PayDay Loan Software

Automate short-term consumer lending processes. Enter a new market or update your current operations with payday or installment lending software within 3-4 months. Trusted by dozens of MFIs and PDL lenders worldwide.
New call-to-action
New call-to-action
Origination
Decision-Making
Loan Management
Servicing
Collection

Origination

Automate onboarding and loan origination workflows. HES Lending Platform makes loan management easier by improving customer onboarding, streamlining back-office operations, and maximizing portfolio performance.

  • — Provide a seamless application process with your country and market specifics, valuable integrations
  • — Reduce paperwork: no double-keying and manual hand-offs
  • — Automate customer due-diligence

Decision-Making

Monitor and minimize credit scoring risks associated with lending. Automatically manage loan approval by applying proprietary business logic to reduce risks while increasing control.

  • — Connect to an in-house decision engine
  • — Use your own decision rules inside of the HES system
  • — Integrate with credit agencies and other data sources (KYC, AML, open-banking, DB, etc.)
  • — Leverage an AI-driven credit scoring platform by HES Fintech

Loan Management

Bring embedded and automated workflow management. Get an end-to-end system that covers the full loan lifecycle management. Calculations, document management, loans and portfolio management, financial reporting and statistics, servicing — all work together on a single platform

  • — Get a complete overview of loan accounts in the CRM
  • — Create dynamic configurations of unique business rules
  • — Work with an unlimited number of financial products and loyalty programs
  • — Eliminate manual processes

Servicing

Automate processes from a loan disbursement to closure. Get a robust engine for greater workflow-driven efficiency.

  • — Simulate payment schedule with loan amounts and terms
  • — Configure the main loan parameters
  • — Generate various payment schedules
  • — Define preferable payment hierarchy

Collection

Automate collection workflows (soft collection, reminders, legal documents) and integrate with any collection agency or other method of collection.

  • — Manage overdue loans (check status, notify, etc.)
  • — Generate personalized notifications and letters
  • — Utilize bad debt management (restructuring, litigation, write-offs)

MoneyMan Logo

Finca Logo

IdeaFinance Logo

AlfaBank Logo

Fintuity Logo

ATM Online Logo

Advance PayDay Loan Software

The CRM Module
Bank Transactions
Loan Management
Application Module
Consumer Lending Software Interface
The CRM Module
Product Offerings
Bank Transactions
Dashboard
Loan Management
Loanbook Management
Application Module
Customer Portal

Online Payday Lending Software by HES Fintech

On average our customers have experienced
70%
reduction in operating costs
100%
solution flexibility and robustness
35%
increase in efficiency
50%
reduction in time to fund
Technology Architecture Overview

Time to market

Bring your payday lending business to market in 3-4 months. Get an automated, end-to-end PDL system that is fully compliant with industry-wide regulations and meets the most demanding business requirements.
aws

Modular System

On the basis of the HES Core™, we deliver tailor-made lending platforms to financial institutions of all sizes. The platform comprises over 20 prebuilt modules that can be configured and used independently or holistically (as an end-to-end system).

java

slon
angular

Explore the core

Tech Stack

HES Lending Platform leverages a Java technology stack, including Java 11, Spring 5, and PostgreSQL 11. The system handles BPM-engine, open-source and FOSS technologies, AI/ML algorithms.

Flexibility

HES brings scalability and automation, and helps payday lenders adapt to market trends and introduce new products at a faster pace. No vendor lock-in or penalty for growth. You control everything.

Boost your Payday Business Today

Schedule a demo of HES Fintech’s payday loan management system
New call-to-action
New call-to-action