Receive your special offer from HES FinTech Learn more
Loan management software
in Australia
Fast
AI-driven scoring
AI-driven scoring
2 weeks
time to market
time to market
Workflow
customization
customization
Intuitive and
easy to learn
easy to learn
Start a new line of business in Australia with
an intuitive loan
management system
Disburse funds deducting the fee
Score applications with Illion
Collect payments with SquarePay
Onboard clients online
Track your business performance
An Open API, cloud-native solution designed to efficiently manage and cater to your loan
programs. Initiate customized consumer and business lending campaigns, spanning from installment
plans to lines of credit, all within a unified platform.
programs. Initiate customized consumer and business lending campaigns, spanning from installment
plans to lines of credit, all within a unified platform.
Our comprehensive loan management software is purpose-built for alternative lenders, brokers,
and SME financial institutions.
and SME financial institutions.
Online lending platform
Loan origination software
for Australian lenders
Online loan origination software
The web-based lending platform engages clients by simplifying the application process. Users
apply for loans online without in-person visits. A smooth borrowing journey enables applicants
to start on one device and continue on another.
apply for loans online without in-person visits. A smooth borrowing journey enables applicants
to start on one device and continue on another.
Know Your Customer
Utilizing a KYC plugin and biometric authentication, HES LoanBox® swiftly identifies
borrowers and completes the verification process in just 30 seconds. This approach not only
ensures top-tier security but also expedites the underwriting procedures for your business.
borrowers and completes the verification process in just 30 seconds. This approach not only
ensures top-tier security but also expedites the underwriting procedures for your business.
Your branded mobile app
Empower your clients to have control over their active loans and new applications with a
powerful mobile app. Introduce your SaaS lending platform on App Store and Google Play,
captivating customers and encouraging them to conveniently monitor payment schedules through
the app.
powerful mobile app. Introduce your SaaS lending platform on App Store and Google Play,
captivating customers and encouraging them to conveniently monitor payment schedules through
the app.
Active loan
Reduce NPLs and raise customer satisfaction. Clients can use web platform to track their
application statuses, update personal details, request new loans, and make payments online.
Notify customers about outstanding debts, payment schedules, and required actions.
application statuses, update personal details, request new loans, and make payments online.
Notify customers about outstanding debts, payment schedules, and required actions.
Take a demo tour to learn about our
lending software in Australia
Back office
Loan management software
for lending automation
Enhance credit approval capacity and team productivity with loan management software.
Efficiently track active and closed assets, monitor transactions, and enable seamless automation
for schedules, contracts, and collateral documents, minimizing errors.
Efficiently track active and closed assets, monitor transactions, and enable seamless automation
for schedules, contracts, and collateral documents, minimizing errors.
Automated collections
AI debt collection tool analyses your accounts receivable, highlighting the debts with a higher
likelihood
of repayment. Get tailored collection strategies and improve
your DSO rate.
likelihood
of repayment. Get tailored collection strategies and improve
your DSO rate.
Automated collections
AI debt collection tool analyses your accounts receivable, highlighting the debts with a
higher likelihood of repayment. Get tailored collection strategies and improve your DSO
rate.
higher likelihood of repayment. Get tailored collection strategies and improve your DSO
rate.
Loans configuration
Effortlessly generate new loan products with a few clicks. Set terms, limits, and rates
seamlessly. Simplify customization and streamline the process.
seamlessly. Simplify customization and streamline the process.
Credit scoring
AI application scoring automates preapprovals using historical loan data, estimating NPL
risk swiftly. Improved accuracy through alternative sources. Customize cutoffs and weights
as needed.
risk swiftly. Improved accuracy through alternative sources. Customize cutoffs and weights
as needed.
Custom workflows. Effortlessly map out and implement workflows across the entire
system using visual
tools. HES LoanBox® supports multiple workflows, ensuring
operational freedom and flexibility.
system using visual
tools. HES LoanBox® supports multiple workflows, ensuring
operational freedom and flexibility.
Tailor your lending workflow
Flexible integrations for lending automation
Australian lending
market expertise
Our team of BAs has a decade of diverse financial
experience,
specializing in the Australian
lending
market and compliance nuances.
experience,
specializing in the Australian
lending
market and compliance nuances.
Why choose HES LoanBox®
Kickstart online lending
Clean and easy interface
Same system, different modules
Customer support
Future-proof architecture
Even more powerful features
Risk management
Use AI to forecast defaults and evaluate risk. Get business insights through credit portfolio
scoring. Set a cut-off threshold to identify high-risk assets and forecast NPLs.
scoring. Set a cut-off threshold to identify high-risk assets and forecast NPLs.
Online transactions
Loan management system by HES enables automatic disbursements, repayments, direct debits, and
daily transactions, providing unified online tracking access.
daily transactions, providing unified online tracking access.
Reports and dashboards
Collect data and create dynamic dashboards for monitoring key performance indicators. Easily
export data and tailor metrics to align with your business needs.
export data and tailor metrics to align with your business needs.
Roles and permissions
Enhance security through role-based user permissions. Advanced lending software enables you to
restrict access to system functions based on user roles.
restrict access to system functions based on user roles.
Loan software for alternative lenders
Benefit from local integrations
Australia’s leading consumer and commercial credit bureau, providing data registries
and Open Data solutions for bank statement retrieval and categorisation along with
risk management and credit report checks.
and Open Data solutions for bank statement retrieval and categorisation along with
risk management and credit report checks.
Open banking
Australian payment gateway provider for secure online transactions. SquarePay API
seamlessly automates payments, online billing, and borrower notifications, allowing
lenders to conduct and track transactions on the go.
seamlessly automates payments, online billing, and borrower notifications, allowing
lenders to conduct and track transactions on the go.
Payment processing
Plaid is a global data network and payments platform, which provides lenders with
instant bank payments, real-time account balance verification, clients
identification, transaction history tracking, and retrieving user’s IBAN and BICs.
instant bank payments, real-time account balance verification, clients
identification, transaction history tracking, and retrieving user’s IBAN and BICs.
Open banking
Jumio KYX Platform is a global eKYC and AML solution, which provides lenders with
AI-driven services that verify the identities of new and existing users, assess risk
and help you meet compliance mandates.
AI-driven services that verify the identities of new and existing users, assess risk
and help you meet compliance mandates.
KYX
Google Maps Platform’s Address Validation helps with address corrections or
suggestions to improve borrowers’ personal details accuracy and reduce human errors.
suggestions to improve borrowers’ personal details accuracy and reduce human errors.
Address verification
Harness robust communication APIs to kickstart solutions for SMS and WhatsApp
messaging, voice and video calls, and emailing. Engage with customers through their
preferred channels to boost repayment rates.
messaging, voice and video calls, and emailing. Engage with customers through their
preferred channels to boost repayment rates.
Notifications
Leverage SendGrid, the world’s largest cloud-based email delivery platform, for
seamless delivery of your transactional and marketing emails. Robust and secure
solution to automate your communication with borrowers.
seamless delivery of your transactional and marketing emails. Robust and secure
solution to automate your communication with borrowers.
Email
Success stories
Fully digital lending software. HES Fintech has been transforming financial business demands into
helpful features in Australia since 2012. Take advantage of automated loan management in a
one-for-all solution.
helpful features in Australia since 2012. Take advantage of automated loan management in a
one-for-all solution.
Choose your plan
FAQ
How can HES FinTech’s loan management software benefit my business?
What types of loans can HES FinTech’s software manage?
How does your software handle loan payments and collections?
Can I try HES FinTech’s software before committing to a purchase?
