Consumer lending software
Get your consumer lending platform ready in 14 days
HES LoanBox® solution includes
Landing Page
Borrower Portal + Apps
Back office
Readymade consumer lending platform
User-friendly whitelabel design
The multichannel loan application process
Lifetime customer support
Flexible integrations
Digital onboarding
Engage users in the loan
application process
Cross-channel application process
Omnichannel approach to the consumer loan automation enables users
to switch between devices and complete the application most conveniently. HES
consumer lending solution has an auto-saving feature that allows to return
to the form later without losing any progress.
to switch between devices and complete the application most conveniently. HES
consumer lending solution has an auto-saving feature that allows to return
to the form later without losing any progress.
Cross-channel application process
Omnichannel approach to the consumer loan automation enables users
to switch between devices and complete the application most conveniently. HES
consumer lending solution has an auto-saving feature that allows to return
to the form later without losing any progress.
to switch between devices and complete the application most conveniently. HES
consumer lending solution has an auto-saving feature that allows to return
to the form later without losing any progress.
Customizable application flow
Off-the-shelf consumer loan software was designed by HES experts based on analysis of business
needs to help you build a seamless application process configuring ready-to-use forms. The
final flow is adjusted in a way to boost conversion while getting all the needed
information.
needs to help you build a seamless application process configuring ready-to-use forms. The
final flow is adjusted in a way to boost conversion while getting all the needed
information.
KYC
Protect your consumer credit software from scammers via integration with a KYC provider.
Verify the user’s identity instantly by comparing the data filled and photos of their documents.
Verify the user’s identity instantly by comparing the data filled and photos of their documents.
HES LoanBox® borrower portal
Full control over the loans
Loan calculator
HES LoanBox® consumer lending system comes with a front-end loan calculator that
helps borrowers make the most appropriate lending request. They can see how the regular
repayments change depending on the terms like loan amount and payment frequency.
helps borrowers make the most appropriate lending request. They can see how the regular
repayments change depending on the terms like loan amount and payment frequency.
Borrower profile
Let your borrowers save and update their personal information and use it
for new loan applications. Stored sensitive data is protected by KeyCloak technologies.
for new loan applications. Stored sensitive data is protected by KeyCloak technologies.
Back office
Manage your consumer
loan automation effectively
Feature-rich back office for managers
Automated decision-making
HES LoanBox® consumer lending software empowers you to
configure semi- and fully-automated decision-making processes. The platform can score
loan applications, detect stop factors, find matching lending products, and approve or decline
requests automatically.
configure semi- and fully-automated decision-making processes. The platform can score
loan applications, detect stop factors, find matching lending products, and approve or decline
requests automatically.
Automated decision-making
HES LoanBox® consumer lending software empowers you to
configure semi- and fully-automated decision-making processes. The platform can score
loan applications, detect stop factors, find matching lending products, and approve or decline
requests automatically.
configure semi- and fully-automated decision-making processes. The platform can score
loan applications, detect stop factors, find matching lending products, and approve or decline
requests automatically.
Calculation and product engines
The consumer loan system supports multiple calculation types, using which you can create an
unlimited number of loan products with flexible terms. You have full control over what you
offer to borrowers and can set up flexible amount limits, payment frequencies, or interest
rates.
unlimited number of loan products with flexible terms. You have full control over what you
offer to borrowers and can set up flexible amount limits, payment frequencies, or interest
rates.
User roles
Protect your platform from human mistakes and data breaches by
controlling the modules employees can access. HES LoanBox® consumer loan
software for installment and other types of loans allows you to set different user roles with different levels of permissions.
controlling the modules employees can access. HES LoanBox® consumer loan
software for installment and other types of loans allows you to set different user roles with different levels of permissions.
and much more
Consumer loan origination control
Loan management
Document templates
Automation of disbursements and payments
Transactions and reporting
Benefit from cutting-edge integrations
Technology architecture overview
Online and
offline access
HES consumer lending platform can be deployed on-premises or in the cloud of any
chosen provider.
chosen provider.
Powerful
tech stack
In the development process, an advanced technology stack is used, including the
solutions like Java, Camunda, Spring Boot and Form.io modeler. The architecture is based on
free and open-source tools, which allows us to cut off licensing fees except for the
platform’s source code.
solutions like Java, Camunda, Spring Boot and Form.io modeler. The architecture is based on
free and open-source tools, which allows us to cut off licensing fees except for the
platform’s source code.
The highest
level of security
HES is ISO 27001 certified, which confirms that our development and data management
processes meet international requirements. On top of this, HES addresses security
measures through the Systems development life cycle (SDLC).
processes meet international requirements. On top of this, HES addresses security
measures through the Systems development life cycle (SDLC).
Hop on a free live demo tour to see the
HES LoanBox® solution in action.
HES LoanBox® solution in action.
Off-the-shelf solution
for consumer lending
Readymade consumer lending software
Intelligent consumer lending solution is fully adjustable for your business demands. Automate mundane tasks with consumer loan origination software
to save time and reduce operational costs.
to save time and reduce operational costs.
2 weeks time-to-market
HES consumer finance software is ready for a kickstart in just 2 weeks. Robust consumer loan management software provides a quick payback of the
project along with an increase in business efficiency.
project along with an increase in business efficiency.
AI-powered consumer loan software
Adhere high service standards with the AI/ML-based consumer installment loan software. Implement powerful application scoring models to improve
your credit portfolio. Make data-driven decisions instantly with the consumer loan system.
your credit portfolio. Make data-driven decisions instantly with the consumer loan system.
No additional charges per customer
HES provides fully managed consumer credit software solutions with no limits
on the number of users. Flexible pricing depends on the features you choose.
on the number of users. Flexible pricing depends on the features you choose.
FAQ
Can I customize the software to meet my specific business needs?
Is HES FinTech’s consumer lending platform easy to use?
What types of loans can be managed with the consumer loan system?
Does lending software integrate with other systems and software?
