Automated peer-to-peer
lending software
Get customized peer-to-peer loan
software ready to go in 90 days
Counterparty identification
All users of the P2P online lending platform pass KYC or KYB verification. This allows you
to protect partners and clients and minimize risks.
to protect partners and clients and minimize risks.
Payment processing automatization
Smart system of electronic wallets provides users with seamless and
transparent online payments.
transparent online payments.
Statistics
and reporting
and reporting
Keep an eye on your business performance by tracking the history of all
deals, income, and expenses in peer-to-peer lending software.
deals, income, and expenses in peer-to-peer lending software.
Digital onboarding
Connect borrowers & investors
E-wallet
Make transactions safer by implementing e-wallets for both counterparties.
HES P2P lending software keeps track of all wallet balances, freezes bid amounts in lender
wallets, and transfers money to borrower wallets once the project is fully funded. The interest
revenue of each investor accumulates in their wallet and can be reinvested.
HES P2P lending software keeps track of all wallet balances, freezes bid amounts in lender
wallets, and transfers money to borrower wallets once the project is fully funded. The interest
revenue of each investor accumulates in their wallet and can be reinvested.
Registration and security
With HES peer-to-peer lending platform software, you can build a fully customized
registration process for both borrowers and lenders.
registration process for both borrowers and lenders.
KYB & AML
Level up the P2P loan software security and comply with AML laws by
integrating it with KYC. Verify users’ identity within seconds and keep all the parties of
the P2P loan.
integrating it with KYC. Verify users’ identity within seconds and keep all the parties of
the P2P loan.
Loan origination
Peer-to-peer marketplace
software for investors
Configurable workflow
Peer-to-peer loan servicing software
Track your lending
business success
Benefit from backend functionality
Task management
Peer-to-peer marketplace lending software allows you to keep an eye on what’s going
on, assign tasks to your employees and track their progress.
on, assign tasks to your employees and track their progress.
Task management
Peer-to-peer marketplace lending software allows you to keep an eye on what’s going
on, assign tasks to your employees and track their progress.
on, assign tasks to your employees and track their progress.
Flexible product engine
HES P2P finance software comes with a powerful product engine. Using it,
you can create new loan products with flexible terms and conditions.
you can create new loan products with flexible terms and conditions.
Operations
Manage disbursements and payments between borrowers and investors. Get
all the operations with detailed information from users and payment providers in one place.
all the operations with detailed information from users and payment providers in one place.
Loan management
Promote your peer-to-peer
lending marketplace
Newsletters and discounts
Send informative newsletters to borrowers and lenders. P2P lending
software can be integrated with email distribution services. To make special offers to the
clients, you can add built-in tools for discounts to the software.
software can be integrated with email distribution services. To make special offers to the
clients, you can add built-in tools for discounts to the software.
Attracting investors
Attract and retain investors by creating advertising campaigns. Track
CPC, CPA, and other result measurements in your back office.
CPC, CPA, and other result measurements in your back office.
API for your website.
Map up your day-to-day processes with HES BPM-powered consumer installment loan
software. Whether you are a bank, credit union, alternative lender, or financial company, we can
help you automate repetitive tasks, manage lending processes, and increase efficiency
Map up your day-to-day processes with HES BPM-powered consumer installment loan
software. Whether you are a bank, credit union, alternative lender, or financial company, we can
help you automate repetitive tasks, manage lending processes, and increase efficiency
and much more
Omnichannel application flow
Customer accounts for borrowers and investors
Smart credit scoring
Document management and templates
Analytics and reporting
Easy integrations with 3rd parties
Technology architecture overview
Modular
architecture
HES peer-to-peer loan software is developed with the help of prebuilt components
combined into 20+ modules that cover lending management processes end-to-end,
including customer onboarding, KYC, credit scoring, product engine, document
management, and more.
combined into 20+ modules that cover lending management processes end-to-end,
including customer onboarding, KYC, credit scoring, product engine, document
management, and more.
Powerful solution
with online and
offline access
The platform is built using free and open-source solutions, like Java 17,
PostgreSQL, and Spring Boot, and can be deployed on-premises or in the cloud of any
chosen provider. This approach helps us avoid additional fees, except for the
platform’s source code.
PostgreSQL, and Spring Boot, and can be deployed on-premises or in the cloud of any
chosen provider. This approach helps us avoid additional fees, except for the
platform’s source code.
The highest
level of security
HES is ISO 27001 certified and uses SDLC to address security measures. This allows
us to release solutions fully compatible with local and international data security
requirements.
us to release solutions fully compatible with local and international data security
requirements.
Peer-to-peer loan servicing software comes in all shapes and sizes. Dive into the success stories of
our customers to see how they have already transformed their business and come back for yours.
our customers to see how they have already transformed their business and come back for yours.
HES FinTech has been working in the fintech industry since 2012 and has successfully released 160+
projects for clients from 30+ countries worldwide.
projects for clients from 30+ countries worldwide.
For peer-to-peer lending
we suggest
Scalable P2P lending solution
2-3 months time-to-market
Lifelong user support
No additional charges per customer
FAQ
What are the benefits of using P2P lending software?
What types of loans can be offered through peer-to-peer marketplace software?
How does peer-to-peer finance software handle delinquent loans?
How to start with P2P lending platform software by HES FinTech?
