Map up your day-to-day processes with HES BPM-powered consumer installment loan software. Whether you are a bank, credit union, alternative lender, or financial company, we can help you automate repetitive tasks, manage lending processes, and increase efficiency.
From a fast end-to-end application process to managing document flows and collecting payments, the platform stands for the critical demands of both consumers and lenders.
Reduce loan origination time to accelerate the process and enhance customer experience. Use HES software solutions to make loan decisions faster and better. Bost time to fund and eliminate manual processing throughout the lending lifecycle.
Level up loan servicing with dozens of possible customization options. Set up calculations for various loan types, payment protection plans, monitor lines of credit, and keep your business compliant with loan operation regulations.
Automate the underwriting process, thoroughly assess the financial standing of potential borrowers, and better identify creditworthy customers.
Follow your in-house decision-making process or leverage proprietary scoring models and credit bureau ratings for risk-free lending. Adjust and train the AI-powered system to make correct decisions once sufficient data is collected.
Let HES automate and optimize your debt collection operations. Enjoy a flexible and sophisticated loan software powered with legal collection features and a pre-collection module. Implement automatic notifications (email, SMS, etc.) and adjust a loan repayment module according to your business needs.
HES utilizes a Java technology stack, including Java 11, Spring 5, PostgreSQL 11. The architecture is based on FOSS technologies with no licensing fees, except for the platform’s source code.
HES addresses security measures through the SDLC. Use loan management software that is fully compliant with domestic and international legal regulations and data privacy protection.
HES loan software is made of a collection of 20+ prebuilt modules that span customer onboarding, KYC/AML, credit scoring, LOS, product engines and calculations, workflow, document management, and more.