Loan Origination Software

Client Onboarding

Decision-Making

Product Engine

Document Management

Reports and Statistics

Client Onboarding

Get over challenges associated with client onboarding. Automate loan origination and streamline the onboarding process, from the application submission to its approval and final funding.

Consistent compliance across all channels
Intelligent document processing
Customer due diligence and risk assessment
300+ integrations with third-party providers
Customized reporting & analysis

Document Management

Set up workflows and handle customer information and documents in a hassle-free way. Automatically flag files with missing fields, easily manage contracts, agreements, and other system documents.

Reduce time and money spent on auditing documents
Simplify document management through automation
Sign documents electronically, automatically distribute copies
Instantly access and manage all stored documents and templates

Decision-Making

Thoroughly evaluate the financial standing of potential borrowers. Automate application processing, lower operating costs, and enable quicker turnaround on decisions.

Build your own decision-making process
Integrate with third-party scoring providers
Utilize AI-powered credit scoring software
Make credit decisions in 2 minutes

Learn More about GiniMachine

Product Engine

Create diverse and flexible financial products by configuring dozens of parameters. Serve both consumer and commercial lending operations. Reach new markets with lending products of any type:

Asset-based financing
Installment and PDL
Revolving credit line
Merchant cash advance
Unsecured and secured loans

Reports and Statistics

Collect business statistics and take advantage of helpful data visualization tools. Make insights come alive and communicate complicated ideas in simple visual messages.

Fast, customizable access to information
Easy-to-use web-based tools to make critical business decisions
The ability to export data to a range of formats
Clear and explicit standard dashboards
The ability to create comprehensive real-time reports

Loan Origination Software Modules

Loan Origination System Integrations

Credit Bureaus, KYC/AML

Verify customer identities and mitigate fraud risk by utilizing data from any credit union and bureau, databases, and other enhanced data sources. Integrate your LOS software with KYC/AML systems, PEPs lists, blacklists, debarred companies lists.

Scoring Solutions

Utilize AI-powered scoring software to approve more creditworthy borrowers and reduce NPLs. The HES Platform can be integrated with third-party solution providers (FICO, SAAS, Experian, etc.) or proprietary credit scoring systems, like GiniMachine.

Payment Providers

Easily integrate with any payment provider: bank account transfer, bank card transfer, e-money, etc. HES can upgrade your loan management with Stripe, PayPal, Adyen, Dwolla, or any other payment service provider.

Notification Providers

Keep your borrowers informed of loan application approvements and money transactions. Integrate your loan origination system with email, SMS, VOiP providers to send notifying transactions or promotions.

Business Intelligence

Collect and process large amounts of unstructured data for business intelligence. Choose the best fit tool for report generation. Oracle BI, Zoho Analytics, Tableau, Dundas — our team is highly skilled to integrate your system with any desired BI tool.

Accounting Tools

Integrate your platform with an accounting system to eliminate time-consuming processes. Have details on credit lines and NPLs at hand. Reduce operational costs by cutting manual record-keeping tasks and document management.

CRM Solutions

Let HES integrate your lending platform with a top-notch CRM solution. Engage and build connections with your leads by using multifunctional software. We can pick out a dedicated solution to handle your contact and loan management processes.

Your Business Needs

The HES team can upgrade your solution with any needed lending software integration. If you don’t know how to meet your business challenge, share your lending goals with our experts. We’re here to overcome all challenges together.

HES Core™ with 20+ Modules

Explore the core

Loan Origination Software by HES Fintech

HES helps banks and credit unions deliver a seamless customer experience. Let your loan officers streamline their work by automating manual tasks and make the best of your upgraded lending process. What our customers have experienced:

87%

reduction in human error

43%

increase in efficiency

90%

cut in origination cost

50%

decrease in NPLs

Frequently Asked Questions

What is Loan Origination?

Loan origination is the process that borrowers go through to obtain mortgage loans, lease services, point of sale financing, business loans, and others. Starting with the application stage, it follows then with the document processing, credit scoring and underwriting, approval, and the final funding.

What is Loan Origination Software?

Loan origination software (LOS) manages lending tasks including onboarding, origination, underwriting, documentation, and closing. Using loan origination solutions, businesses can automate every stage of lending while processing and approving applications faster.

How Can Lending Software by HES Help?

HES offers end-to-end loan origination software that allows financial institutions to automate processes from customer onboarding to decision-making and final funding of the loan. Our goal is to strengthen operational efficiency, cut default risks, and save your time.

Get Started with HES Today

Build, streamline and automate your loan origination process with a unique software solution. Schedule a personal demo tour to walk through HES Loan Origination Software.

Intelligent Loan Origination Software

Client Onboarding

Document Management

Decision-Making

Product Engine

Reports and Statistics

Related Projects

Loan Origination System Integrations

HES Core™ with 20+ Modules