HES FinTech software for MFI lenders covers end-to-end functionality in a single system: origination, underwriting, servicing, collection, and reporting. Speed up “time-to-fund” and discard insecure manual processes in favor of smooth automated workflows.
Whether you need to go digital, add process automation, or facilitate the transformation of current operations, our microfinance system can meet your business needs in an ever-changing lending market.
Orchestrate the loan origination process with a dedicated end-to-end solution. Save labour and other operating costs. Accelerate the speed of loan application handling from first engagement with a borrower to the final acceptance.
HES software replaces siloed servicing and provides full control over the process. Automate every single step after disbursing the funds until the loan is fully paid off. Сollect principal, interest, and escrow payments from a borrower. Monitor delinquencies, restructurings and execute foreclosures.
Determine the creditworthiness of borrowers at speed and scale. Integrate with third-party credit scoring providers or build your own scoring system and make well-informed credit decisions.
The reporting module provides fast, customizable access to interactive dashboards with accurate information and easy-to-use tools to make critical business decisions. Instant reports allow MFIs to track areas that need immediate attention.
Export data to a range of formats, use clear standard dashboards or create comprehensive reports and deliver results to the right person in the right format.
HES software offers endless customization options and the maturity of the HES Core™ to meet the most demanding financial business needs. Being a highly scalable platform, HES enables automation and helps lenders quicker adapt to new market trends and introduce new products at a faster pace.
HES offers a flexible system with a future-proof architecture in place. HES Core is made of 20+ prebuilt modules that are easily configured and implemented to provide functionality both for online borrowers (front-end components) and back-office employees (back-office modules).
HES offers fully integrated front-to-back solutions that are designed to streamline lending operations. The solutions are built with open source tools and could be integrated with any existing infrastructure.
HES FinTech facilitates compliance with the latest international regulations. The software components are built on leading technologies and adhere to enterprise-level security standards and security measures throughout the SDLC.