Complete microfinance software
Get software for microfinance (MFI) ready to go in 2 weeks
HES LoanBox® solution includes
Landing Page
Borrower Portal + Apps
Back office
Out-of-the-box white-label solution
Seamless application process
Smart scoring system
Automated decision-making
Versatile integration options
Digital onboarding
Convert users
into paying clients
Omnichannel approach
Microfinance clients can fill out fields of the lending request form on their
laptops but upload photos of their IDs and other documents from smartphones. HES LoanBox micro finance software also
provides an auto-save feature, so borrowers can return later without losing already filled-in
information.
laptops but upload photos of their IDs and other documents from smartphones. HES LoanBox micro finance software also
provides an auto-save feature, so borrowers can return later without losing already filled-in
information.
Omnichannel approach
Microfinance clients can fill out fields of the lending request form on their
laptops but upload photos of their IDs and other documents from smartphones. HES LoanBox micro finance software also
provides an auto-save feature, so borrowers can return later without losing already filled-in
information.
laptops but upload photos of their IDs and other documents from smartphones. HES LoanBox micro finance software also
provides an auto-save feature, so borrowers can return later without losing already filled-in
information.
KYC
HES microfinancing software supports customer identification procedures
via integrations with KYC providers. Verify customer identity in 30 seconds using their
personal data and the document. This helps to keep your business secure.
via integrations with KYC providers. Verify customer identity in 30 seconds using their
personal data and the document. This helps to keep your business secure.
Application flow
HES system analysts help to set up a seamless application flow using
pre-build sets of forms. Get a step-by-step onboarding process to increase conversions and
gather all the needed data about client with microfinance loan management software.
pre-build sets of forms. Get a step-by-step onboarding process to increase conversions and
gather all the needed data about client with microfinance loan management software.
Borrower portal
Let customers
manage their loans
Loan calculator
HES micro-credit software has a built-in loan calculator that allows
users to see their possible payments. Depending on the loan amounts, terms, and payment
frequency, this calculator automatically chooses the right loan product that can be offered
to a client.
users to see their possible payments. Depending on the loan amounts, terms, and payment
frequency, this calculator automatically chooses the right loan product that can be offered
to a client.
Borrower profile
Customers can save their personal information in microfinance system to speed up the
loan origination process. When they fill out a new form, they don’t need to enter all the
information manually.
loan origination process. When they fill out a new form, they don’t need to enter all the
information manually.
Back office
Smart software for
microfinance business
Powerful micro loan software
Automated decision-making
Configure semi- or fully-automated decision-making processes depending on
your business needs. HES microfinance management system will score and automatically approve or decline
loan applications based on chosen parameters.
your business needs. HES microfinance management system will score and automatically approve or decline
loan applications based on chosen parameters.
Automated decision-making
Configure semi- or fully-automated decision-making processes depending on
your business needs. HES microfinance management system will score and automatically approve or decline
loan applications based on chosen parameters.
your business needs. HES microfinance management system will score and automatically approve or decline
loan applications based on chosen parameters.
Calculation and product engines
Our microfinance system software includes multiple calculation types that can be used
for creating new loan products. Configure loan terms, amount limits, payment frequencies, or
interest rates in the back office, and a new product will become available for borrowers.
for creating new loan products. Configure loan terms, amount limits, payment frequencies, or
interest rates in the back office, and a new product will become available for borrowers.
User roles and models
Minimize human mistakes and increase security by implementing different
user roles with limited permissions. Assign roles according to employees’ departments and
common tasks to protect the system from data breaches.
user roles with limited permissions. Assign roles according to employees’ departments and
common tasks to protect the system from data breaches.
and much more
Loan application management
Micro loan management system
Document templates
Automation of disbursements and payments
Transactions and reporting
Flexible integrations
Technology architecture overview
Online and
offline access
HES micro lending software solution can be deployed on-premises or in the cloud of any chosen provider.
Advanced
technology kit
HES builds microfinance software solutions using free and open-source stack, like Java, BPMN,
Camunda, and Form.io modeler. This approach allows us to exclude any additional
licensing fees, except for the platform’s source code.
Camunda, and Form.io modeler. This approach allows us to exclude any additional
licensing fees, except for the platform’s source code.
The highest
level of security
HES is ISO 27001 certified, which means our Information Security Management System
complies with international requirements of confidentiality, integrity, and
availability.
complies with international requirements of confidentiality, integrity, and
availability.
HES experts are always ready to show the power of HES LoanBox
micro
lending platform in action.
Hop on a live demo tour to try it out.
micro
lending platform in action.
Hop on a live demo tour to try it out.
HES FinTech has been working in the fintech industry since 2012 and has successfully released 160+
projects for clients from 30+ countries worldwide.
projects for clients from 30+ countries worldwide.
End-to-end software
for microfinance lending
End-to-end microfinancing software
Equip your business with powerful micro-lending software covering loan processing tasks in full. Flexible functionality
automates manual tasks from onboarding to underwriting to full repayment.
automates manual tasks from onboarding to underwriting to full repayment.
2 weeks time-to-market
HES micro-finance system is ready for a launch in just 2 weeks. Benefit from fine-tuning of micro-finance software for your
business needs. Expand your capabilities with microfinance management software.
business needs. Expand your capabilities with microfinance management software.
AI-driven microlending software
Utilize the power of AI/ML-based microfinance system for quick decision-making. HES application scoring module provides better
business decisions to avoid biases and human mistakes.
business decisions to avoid biases and human mistakes.
No additional charges per customer
HES provides fully managed microfinance software solutions with no limits
on the number of users. Flexible pricing depends on the features you choose. Request the microfinance software demo to learn more.
on the number of users. Flexible pricing depends on the features you choose. Request the microfinance software demo to learn more.
