Loan management software
in United Kingdom

Maximise efficiency and security in your operations with our fully automated, AI-powered digital solution.
Trusted by lenders worldwide
HES LoanBox is an advanced AI-powered, cloud-based loan management software covering all aspects of loan management: from origination to debt collection. Designed for banks, alternative lenders, and financial institutions in the UK, it helps conduct lending more effectively – faster, more securely, and with greater automation, reducing NPLs and increasing revenue.
GiniMachine is a no-code AI tool that utilises machine learning algorithms to analyse borrowers’ data and provide you with insights into their behaviour. Integrated within HES LoanBox, it helps lenders make informed, data-driven decisions.
HES LoanBox overview

Complete loan
management system

The only loan management software you’ll ever need, offering a suite of features and integrations for all your lending operations.

White-label landing page
Customise your loan website design to create a user-friendly experience that enhances engagement and increases application numbers.

Streamline your customers’ loan experience
Offer borrowers a personalised space where they can manage every aspect of their loan journey – from application to digital KYC verification.

Centralise all your lending operations
Enhance your efficiency with our API-rich Back Office, featuring comprehensive loan products, real-time data, amortisation schedules, automated calculations, and all the tools necessary to expand your business.

Unleash AI for credit scoring
GiniMachine analyses complex data patterns to improve the accuracy of credit decisions, decrease NPLs, and provide more reliable credit assessments.

Advanced tech stack
HES LoanBox is a loan management solution developed using a modern tech stack that incorporates open-source technologies, ensuring scalability, performance, and security.
Digital onboarding

Convert enquiries
into active borrowers

Landing Page
Agent Portal
Integrated plugin
Orchestrate the onboarding process from the initial website visit to preliminary loan calculation and application submission. Further processing takes place on the Borrower Portal, where borrowers can access all their loan information in one place.
Loan origination

Enable 24/7
borrower interaction

Application flow
Active loan
Borrower profile
Activity
Give your customers the power to manage their loans with simplicity and ease. Our Portal seamlessly integrates with local KYC providers, allowing for rule-based applications and linking with open banking and credit bureaus for detailed financial insights. With options for both online and offline document signing, our lending management system accommodates the varied needs of borrowers. Users can apply for loans, monitor their status, and handle repayments from any location, at any time.

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Loan servicing

Take control of your
lending processes

Task management
Decision making
Product engine
Loan servicing
Debt collection
Optimize your lending business with our loan management software. Featuring end-to-end digital processes, AI-enhanced verification, scoring, underwriting, and automated decision-making, HES LoanBox streamlines every aspect of lending. This ensures minimal errors and provides enhanced operational insights through advanced task management tools and detailed reporting.

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Let us show
you how it works

Experience the advantages of HES LoanBox. Request a personalised tour to explore all its features and see how it can streamline your business operations.

Get a free demo

Seamless
integrations

Convert financial data into practical insights and drive innovative fintech solutions using a globally renowned data network
Open banking
A unified, one-stop platform for expedited payment processing. The API seamlessly integrates lending platforms with banking and payment systems
Payment processing
Specialises in managing electronic executive promissory notes, ensuring the protection of all parties` rights in commercial transactions
Notifications
Jumio’s identity verification, eKYC, and AML solutions combat fraud and financial crimes, ensure compliance, and expedite customer onboarding
KYC
Create, approve, and eSign documents swiftly with PandaDoc. Ensure your business documents are signed quickly and securely using the eSignature API
eSignature
Ondato streamlines KYC compliance with identity verification, business onboarding, client lifecycle, and user management solutions
KYC

Your partner
in UK lending

Our expertise in UK lending practices ensures seamless, compliant, and efficient operations, perfectly suited to the local market’s unique demands.
Why choose HES LoanBox
Transform your lending
Fully compliant loan management system
Seamless integrations
Customer support
Future-proof architecture

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Our clients

Banks and
alternative
lenders in UK

HES LoanBox revolutionises lending operations across the UK, focusing on streamlining processes and elevating customer experiences. Whether handling personal or business loans, HES LoanBox offers a comprehensive solution that simplifies workflows and ensures a consistent experience – all while adhering to FCA regulations.

44%
boost in staff
efficiency

Why HES FinTech
software?

Post-lauch support
Our team provides ongoing assistance, system updates, and continuous optimisation to keep your lending processes efficient and compliant.
Global trust
HES FinTech’s loan management solutions are trusted by over 130 businesses worldwide, thanks to our commitment to innovation, security, and compliance.

Local clients and partners
We prioritize building strong connections with local industry players. This approach allows us to provide effective and compliant solutions that drive business success.

Lending software
solution in
United Kingdom

FAQ

How can HES LoanBox benefit my business?
Can HES LoanBox integrate with our existing systems?
How long does it take to implement HES LoanBox?
What security measures are in place to protect data?