Automated Peer-to-Peer Lending Software

The matching engine automatically matches lenders and borrowers based on borrower- and investor-specific settings. Matching rules are fully customizable and reflect borrower risk parameters, loan amounts, maximum lender bid size, and other rules which uniquely define each P2P solution.

Analyze multiple data points to make accurate, reliable, and fast credit risk decisions across the customer lifecycle. Verify borrower identity, perform borrower credit checks, and filter out the unqualified borrowers. This means a reduction in human errors, operational cost, and credit risks with HES. Integrate your marketplace lending software with third-party scoring service providers or implement your risk assessment algorithms.

Get a comprehensive peer to peer marketplace software system to automate a multitude of marketplace workflows. Everything comes in a seamless and cost-effective environment from onboarding and matchmaking automation to notifications sending and payment processing.

Every P2P online lending platform developed by HES has a powerful workflow engine that automates all relevant paperwork. Our clients face a shorter turnaround time and a reduction in business processing expenditures.

Streamline all the borrowing and payment gateways transactions through the platform wallets of both counterparties. The system keeps track of all wallet balances, freezes bid amounts in investors’ wallets and transfers money to borrowers’ wallets once the project is fully funded. The interest revenue of each investor accumulates in their wallet and can be reinvested again never leaving the platform.