Get the POS lending software ready in just 14 days
BNPL software includes
Landing Page
Borrower Portal + Apps
Back office
All-set POS lending system
User-friendly white-label UI/UX
Automated loan application flow
Smart scoring system
Integrations with 3rd-party software
Digital onboarding
Boost sales with POS software
Landing page
API for your website
Active plugin
Integration with your website. Point-of-sale lending software can be integrated with the existing website via API. And through this integration, users will be immediately redirected from your website to the borrower portal, providing them with a smooth onboarding experience.
Omnichannel loan application
Let customers apply for an installment loan using any device or switching devices during the process. For example, they can start filling out the form on PC but upload document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing already filled-in information.
Omnichannel loan application
Let customers apply for an installment loan using any device or switching devices during the process. For example, they can start filling out the form on PC but upload document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing already filled-in information.
KYC
Increase the security of your business by integrating buy now pay later management software with a 3rd-party KYC provider. Verify the user’s identity within seconds by comparing provided personal data and the document image.
Configurable application flow
Based on your business needs, HES system analysts will help you build an application flow to boost conversion while getting all the needed information.
Borrower portal
Issue new loans to your customers
Active loan
Application flow
Activities dashboard
Borrower profile
HES buy now pay later software allows your customers to save their information into a client account and use it for repeat loan requests to speed up the process.
Loan calculator
Provide customers with a convenient loan calculator they can use to see how their possible payments change depending on the loan terms.
Back office
POS loan management in sync
Loan Management
Application
Credit Scoring
Product Engine
Full-featured back office
AI-driven POS lending software
The BNPL software sweeps away manual processes, ad-hoc queries, and paper trails. Get a single smooth automated workflow that meets customers’ needs while improving operational efficiency.
Automated decision-making
The BNPL software sweeps away manual processes, ad-hoc queries, and paper trails. Get a single smooth automated workflow that meets customers’ needs while improving operational efficiency.
Calculation and product engines
Equip your POS lending business with a powerful product engine and calculation types. HES point of sale lending platform allows you to create an unlimited number of lending products and set flexible conditions for your customers.
User roles and models
Protect your business from data breaches and decrease the number of human mistakes by limiting access to tools and grids for your employees. Provide them with the necessary ones only.
HES point-of-sale lending solution has no deployment limitations and can be released on-premises or in the cloud of any provider.
Powerful technical stack
HES digital lending point of sale system is built with the help of tools like Java 17, Camunda, and Form.io modeler. Since they are free and open-source, we can reduce costs for additional licensing fees, except for the platform’s source code.
Security as a must-have
HES is ISO 27001 certified and addresses security measures through the SDLC, which means our development and data management processes are run following international requirements.
HES provides adjustable point of sale financing solutions. Learn our customers success stories and come back for yours.