor

A factor can automatically build scoring models based on historical data, enabling
data-driven decisions. The system provides end-to-end coverage of the factoring process:
from supplier onboarding, loan origination, and decision-making to disbursement,
calculation, and loan closure.

Debtor

Under open factoring, a debtor may confirm the validity of a transaction through invoice
verification. The debtor can be granted limited access to the list of invoices submitted to
the factor by the supplier.

Supplier onboarding

Digital factoring platform

Custom white-label factoring solution with omnichannel KYB verification.

HES FinTech can develop a tailored platform for your business, allowing suppliers to start
registration on one device and continue on another. Get quick access to receivables status,
add invoices on the go, and more – all designed specifically for your needs.

Sign documents electronically

Securely store and share financial information with a simple, paperless interface. Factoring
finance software can include built-in electronic signature capabilities. Enable fully digital
e-signature and approval workflows for both your team and borrowers.

Inquiry processing

Invoice factoring

origination system

Automated factoring invoice underwriting

Make immediate data-driven decisions. The factoring software solution can include an AI scoring
system to identify potentially profitable deals based on historical business data. Avoid biases
and human errors with automated borrower inquiry scoring, invoice estimation, and debtor
underwriting.

Customizable workflows

Back Office

Business factoring system

for all-round control

Automation of all the processes and calculations

Track disbursements and payments in real time. Evaluate the quality of your credit portfolio
effortlessly. Enjoy hands-off management of your factoring deals. HES factoring software systems
can be designed to automatically calculate late fees and manage allocated and outstanding
assets.

Task management

Intuitive interface of a dashboard with lists of tasks assigned to
users according to their roles simplifies the workflow management
and efficiency tracking.

AI/ML scoring software for factoring

Use GiniMachine AI module to assess discipline and credit limits.
Estimate payout terms and recovery changes at ease with the smart
factoring solution.

and much more

Application management

Factoring deal management

Document templates

Automation of disbursements and payments

Transactions and reporting

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Flexible integrations

for advanced factoring

Technology architecture overview

Powerful tools

HES FinTech uses updated tech stack, including Java 17, Spring
Core, PostgreSQL. The factoring software architecture is based on
FOSS technologies. No additional licensing fees – you pay for the
platform’s source code only.

Cloud provider

Success stories

CashU

Consumer lending Kazakhstan

Check out the case study of a successful loan automation software upgrade to a comprehensive front-to-back platform for online microfinance lending

ID Finance

Consumer lending Spain and 10 more countries

In just 3 months, our team customized HES LoanBox for a now-unicorn financial company that was entirely new at the time

HES FinTech has been our reliable technology partner since 2012. We owe much of our success to their well-architectured solution.

Boris Batine, CEO

HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.

Edward Downpatrick, Strategy Director