Offer a seamless borrower experience from anywhere. Provide customers with a 5-minute online application. Introduce a unique onboarding process or integrate a current one into your new HES system.
The efficiency of modern lending lies in its ability to originate and close loans faster. Optimize time to «yes» and make informed loan decisions in under 2-4 hours. Implement an in-house risk assessment solution or utilize external scoring models:
Quickly move through the process with automated workflow management. Get an integrated system that allows tracking and making adjustments to customers’ accounts. Create an MCA portal that covers a lending business from A to Z and could be integrated into any existing infrastructure.
The payment processing integration is a crucial step in setting up an MCA business. We offer integrations with any of the existing payment processors: manual, data feed, and split.
Always have effortless access to both contracted and actual payment schedules. Utilize flexible approaches to your customers, including temporary credit restructuring, zero percent in a crisis or payment holidays:
HES Core modular system is the synonym of flexibility. Either used holistically or as a collection of 20+ ready-made modules to choose from, lenders can easily configure and implement the system the way it offers a seamless experience for both borrowers and corporate employees.
HES Lending Platform wouldn’t be achievable without advanced and efficient technologies. The HES team utilizes a Java technology stack, including Java 11, Spring 5, and PostgreSQL 11.
HES FinTech merchant cash advance software brings along customization options. A highly scalable platform, HES enables automation and helps lenders quicker adapt to new market trends and introduce new products at a faster pace. No vendor lock-in or penalty for growth. Your growth is our priority: we do not charge for new users or managers. Once you buy the software, you’re in full control.