Fintuity is a fintech company offering quality financial advisory services online. Targeting at UK customers, Fintuity provides all-inclusive advice on investment, pension, mortgage, insurance, and inheritance tax planning. The company operates as a B2C and B2B (white-label solution) business.
4 mo.
Time-to-market
70-75%
Automated processes
10 mo.
Return on investment
Challenge
New domain: financial advisory platform development
Fintuity was looking for an experienced long-term technological partner
to create a flexible
hybrid advisory platform that leverages machine learning and human expertise. HES engineers were
tasked with implementing an end-to-end system: from web design and a client portal to the core
logic and back-office architecture.
HES FinTech is one of those vendors that offers comprehensive front-to-back solutions with
full integration. We feel confident that our new ML platform will allow us to offer
clients the best-in-class investment advice services.
Approach
Using HES LoanBox for automation
The delivered solution is a machine learning-based platform that analyzes data in
real time and automatically creates investment plans. The platform is built on the basis of HES LoanBox: some of the modules were re-used, some of them were built from scratch.
Result
Customized and optimized ML-based advisory platform ready for market challenges
The solution is based on modular architecture and comprises the following elements:
- Roles and permissions for managing system users (IFAs, system administrators, assistants, support specialists)
- Advanced system configuration including security and calculator base settings, KYC profiles
- Template-based document generation
- In detail information about clients and service providers (IFAs)
- Investment plan generation according to the goals of a client
Based on machine learning algorithms, the solution allows each client to take on an appropriate
level of risk and ensures that they will not pay excessive fees.
Application
Onboarding
Contracts
Dashboards
The project outcome is a comprehensive and personalised advisory platform in finance and investment
that
reviews clients’ financial arrangements, provides automated process management tools and algorithms
for
faster operations, elimination of human errors, and higher business effectiveness.
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