Consumer lending software

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consumer lending software by hes fintech

Get your consumer lending platform ready in 14 days

HES LoanBox® solution includes
Landing Page
Borrower Portal + Apps
Back office
Readymade consumer lending platform
User-friendly whitelabel design
The multichannel loan application process
Lifetime customer support
Flexible integrations
Digital onboarding

Engage users in the loan
application process

Landing page
API for your website
Active plugin
consumer loan origination software
consumer lending platform interface
consumer installment loan software
Connect the borrower portal with the website.
HES LoanBox® consumer loan origination software can be integrated with
existing websites via API to provide users with a seamless customer experience.
consumer finance software mobile version
Cross-channel application process
Omnichannel approach to the consumer loan automation enables users
to switch between devices and complete the application most conveniently. HES
consumer lending solution has an auto-saving feature that allows to return
to the form later without losing any progress.
omnichannel consumer credit software
Cross-channel application process
Omnichannel approach to the consumer loan automation enables users
to switch between devices and complete the application most conveniently. HES
consumer lending solution has an auto-saving feature that allows to return
to the form later without losing any progress.
steps
Customizable application flow
Off-the-shelf consumer loan software was designed by HES experts based on analysis of business
needs to help you build a seamless application process configuring ready-to-use forms. The
final flow is adjusted in a way to boost conversion while getting all the needed
information.

KYC
Protect your consumer credit software from scammers via integration with a KYC provider.
Verify the user’s identity instantly by comparing the data filled and photos of their documents.
HES LoanBox® borrower portal

Full control over the loans

Active loan
Application flow
Activities dashboard
consumer lending software borrower portal
consumer loan origination software interface
consumer lending software notifications

Loan calculator
HES LoanBox® consumer lending system comes with a front-end loan calculator that
helps borrowers make the most appropriate lending request. They can see how the regular
repayments change depending on the terms like loan amount and payment frequency.
client's profile in consumer loan origination system
Borrower profile
Let your borrowers save and update their personal information and use it
for new loan applications. Stored sensitive data is protected by KeyCloak technologies.
Back office

Manage your consumer
loan automation effectively

Loan Management
Application
Credit Scoring
Product Engine
consumer loan management software
consumer loan servicing software
consumer loan software credit scoring
consumer lending software product management

Feature-rich back office for managers

consumer loan system workflow
Automated decision-making
HES LoanBox® consumer lending software empowers you to
configure semi- and fully-automated decision-making processes. The platform can score
loan applications, detect stop factors, find matching lending products, and approve or decline
requests automatically.
consumer loan software workflow
Automated decision-making
HES LoanBox® consumer lending software empowers you to
configure semi- and fully-automated decision-making processes. The platform can score
loan applications, detect stop factors, find matching lending products, and approve or decline
requests automatically.

Calculation and product engines
The consumer loan system supports multiple calculation types, using which you can create an
unlimited number of loan products with flexible terms. You have full control over what you
offer to borrowers and can set up flexible amount limits, payment frequencies, or interest
rates.
user roles configuration in consumer loan system
User roles
Protect your platform from human mistakes and data breaches by
controlling the modules employees can access. HES LoanBox® consumer loan
software for installment and other types of loans allows you to set different user roles with different levels of permissions.
Technology architecture overview

Online and
offline access

HES consumer lending platform can be deployed on-premises or in the cloud of any
chosen provider.
aws
Advanced
Cloud provider

Powerful
tech stack

In the development process, an advanced technology stack is used, including the
solutions like Java, Camunda, Spring Boot and Form.io modeler. The architecture is based on
free and open-source tools, which allows us to cut off licensing fees except for the
platform’s source code.

The highest
level of security

HES is ISO 27001 certified, which confirms that our development and data management
processes meet international requirements. On top of this, HES addresses security
measures through the Systems development life cycle (SDLC).

Off-the-shelf solution
for consumer lending

FAQ

Can I customize the software to meet my specific business needs?
Is HES FinTech’s consumer lending platform easy to use?
What types of loans can be managed with the consumer loan system?
Does lending software integrate with other systems and software?