Automate loan origination, ensuring a fast application process, credit and risk scoring, document management and, finally, top it up with a quick disbursal and loan life-cycle calculation.
Traditional loan origination process involves a lot of paperwork and manual credit scoring. HES Fintech’s decision-making module allows lenders to assess individual default risk automatically and in a matter of minutes.
HES offers a complete auto loan servicing system that automates processes from loan disbursement to its closure. The platform is fully configurable so you can quickly bring new products to market or update existing offerings.
Take actions on delinquent accounts. Track and automate the collection process.
Everything is about data. In order to support business processes, car lenders need to fetch data. HES Fintech provides auto dealers with third party integration services, from KYC providers to collateral registries.
The platform by HES Fintech reduces cost of development and increases speed to market with pre-built imodules. Build your lending platform around the HES Core™, not from scratch, and launch a system in 3-4 months.
HES Lending Platform addresses security measures through the SDLC and meets the security needs of financial institutions. The solution is built on reliable and leading technologies, which adhere to enterprise-level security standards. PSD2 and GDPR compliant.
There are no license fees for any proprietary technologies or per-user charges, restrictions on the loan type and parameters. Without vendor lock-in, you control everything. Purchase the source code and further enhance the platform if necessary.