From the time the loan is closed until it’s paid off, HES software streamlines the entire loan servicing process.
- Set up calculations for a number of loan types
- Keep your business compliant with loan operation regulations
- Automate loan disbursement
- Configure, calculate and track payment schedules
- Perform day-to-day calculations for accruals, write-offs
Enhance your portfolio performance with smart loan operation. Add 100% flexibility and freedom to loan servicing.
- Basic operations. Initial interest, commissions, and fees accrual
- Disbursement and repayment
- Payment delay. Set for a specific period of time or date
- Loan reschedule. Change the loan structure and term
- Loan top-up. Add an additional amount to the existing principal
- Pause penalties accrual/ Payment holidays
Accounting At HES, we support customization according to your specific requirements. Perform day-to day calculations and conforming accounting based on a system scheduler. You always see the relevant accounting information. Supply data to the customer facing applications so that your clients are always aware of their current loan account state.
Reporting Whether you need to generate reporting for the management or report to authorities, we can supply you with a tool to design a report based on SQL queries. Alternatively, we can do this job for you and set up a predefined number of reports. We also support integration with any other tool to perform reporting.
Collateral Use a bucket-based approach for your collection purposes. Customize your notifications and set trigger events. Customize notice letters for legal purposes. Keep a registry of collection agencies and debts sold.