Unified Loan Servicing Software

A tailor-made platform to automate the loan servicing process. The system can be customized and deployed as a white-label solution in 3 months.

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Calculation Engine
Loan Operation

Calculation Engine

From the time the loan is closed until it’s paid off, HES software streamlines the entire loan servicing process.

  • Set up calculations for a number of loan types
  • Keep your business compliant with loan operation regulations
  • Automate loan disbursement
  • Configure, calculate and track payment schedules
  • Perform day-to-day calculations for accruals, write-offs

Loan Operation

Enhance your portfolio performance with smart loan operation. Add 100% flexibility and freedom to loan servicing.

  • Basic operations. Initial interest, commissions, and fees accrual
  • Disbursement and repayment
  • Payment delay. Set for a specific period of time or date
  • Loan reschedule. Change the loan structure and term
  • Loan top-up. Add an additional amount to the existing principal
  • Pause penalties accrual/ Payment holidays


At HES, we support customization according to your specific requirements. Perform day-to day calculations and conforming accounting based on a system scheduler. You always see the relevant accounting information. Supply data to the customer facing applications so that your clients are always aware of their current loan account state.


Whether you need to generate reporting for the management or report to authorities, we can supply you with a tool to design a report based on SQL queries. Alternatively, we can do this job for you and set up a predefined number of reports. We also support integration with any other tool to perform reporting.


Use a bucket-based approach for your collection purposes. Customize your notifications and set trigger events. Customize notice letters for legal purposes. Keep a registry of collection agencies and debts sold.

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Loan Servicing Software Modules

Moneyman Logo

Finca Logo

IdeaFinance Logo

Alfabank Logo

Fintuity Logo

ATM Online


BI / Reporting Tools
Choose any standalone tool for generating reports. Whether it is Tableau, Zoho Analytics, QlikView, we are ready to incorporate it in our system.
Accounting Systems
HES Platform can be integrated with any accounting system. We can perform integration and fetch information for internal purposes, like scoring and SME assessment.
Collateral Registry / PBX Systems
Link collateral information from private sources for your securitized loans. Use online pbx for auto dialing, voice messages, record calls with your clients.
Your Business Environment
You might need just a separate part of the loan management system — we can deliver a particular module and integrate it within your business environment.
HES Core

HES Core™ with 20+ Modules

Explore the core

Loan Servicing Software by HES Fintech

On average our customers have experienced
increase in efficiency
reduction in servicing costs
reduction in operating costs
reduction in processing time

Got Questions? Contact Us

Schedule your personal demo to learn more about HES Loan Servicing Software
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