Get your microfinance system ready to go in 2 weeks
MFI software solution includes
Borrower Portal + Apps
Online loan origination
One-roof assets management
Automated document flow
AI application scoring
automated loan management
The micro loan management system unifies all assets and
borrower data, providing comprehensive control over assets via microfinance management software.
faster loan approval
Our software streamlines data entry and document organization, decreasing manual underwriting tasks, freeing up time for business development.
more precise decisions
Microfinance system software employs AI for unbiased credit scoring, identifying high-risk applications and enabling more informed decisions.
fewer manual tasks
The versatile microfinance system uses online software to
expedite credit applications and pre-score requests, thus hastening approval times.
Micro credit software for digital lending
Get a white-label website and brand it to be more recognizable. Empower your clients with an omnichannel experience: borrowers can fill in applications online via laptops and smartphones.
Web or mobile app
Provide your clients with a seamless digital experience.
Launch your online micro lending platform in the
App Store and
Google Play, to engage customers and emphasize them to track payment schedules online.
Micro loan calculator
Put a built-in loan calculator on your website to show users the terms and amount they can receive. They can choose the best suitable credit product based on personal needs and proceed to credit application.
Let borrowers apply for loans online
After choosing the microfinance product on the website, a client is redirected to the borrower portal. Here they can fill out the application form, and upload photos of their IDs. Micro finance software provides an auto-save feature, so customers can return later without losing already filled-in info.
Once a loan is approved, customers can track the payment schedule, credit terms, and due amounts in their personal space. Front-end micro credit software allows users to manage their debt online. The borrower portal integrates with payment providers, so clients are free to conduct transactions on the spot.
A customer fills in financial info and ID in the borrower profile. Clients are free to change this information anytime online. All the data passes automated underwriting, then it is registered in the lender’s database.
Inform your clients about loan terms updates, application statuses, and required actions. Customers can track their activities and application history. The micro finance system establishes effective communication.
SMS and Email notifications
Set automatic notifications. The micro loan management software sends them via the client’s preferred channel for better efficiency. Stay connected with borrowers through SMS and email, providing updates and auto reminders of required actions.
Know Your Customer
Microfinance application software identifies borrowers with a KYC plugin. Client identity is automatically verified in 30 seconds using their personal data and photo of ID. Keep your business secure and accelerate underwriting with KYC.
Smart software for microfinance lending
Automate microfinance application processing with intelligent data capture. Extract relevant information from documents automatically. Originate more loans with accelerated underwriting and digital document flow. Increase credit approval capacity and drive team productivity with microfinance loan software.
Track both active and closed loans in microfinance software. Monitor operations online, write off credits, or register offline payments. Amortization, contracts, and collateral documents meet smart automation, leaving no room for human errors.
AI credit scoring
Save resources on scoring. AI micro credit management software automates preapproval for applications, estimating NPL risk based on historical loan data. The AI uses alternative data for more accurate credit decisions.
Launch personalized finance products and product campaigns to obtain more clients. Set desirable terms, payment frequency, interest rates, fees, and grace periods just in a few clicks.
Adjust multiple calculation logics within your microfinance system. Create credit lines, issue installment loans, and cash advances, and customize them according to your needs. Adopt new calculation types flexibly as your business grows.
Microfinancing software AI
Harness the power of AI to score loan portfolios, automate debt collection, and receive data-driven insights.
Your benefits with HES
Ensure the fastest ROI possible by launching a micro lending platform
in a record 14 days. The microfinance management system is ready to deploy and only takes some time to tailor according to your needs.
MFI software expertise
The team of BAs with over 10 years of hands-on experience in multiple
types of lending institutions is ready to meet your business requirements. HES’ micro finance solutions are made by lendersfor lenders.
Scalability and customization
Enjoy unlimited customization to tailor modules, add features, and fine-tune interfaces. Seamlessly integrate with reporting, accounting, payments, and credit bureaus.
Effortlessly expand your business with the micro finance solution’s smooth growth path.
Count on our dedicated customer support team for all your needs. Whether you have questions, issues, or need guidance, we’re here to ensure your satisfaction. Reach out to us anytime for prompt assistance and effective utilization of our services.
Security and stability
HES is ISO 27001 certified. Microfinance technology solutions are deployed with Amazon AWS or Google Cloud. The latest Java LTS stack maintains stable and future-proof operation. Regular security updates ensure the safety of your data.
HES FinTech has been working in the microfinance management software industry since 2012 and has successfully released over 160 projects for clients from 40+ countries worldwide.
Ad-hoc microfinance loan management system
End-to-end microfinancing software
Equip your business with powerful micro-lending software covering loan processing tasks in full. Flexible functionality automates manual tasks from onboarding to underwriting to full repayment.
2 weeks time-to-market
HES micro-finance system is ready for a launch in just 2 weeks. Benefit from fine-tuning of micro-finance software for your business needs. Expand your capabilities with microfinance management software.
Lifelong customer support
Utilize the power of AI-based microfinance system with full confidence. The HES team provides customer support and employee training upon your request.
No additional charges per customer
HES provides fully managed microfinance software solutions with no limits on the number of users. Flexible pricing depends on the features you choose. Request the microfinance software demo to learn more.
In addition to our micro credit management software, HES FinTech provides lending market expertise to help our clients identify their business needs and opportunities for success in the competitive micro-lending market. Our experienced BA team is available to guide you through the process and offer a powerful micro-lending solution. HES provides comprehensive microfinance software demos and customer support to ensure you can use our system to its fullest potential.
Can the microfinance system be customized to fit our specific needs?
HES offers flexible pricing plans that are tailored to the level of customization you require. Depending on your needs, you can add APIs, integrate your microfinance management software with CMS, adopt additional features, or even customize existing ones. Our sales manager can help you to choose the right plan that includes all the necessary tools and customization possibilities to meet your specific demands.
How secure are micro-finance systems?
At HES FinTech, we take security seriously. Our microfinancing software has received an official ISO 27001 certification, which confirms that it adheres to international security standards. We use advanced technologies along with KYC (Know Your Customer) and cloud data storage to protect your business from breaches and money laundering schemes, ensuring that your company remains compliant and reputable. Our goal is to provide a secure and reliable platform for our clients so that they can focus on their business operations with peace of mind.
How long does it take to implement MFI software?
With HES LoanBox SaaS microfinance solution, you can launch your lending system in just two weeks. Our software is ready for a quick kick-off and only needs to be configured according to your specific needs. However, if you require additional customization and integrations with your legacy solution, it may take longer to tune the system. In such cases, our experienced BA team will estimate the necessary time and discuss all the conditions with you beforehand, to ensure that your system is launched as efficiently and effectively as possible.