Loan management software
for Australian lenders
Built for lenders, ACL-holding banks, mutual banks, and BNPL providers. A single platform for CDR data,
responsible lending, and full loan servicing.
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Loan management software
built for the lending lifecycle
ACL-ready onboarding
Stand up a white-label application flow for personal credit, car finance, or BNPL customers.
Gather details a single time, connect the KYC and KYB tools you already trust, and flag risk on each file before it reaches an underwriter.
Gather details a single time, connect the KYC and KYB tools you already trust, and flag risk on each file before it reaches an underwriter.
Configurable origination
Check suitability against CDR data, Equifax, Experian, and illion within one decisioning pass.
Adjust rules, pricing, and document templates across asset finance, personal loans, or secured BNPL, then reuse that same flow whenever a new product goes live.
Adjust rules, pricing, and document templates across asset finance, personal loans, or secured BNPL, then reuse that same flow whenever a new product goes live.
Full-cycle servicing
Drive repayment schedules over BECS direct debit, NPP, and PayTo with a live ledger in view.
Handle hardship variations, payment pauses, and rate changes without spreadsheets, and log an audit-ready record at every borrower touchpoint.
Handle hardship variations, payment pauses, and rate changes without spreadsheets, and log an audit-ready record at every borrower touchpoint.
Compliant collection
Work arrears within NCC hardship rules using segmentation by delinquency bucket, outreach across
several channels, and AI models that match a recovery path to each borrower under financial
difficulty.
Digital onboarding
Digital onboarding shaped
for Australian lending rules
HES LoanBox AI-powered loan management system moves applicants from first tap to signed contract without long forms or unclear pricing. Capture what underwriters need, log each step on an audit-ready trail, and stop your
team rekeying details between systems.
Explore digital onboarding
Show the full cost up front
Faster decisions without dropping checks
Keep borrowers close after payout
Grow through brokers and aggregators
Transform leads into loyal borrowers
Landing Page
Agent Portal
Integrated plugin
Loan origination
Ensure 24/7 borrower access
Application flow
Borrower profile
Activity
Decision-making
Empower your customers with an intuitive loan management experience.
Our Portal integrates with local KYC providers and connects with open banking and credit bureaus
to deliver comprehensive financial insights. It supports rule-based applications and offers
flexible options for document signing, whether online or offline. Customers can apply for loans,
track their progress, and manage repayments from any location, at any time.
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Get your lending
product estimate
in 3 minutes
STEP:
/
Loan servicing
Gain control of lending workflows
Deal management
Active loan
Debt collection
Product engine
Task management
Scoring
Optimize the core of your lending business with our loan management software.
Featuring end-to-end digital processes, including AI-enhanced verification, scoring, and
underwriting, alongside automated decision-making, HES LoanBox streamlines every aspect of
lending. Ensure an error-minimised workflow and gain enhanced operational insights with advanced
task management tools and detailed reporting.
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Seamless
integrations
Obtain credit reports, risk evaluations, and financial information to make well-informed lending choices and efficiently manage credit risk
Open banking
Process payments swiftly and safely, handle transactions, and optimize financial operations using Square`s payment API
Payment processing
Enhance customer interactions and notifications via secure, scalable channels for efficient and effective communication
Notifications
Jumio’s identity verification, eKYC, and AML solutions combat fraud and financial crimes, ensure compliance, and expedite the customer onboarding
KYC
Generate, approve, and electronically sign documents faster with PandaDoc. Quickly get business documents signed using the electronic signature API
eSignature
Ondato provides identity verification, business onboarding, and client lifecycle management for streamlined KYC compliance
KYC
Australian lending
market expertise
Our team of BAs has a decade of diverse financial experience, specializing in the Australian
lending market and compliance nuances.
Why choose HES LoanBox
Kickstart online lending
Seamless integrations
Customer support
Future-proof architecture
Why HES FinTech
software?
Post-lauch support
We handle all software support, maintenance, and development in-house to guarantee the highest
quality of service.
European-founded company
HES FinTech has earned the trust of 102 companies across 32 countries. We deliver solutions
that meet their needs and foster business growth.
Australian clients and partners
The relationship we have built with regional industry players is the best testament of our
commitment to excellence and reliability.
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Lending software solution in Australia
Scalable end-to-end lending solution
Deployment in 3 months
AI-powered credit scoring
100% process automation
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