Complete Microfinance Automation Software

Automate every lending step with micro lending platform from onboarding to repayment. Trusted by 65 microfinance lenders worldwide. AI-driven application scoring. 100+ available integrations. Get a fully configurable micro finance system ready to go in 90 days.
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End-to-End Solution
Origination
Servicing
Credit Scoring
Statistics & Reporting

End-to-End Solution

HES FinTech software for microfinance (MFI) combines end-to-end functionality in a single system — origination, underwriting, servicing, collection, and reporting. Speed up your time-to-fund and discard insecure manual processes in favor of smooth automated financial services.

Whether you need to go digital, add process automation, or facilitate the transformation of current operations, our microfinance system will meet your business needs in an ever-changing lending market.

Origination

Orchestrate the loan origination process with a dedicated microfinance loans solution. Reduce labor costs and operating expenditures. Accelerate the speed of loan application handling from first engagement with a borrower to the final acceptance.

  • — Smooth application process
  • — Verification of the customers’ identity and compliance
  • — Quick credit risk assessment with AI
  • — Automatic processing of documents/loan underwriting

Servicing

HES software replaces siloed servicing and provides full control over the process. Automate every single step of microfinance services after disbursing the funds until the loan is fully paid off. Сollect principal, interest, and escrow payments from a borrower. Monitor delinquencies, restructurings and execute foreclosures.

  • — Loan disbursement automation
  • — Payment schedules management
  • — Daily calculations for accruals, arrears, write-offs

Credit Scoring

Determine the creditworthiness of microfinance clients at speed and scale. Make well-informed credit decisions based on AI-powered analytics. Integrate your loan platform with third-party credit scoring providers or build your own scoring system. HES offers hundreds of integrations to meet the needs of your micro financing software.

  • — Accurately assess the financial state of borrowers
  • — Automatically build, validate and deploy AI scoring models
  • — Reduce NPLs and boost loan portfolio return

Statistics & Reporting

Explore our reporting module that provides fast and customizable access to interactive dashboards. Get accurate information at hand and enjoy easy-to-use tools to make critical business decisions. Instant reports allow MFIs to track areas that need immediate attention.

Export data to a range of formats using clear standard dashboards or add custom functionality as you see fit. HES can create comprehensive reports and deliver results to the right person in the right format.

Microfinance Software

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Software for Microfinance

Loan Management
Statistics
Built-In Product Engine
Scoring
Application Management
Microfinance Software Interface
Reports and Statistics
Micro Loan Software Borrower Interface
Built-In Product Engine
Product Engine
AI-Based Credit Scoring
Credit Scoring

Micro Credit Software by HES

Microfinance software solutions by HES have already been chosen by lenders worldwide for their feature-rich modular architecture. We help large and small businesses, credit unions, commercial banks, and not just by digitalizing their workflows. What microfinance institutions have experienced working with HES:
60%
reduction in operating costs
3-4
months to implement
35%
boost in efficiency
100%
software robustness and flexibility
Why Microfinance Software by HES Fintech

System Maturity and Flexibility

HES financial systems provide endless customization options and the maturity of the HES Core™ to meet the most demanding financial business needs. Being a highly scalable software solution, the HES platform enables automation and helps lenders quicker adapt to the market and introduce new products at a faster pace.

Modular Architecture

HES offers a flexible system with a future-proof architecture in place. HES Core is made of 20+ prebuilt modules that are easily configured to suit your core banking needs and implemented to provide functionality both for online borrowers (front-end components) and back-office employees (back-office modules).

Rich Integration Capabilities

HES creates fully integrated front-to-back solutions that are designed to streamline lending processes. Connect CRM, risk management, reporting module, BPMN, document management system, and other modules with your loan software. The solutions are built with open source tools and could be integrated with any existing infrastructure.

Security and Compliance

HES FinTech facilitates compliance with the latest international rules and regulations. The company is an official ISO 27001:2013 certified software vendor. Our solution components are built on leading technologies and adhere to enterprise-level security standards and security measures throughout the SDLC.

Ready To Learn More?

Build a digitally-driven software solution to manage small loans effectively. Book a personal session with an expert to get comprehensive information about HES Microfinance Software.
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