HES P2P lending software is not a plug-and-play solution. We offer a powerful technology backbone with full customization ready to launch in 3-4 months. The marketplace lending software solution leverages the latest tech stack. It can be easily tailored to cover different types of lending such as commercial real estate investment, auto lending, or student investing.
Either you plan to launch a pooled (through the platform) or direct (direct money transfer) lending, the platform is flexible to cover every customer need.
The matching engine automatically matches lenders and borrowers based on borrower- and investor-specific settings. Matching rules are fully customizable and reflect borrower risk parameters, loan amounts, maximum lender bid size, and other rules which uniquely define each P2P solution.
Analyze multiple data points to make accurate, reliable, and fast credit risk decisions across the customer lifecycle. Verify borrower identity, perform borrower credit checks, and filter out the unqualified borrowers. This means a reduction in human errors, operational cost, and credit risks with HES. Integrate your marketplace lending software with third-party scoring service providers or implement your risk assessment algorithms.
Get a comprehensive peer to peer marketplace software system to automate a multitude of marketplace workflows. Everything comes in a seamless and cost-effective environment from onboarding and matchmaking automation to notifications sending and payment processing.
Every P2P online lending platform developed by HES has a powerful workflow engine that automates all relevant paperwork. Our clients face a shorter turnaround time and a reduction in business processing expenditures.
Streamline all the borrowing and payment gateways transactions through the platform wallets of both counterparties. The system keeps track of all wallet balances, freezes bid amounts in investors’ wallets and transfers money to borrowers’ wallets once the project is fully funded. The interest revenue of each investor accumulates in their wallet and can be reinvested again never leaving the platform.
HES FinTech’s P2P software aligns with various businesses. Manage every aspect of consumer or business marketplace financing through a flexible technology solution. Due to its modular architecture, the platform can be customized to different business requirements and regulatory frameworks.
Under the hood, you get a holistic modular architecture that spans and automates the whole P2P lending process, from credit origination to risk assessment and collateral management.
HES peer to peer marketplaces creation encompasses all critical activities needed to launch and run a profitable platform.
HES offers over 100+ integrations with 3rd party services for identity checks, KYC & AML, credit bureaus, digital signatures, and more. The solution could be integrated with any infrastructure at ease to create a perfect-fit P2P lending solution.
The combination of agile practices and continuous integration reduces the development life cycle. Don’t spend years getting desired lending platforms. Get in touch with our team and bring the product to market as quickly as possible.