Loan Origination Software

Client Onboarding

Decision-Making

Product Engine

Document Management

Reports and Statistics

Client Onboarding

Get over challenges associated with client onboarding. Automate loan origination and streamline the onboarding process, from the application submission to its approval and final funding.

Consistent compliance across all channels
Intelligent document processing
Customer due diligence and risk assessment
300+ integrations with third-party providers
Customized reporting & analysis

Document Management

Set up workflows and handle customer information and documents in a hassle-free way. Automatically flag files with missing fields, easily manage contracts, agreements, and other system documents.

Reduce time and money spent on auditing documents
Simplify document management through automation
Sign documents electronically, automatically distribute copies
Instantly access and manage all stored documents and templates

Decision-Making

Thoroughly evaluate the financial standing of potential borrowers. Automate application processing, lower operating costs and enable quicker turnaround on decisions.

Build your own decision-making process
Integrate with third-party scoring providers
Utilize AI-powered credit scoring software
Make credit decisions in 2 minutes

Learn More about GiniMachine

Product Engine

Create diverse and flexible financial products by configuring dozens of parameters. Serve both consumer and commercial lending sectors. Reach new markets with lending products of any type:

Asset based financing
Installment and PDL
Revolving credit line
Merchant cash advance
Unsecured and secured loans

Reports and Statistics

Collect business statistics and take advantage of helpful data visualisation tools. Make insights come alive and communicate complicated ideas in simple visual messages.

Fast, customizable access to information
Easy-to-use web based tools to make critical business decisions
The ability to export data to a range of formats
Clear and explicit standard dashboards
The ability to create comprehensive real-time reports

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Loan Origination System Integrations

Credit Bureaus, KYC/AML

Verify customer identities and mitigate fraud risk by utilizing data from credit bureaus, databases, and other enhanced data sources. Integrate with KYC systems, AML lists, blacklists, terrorists list, PEPs lists, debarred companies lists.

Scoring Solutions

Utilize AI-powered scoring software to approve more creditworthy borrowers and reduce NPLs. HES Platform can be integrated with third-party solution providers (FICO, SAAS, Experian, etc.) or proprietary credit scoring systems, like GiniMachine.

Payment Providers

Easily integrate with any payment provider: bank account transfer, bank card transfer, e-money, etc.

Notification Providers

Notifications are an integral part of every lender’s communication tools with customers and prospects. Integrate with email, SMS, VOiP providers to send notifying transactions or promotions.

HES Core™ with 20+ Modules

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Frequently Asked Questions

What is Loan Origination?

Loan origination is the process that occurs when borrowers apply for a loan. The application stage is followed by document processing, credit scoring, underwriting, approval, and the final funding.

What is Loan Origination Software?

Loan origination software (LOS) manages and automates lending tasks including onboarding, origination, underwriting, documentation and closing.

How Can Lending Software by HES Help?

HES offers end-to-end loan origination software that allows financial institutions to automate processes from customer onboarding to decision-making and final funding of the loan.

Client Onboarding

Document Management

Decision-Making

Product Engine

Reports and Statistics

Loan Origination System Integrations

HES Core™ with 20+ Modules