Loan management software
in Australia
Maximize your loan portfolio, reduce NPL rates, automate processes, and make loan management transparent
with HES LoanBox.
with HES LoanBox.
Trusted by global businesses
Digital lending software
for banks and alternative lenders
HES LoanBox is an AI-powered loan management system
that covers every aspect of loan origination, management, and servicing. Designed to meet Australian regulatory standards, HES LoanBox enables banks and alternative lenders to streamline their lending operations with increased speed, security, and automation. Our solution reduces NPL rate, drives increased revenue, and helps financial institutions serve their customers more effectively and efficiently.
that covers every aspect of loan origination, management, and servicing. Designed to meet Australian regulatory standards, HES LoanBox enables banks and alternative lenders to streamline their lending operations with increased speed, security, and automation. Our solution reduces NPL rate, drives increased revenue, and helps financial institutions serve their customers more effectively and efficiently.
Maximize
performance with
AI-driven system
GiniMachine is a no-code AI tool
that extracts insights into borrowers’ behavior using machine learning algorithms. Integrated within HES LoanBox, it eliminates guesswork from decision-making, enabling lenders to make informed, data-driven choices with confidence.
that extracts insights into borrowers’ behavior using machine learning algorithms. Integrated within HES LoanBox, it eliminates guesswork from decision-making, enabling lenders to make informed, data-driven choices with confidence.
HES LoanBox overview
Lending
management software
Our software is the go-to option for banks and alternative lenders aspiring to efficient, data-driven, digital loan management – from origination through servicing.
Customizable landing page
Create an intuitive loan website to increase engagement and drive more applications using
customizable white-label solutions.
customizable white-label solutions.
Make your customers’ loan process easier
Provide a personal space where borrowers can manage every aspect of their loan journey – from
application to repayment.
application to repayment.
Centralize all lending operations
Streamline your operations with our API-rich Back Office, providing comprehensive loan products,
real-time data, amortization schedules, automated calculations, and everything else needed to
grow your business.
real-time data, amortization schedules, automated calculations, and everything else needed to
grow your business.
Reduce risk with AI-powered credit scoring
Leverage GiniMachine to analyze complex data patterns, improving accuracy in credit decisions,
minimizing NPLs, and facilitating more dependable credit assessments.
minimizing NPLs, and facilitating more dependable credit assessments.
Developed with the newest tech stack
Ensure scalability, performance, and security with HES LoanBox, a cloud loan management system
developed using a modern tech stack that incorporates open-source technologies.
developed using a modern tech stack that incorporates open-source technologies.
Security and compliance focused
HES FinTech holds ISO 27001 certification. It validates that our company adheres to
international best practices for information security, ensuring that client data remains secure
and confidential.
international best practices for information security, ensuring that client data remains secure
and confidential.
Digital onboarding
Transform leads
into loyal borrowers
Streamline your lending process
by capturing leads and providing preliminary loan calculations, guiding visitors effortlessly towards application submission. Our landing page seamlessly redirects users to the Borrower Portal for comprehensive loan applications and further processing. Initiate onboarding directly through your website, via agents, or through any integrated applications.
by capturing leads and providing preliminary loan calculations, guiding visitors effortlessly towards application submission. Our landing page seamlessly redirects users to the Borrower Portal for comprehensive loan applications and further processing. Initiate onboarding directly through your website, via agents, or through any integrated applications.
Loan origination
Ensure 24/7
borrower access
Empower your customers with an intuitive loan management experience.
Our Portal integrates with local KYC providers and connects with open banking and credit bureaus to deliver comprehensive financial insights. It supports rule-based applications and offers flexible options for document signing, whether online or offline. Customers can apply for loans, track their progress, and manage repayments from any location, at any time.
Our Portal integrates with local KYC providers and connects with open banking and credit bureaus to deliver comprehensive financial insights. It supports rule-based applications and offers flexible options for document signing, whether online or offline. Customers can apply for loans, track their progress, and manage repayments from any location, at any time.
Loan servicing
Gain control
of lending workflows
Optimize the core of your lending business with our loan management software.
Featuring end-to-end digital processes, including AI-enhanced verification, scoring, and underwriting, alongside automated decision-making, HES LoanBox streamlines every aspect of lending. Ensure an error-minimised workflow and gain enhanced operational insights with advanced task management tools and detailed reporting.
Featuring end-to-end digital processes, including AI-enhanced verification, scoring, and underwriting, alongside automated decision-making, HES LoanBox streamlines every aspect of lending. Ensure an error-minimised workflow and gain enhanced operational insights with advanced task management tools and detailed reporting.
Let us show
you how it works
Request a personalized tour to explore all HES LoanBox features and see how it can streamline your business operations and cover your unique needs.
Seamless
integrations
Obtain credit reports, risk evaluations, and financial information to make well-informed lending choices and efficiently manage credit risk
Open banking
Process payments swiftly and safely, handle transactions, and optimize financial operations using Square`s payment API
Payment processing
Enhance customer interactions and notifications via secure, scalable channels for efficient and effective communication
Notifications
Jumio’s identity verification, eKYC, and AML solutions combat fraud and financial crimes, ensure compliance, and expedite the customer onboarding
KYC
Generate, approve, and electronically sign documents faster with PandaDoc. Quickly get business documents signed using the electronic signature API
eSignature
Ondato provides identity verification, business onboarding, and client lifecycle management for streamlined KYC compliance
KYC
Australian lending
market expertise
Our team of BAs has a decade of diverse financial experience, specializing in the Australian lending market and compliance nuances.
Why choose HES LoanBox
Kickstart online lending
Seamless integrations
Customer support
Future-proof architecture
Why HES FinTech
software?
Post-lauch support
We handle all software support, maintenance, and development in-house to guarantee the highest
quality of service.
quality of service.
European-founded company
HES FinTech has earned the trust of 102 companies across 32 countries. We deliver solutions
that meet their needs and foster business growth.
that meet their needs and foster business growth.
Australian clients and partners
The relationship we have built with regional industry players is the best testament of our commitment to excellence and reliability.
Our journey
in Australia
HES FinTech has been our reliable technology partner since 2012. We owe
much of our success to their well-architectured solution.
Boris Batine, CEO
HES FinTech offers comprehensive front-to-back solutions with
integrations. Our machine learning platform will allow clients best-in-class investment
advice.
Edward Downpatrick, Strategy Director
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and
user-friendly platform that caters to our specific needs.
Hjortur H. Jonsson, Partner
HES FinTech developed our lending software and predictive analytics. Their expertise
delivered automation, clear UI/UX and customer portal.
Mazen Alasnag, Head of Loan Management
The LMS provided flexible repayment options, automated restructuring and branch-level
management, enhancing efficiency and risk mitigation.
Urnukhjargal Badam, Branch Manager
Lending software
solution in Australia
Scalable end-to-end lending solution
Deployment in 3 months
AI-powered credit scoring
100% process automation
FAQ
What types of loans can be managed using HES LoanBox?
How does HES LoanBox enhance loan processing efficiency?
Can HES LoanBox be integrated with our existing systems?
How secure is the data stored in HES LoanBox?
