Consumer Loan Software | Consumer Loan Servicing System

Consumer Lending Software

Intelligent consumer financing platform that automates every step of the lending process. 20+ prebuilt modules. AI/ML credit scoring. Enjoy a highly customizable solution ready to launch in 90 days.

Automated Workflows

Origination

Credit Scoring

Servicing

Debt Collection

Automated Workflows

Map up your day-to-day processes with HES BPM-powered consumer installment loan software. Whether you are a bank, credit union, alternative lender, or financial company, we can help you automate repetitive tasks, manage lending processes, and increase efficiency.

From a fast end-to-end application process to managing document flows and collecting payments, the platform stands for the critical demands of both consumers and lenders.

Origination

Reduce loan origination time to accelerate the process and enhance customer experience. Use HES software solutions to make loan decisions faster and better. Bost time to fund and eliminate manual processing throughout the lending lifecycle.

— Business workflow automation
— Customer due diligence
— Client AI-based credit scoring

Loan Origination

Servicing

Level up loan servicing with dozens of possible customization options. Set up calculations for various loan types, payment protection plans, monitor lines of credit, and keep your business compliant with loan operation regulations.

— Automate loan disbursement
— Configure, calculate and track payment schedules
— Perform day-to-day calculations for accruals, write-offs
— Implement direct debit for loan repayment

Loan Servicing

Credit Scoring

Automate the underwriting process, thoroughly assess the financial standing of potential borrowers, and better identify creditworthy customers.

Follow your in-house decision-making process or leverage proprietary scoring models and credit bureau ratings for risk-free lending. Adjust and train the AI-powered system to make correct decisions once sufficient data is collected.

More About GiniMachine AI Scoring

Debt Collection

Let HES automate and optimize your debt collection operations. Enjoy a flexible and sophisticated loan software powered with legal collection features and a pre-collection module. Implement automatic notifications (email, SMS, etc.) and adjust a loan repayment module according to your business needs.

Debt Collection

Consumer Loan Software by HES FinTech

HES supports financial institutions by delivering an exceptional lending experience. Streamline your processes by automating manual tasks and improve your team performance. What our customers have experienced:

60%

reduction in operating costs

100%

solution flexibility and robustness

35%

increase in efficiency

50%

decrease in time to fund

Get Started with HES Today

Upgrade and automate your consumer finance process with top-notch software. Request a real time demo tour to get more information about HES Consumer Lending Solution.