Loan Origination Software
End-to-End Loan Management Software
We deliver complete lending software for banks, credit bureaus, financials, and alternative lenders. Advanced automation. AI-powered loan decisions. Enhanced analytics. Get a fully customizable loan management system ready to deploy in 90 days.
What We Offer
Loan Software Backed by AI
Assemble a perfect-fit combination of configurable HES Core modules to withstand the competition in the high-growth lending market. Powered with an online lending platform by HES, financial institutions innovate at the speed of a startup and grow at the scale of an enterprise.
Advantages
Automation with Fast ROI
HES brings automation to meet your requirements at a cost competitive way. Transform your legacy software or start a new line of business — in months, not years.
- — 20+ prebuilt modules under the HES Core™
- — Time to market 3-4 months
- — No pay-as-you-grow pricing/vendor lock-in
Proven Track Record
Banks and alternative lenders worldwide opt for HES software for its security and functionality. HES FinTech is an ISO 27001 certified company with about a decade of expertise.
- — Country reach from North America to APAC
- — 115 completed projects in over 25 countries
- — Vertical market expertise, 8 years focused on lending
Top of the Stack
Achieve game-changing agility with the latest technology stack. The fusion of modules and a highly configurable HES Core™ bring flexibility and speed to your business.
- — Component-based architecture; microservices
- — BPM-engine, FOSS technologies, AI/ML
- — Deployment flexibility: cloud, on-premise, hybrid
An Online Consumer Loan Platform in 4 Months
Since deploying the HES loan management solution, MoneyMan has achieved greater efficiency and automated mission-critical costs. Loyal HES’ client and reliable partner for about 10 years.
ATM Online Fuels Growth with HES Fintech
Vietnam-based consumer lender holding leadership in the market. ATM Online delivers top-quality lending services with fast application processing time and at a low interest rate.
Under the hood
Software for Loan Management: HES Core™ with 20+ Modules
Smart Onboarding
Decrease a dropout rate with an omnichannel onboarding process. Run a feature-rich customer portal and personal area.
KYC and Credit Scoring
Adapted KYC/AML & ID checks. Leverage machine learning and AI to better assess creditworthiness and reduce NPLs by up to 40%.
Product Engine
Create multiple loan product types and limitless operations. Automate loan amount calculations, implement loads of transactions, and comply with any legislation changes.
Document Management
Reduce paperwork with loan origination solution. Automate loan agreements, offers, contracts, notes, and other system documents management.
Debt Collection
Automate and optimize collection operations. Sophisticated and flexible soft, hard or legal collection features, pre-collection.
Security Settings
HES software is built on reliable and leading technologies, which adhere to enterprise-level security standards. GDPR compliance. ISO 27001 certified.
Statistics and Reporting
Instantly get relevant statistics in your loan accounting software. Use custom or pre-defined reports. Add, edit or export data to a number of formats.
100+ Integrations
HES software can be integrated with any credit bureau, KYC/AML, payment and notification providers, accounting systems, BI solutions.
Request an Estimate
Every loan management system is unique. Contact us to discuss the roadmap of your lending project: scope, time, and cost.
We will contact you within 24 hours on business days.
Customer Success
Banking
Powering banking transformation at scale. Automate and run front, middle and back office operations efficiently.
Commercial Lending
HES lending system delivers a high fit for business loan operations, speeds time to “yes” and automates loan lifecycle management.
Consumer Lending
Fully digital loan software for consumer lending. Take advantage of automated personal loan processing and manage various types of consumer loans in a one-for-all solution.
POS Lending
HES software empowers the retail management process, and provides POS lenders with a comprehensive lending platform.
“The system HES have built for us 5x times reduced generation time for each new loan and leasing application.”
Vladimir Pilipenko, CEO IdeaFinance
Get Started with HES Today
Discover how HES loan solutions can help you modernize and automate your lending business. Book a live demo tour to explore financial services powered by HES.