Point-of-Sale Lending Software

POS financing platform that is 100% tailored to your business needs. Create an unlimited variety of loan products, implement AI scoring, automate workflows.
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Automation
Modular and Customizable
Loan Origination
Loan Management
Credit Scoring

Automation

HES POS lending software is an end-to-end solution that works as a facilitator between banks/lenders and online/in-store retailers.

The software sweeps away manual processes, ad-hoc queries, and paper trails. Get a single smooth automated workflow that meets borrowers’ needs while improving operational efficiency.

Modular and Customizable

HES offers agile and customizable software for long-term flexibility and innovation. Modular architecture lets you get a platform that fully matches your business requirements. Reduce concentration risk and increase profitability by expanding your business to related areas. Move marketplace financing to POS or broaden your range of consumer services — all on one software platform.

Loan Origination

A customer can fill-in a loan application one-time and automatically have it sent to all relevant partner loan organizations. The solution provides lenders with a fully integrated front, middle, and back-office origination process.

Minimize operational and credit risks associated with POS financing, shorten time to close and boost application throughput rate. Provide borrowers, retailers, and employees with the best-practice lending process delivered on a top-notch technology platform.

Loan Management

Connect and integrate the entire loan management process — all the way from loan origination through decisioning to servicing. Accelerate your lending pipeline by managing and tracking borrowers and merchandising companies.

Compile and analyse information from different communication channels. Assess borrowers’ credit capacity and reach out to them to offer further financial services. Deliver a superior customer servicing experience on every loan you provide.

Credit Scoring

Accurately assess customers’ credit standing and reduce credit risk on new customer sign-ups. Automate the decision-making process and minimize operating costs. Have your own scoring algorithm rolled out or integrate with any third-party risk management provider.

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POS Lending Software

Statistics
Credit Scoring
Product Engine
POS Lending Software Interface
Statistics
POS The CRM Module
Credit Scoring
Credit Scoring
Product Engine
Point-of-Sale Lending Software Product Engine

Point-of-Sale Lending Software

As an all-in-one POS solution, it provides the following benefits
60%
reduction in operating costs
100%
solution flexibility and robustness
35%
increase in efficiency
50%
reduction in time to fund
Why Point-of-Sale Lending Software by HES Fintech

Maturity and Flexibility

POS software by HES FinTech is a modular platform designed to be secure, performant, and customizable. Select a combination of modules that serve best the purpose of your business and we’ll make customization changes to suit your very vital business needs.

Available Code Base

The source code of the platform is available for purchase. You can host the platform in the cloud or on-premises, further develop, and improve it. Without any vendor lock-in, you control everything.

No Proprietary Technologies

Based on open source technologies, HES software leaves the power in your hand. There are no license fees for any proprietary technologies (only for the source code) or per-user charges, restrictions on the loan type and parameters.

Strong Engineering Team

With a dedicated team of business analysts, software architects and developers, QA specialists, and project managers, the HES team easily covers all the stages of the project from concept to implementation.

Ready To Learn More?

Schedule an online demo to learn more about HES POS Lending Software
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