Leverage modern technology and AI-powered approach to gain loan management efficiency — originate and close loans faster than your competitors.
With the HES small business lending software, banks and fintechs no longer have to rely on siloed systems that increase prolonged turnaround time and drive operating costs. HES business lending software ensures reliable automation of commercial loan origination and servicing, credit scoring and pricing, and loan portfolio management.
Streamline loan applications processing and reduce time to approval. Get an easy-handling commercial loan origination software reducing the time to “yes” to 4 hours.
The HES platform shortens business onboarding, improves customer service, and eliminates manual errors. Simplify and automate end-to-end workflows to ensure that various steps of the loan origination process run smoothly.
Perform calculations for interest accruals, loan types, and payment protection plans. Explore commercial lending systems by HES to keep your business compliant with loan operation regulations.
Thoroughly evaluate the financial standing of potential borrowers. Assess the collateral quality, loan-to-value coverage, loan servicing cost, cash turnover, current loans, data on company managers and directors, and other business performance metrics.
Level up your risk management processes and streamline loans accounting. Have your in-house decision tree implemented or leverage proprietary scoring models and credit bureau ratings.
Generate business-ready agreements, offers, notes, instructions, and other relevant loan documents in a few mouse clicks. Attach scans and photos to the package directly from the scanner or camera. Set effective dates, sign documents electronically, and distribute copies to all signees automatically. Instantly access and manage all stored documents and templates with HES loan servicing software.
Launch a new lending platform or replace your legacy system in just 90 days. Choose among 20+ configurable modules to make a lending solution adaptable to your business processes, not the reverse. Get a modern tech solution that is fully compliant with your business lending requirements and market regulations.
Microservice and component-based architecture enables continuous upgrades and cloud scalability. The platform offers unlimited flexibility and customization options as well as access to high-powered processing resources. Increase your system’s functionality adapting to an ever-changing business environment.
Leverage integrations with best-of-breed loan servicing software providers. HES FinTech connects key services with the platform creating the optimal work environment. Let’s scour over 100 system integration to distinguish perfect-fit ones for your commercial loan servicing software.
Protect your lending business from modern digital threats with the highest levels of security. HES is an ISO 27001 certified developer who cares about your data and loyal customers. The technology stack components are regularly updated to maintain the most current and most secure versions.