Get the POS lending software ready in just 14 days
BNPL software includes
Landing Page
Borrower Portal + Apps
Back office
All-set POS lending system
User-friendly white-label UI/UX
Automated loan application flow
Smart scoring system
Integrations with 3rd-party software
Digital onboarding
Boost sales with POS software
Landing page
API for your website
Active plugin
Integration with your website. Point-of-sale lending software can be integrated with the existing website via API. And through this integration, users will be immediately redirected from your website to the borrower portal, providing them with a smooth onboarding experience.
Omnichannel loan application
Let customers apply for an installment loan using any device or switching devices during the process. For example, they can start filling out the form on PC but upload document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing already filled-in information.
Omnichannel loan application
Let customers apply for an installment loan using any device or switching devices during the process. For example, they can start filling out the form on PC but upload document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing already filled-in information.
KYC
Increase the security of your business by integrating buy now pay later management software with a 3rd-party KYC provider. Verify the user’s identity within seconds by comparing provided personal data and the document image.
Configurable application flow
Based on your business needs, HES system analysts will help you build an application flow to boost conversion while getting all the needed information.
Borrower portal
Issue new loans to your customers
Active loan
Application flow
Activities dashboard
Borrower profile
HES buy now pay later software allows your customers to save their information into a client account and use it for repeat loan requests to speed up the process.
Loan calculator
Provide customers with a convenient loan calculator they can use to see how their possible payments change depending on the loan terms.
Back office
POS loan management in sync
Loan Management
Application
Credit Scoring
Product Engine
Full-featured back office
AI-driven POS lending software
The BNPL software sweeps away manual processes, ad-hoc queries, and paper trails. Get a single smooth automated workflow that meets customers’ needs while improving operational efficiency.
Automated decision-making
The BNPL software sweeps away manual processes, ad-hoc queries, and paper trails. Get a single smooth automated workflow that meets customers’ needs while improving operational efficiency.
Calculation and product engines
Equip your POS lending business with a powerful product engine and calculation types. HES point of sale lending platform allows you to create an unlimited number of lending products and set flexible conditions for your customers.
User roles and models
Protect your business from data breaches and decrease the number of human mistakes by limiting access to tools and grids for your employees. Provide them with the necessary ones only.
HES point-of-sale lending solution has no deployment limitations and can be released on-premises or in the cloud of any provider.
Powerful technical stack
HES digital lending point of sale system is built with the help of tools like Java 17, Camunda, and Form.io modeler. Since they are free and open-source, we can reduce costs for additional licensing fees, except for the platform’s source code.
Security as a must-have
HES is ISO 27001 certified and addresses security measures through the SDLC, which means our development and data management processes are run following international requirements.
HES provides adjustable point of sale financing solutions. Learn our customers success stories and come back for yours.
If you meet the following criteria, it is recommended that you consider purchasing HES in-house lending software:
You desire software that not only automates the entire lending process but also comes with vendor expertise.
Your current business operations are hindered by outdated proprietary software that lacks scalability.
The volume of your business has reached a point where manual processes are no longer feasible.
Rising operating expenses have made you seek ways to save costs on hiring additional staff.
Bureaucratic procedures and lengthy processes are negatively impacting demand and impeding the expansion of your lending activities.
You are unable to meet the requirements for developing software from scratch and are in need of a ready-made solution that can be customized for a quick start.
How can a POS system benefit my business?
By purchasing a point-of-sale solution from HES you get:
Full automation of the loan issuance and servicing process, streamlining your operations.
Seamless integration with other services, ensuring smooth collaboration across your systems.
Quick start within just 1-2 weeks, allowing you to implement the solution rapidly.
A clear and user-friendly interface, making it easy for system users to navigate and operate.
Advanced functionality leveraging AI, enabling you to leverage cutting-edge technology.
Lifetime security updates, ensuring that your system remains protected.
The ability to create your own mobile and web applications, tailoring the solution to your specific needs.
Unlimited customization options, allowing you to adapt the software to match your unique requirements.
Built-in reports and integration with BI reports, providing comprehensive insights into your lending activities.
These features collectively accelerate the lending decision-making process by 50-80% and allow for the constant expansion of lending volumes without increasing operating costs.
Can point-of-sale finance software integrate with other systems?
The HES software offers seamless integration capabilities with your existing local services and systems. You have the freedom to choose payment providers that are most convenient for your operations, as well as KYC (Know Your Customer) services, credit bureaus, open banking platforms, and open finance integrators. This flexibility allows you to leverage the tools and services that align with your business requirements and preferences, ensuring a smooth and efficient integration process with the HES software.
How much does POS lending software cost?
The licensing model for HES software is based on a subscription. You have the option to choose between the basic, pro, or enterprise packages, depending on your specific needs for customization and additional functionality. The pricing for the basic package starts at $1000 per month. For detailed information about pricing and package features, please get in touch with our sales department. They will provide you with all the necessary details and assist you in finding the most suitable package for your requirements.