Complete loan automation
with digital lending software
Loan system software
Ready-made online lending platform
100%
convenience
for staff
for staff
Clean interface makes the loan automation system easy to learn and adopt. Intuitive
features of online lending system
bring an additional boost to your
workflow speed.
features of online lending system
bring an additional boost to your
workflow speed.
2.5x
faster
loan processing
loan processing
Loan processing automation to accelerate underwriting.
AI
automated loan approval system
scores and
preapproves applications, saving time of your
managers.
AI
automated loan approval system
scores and
preapproves applications, saving time of your
managers.
3.5x
more accurate
loan decisions
loan decisions
Decrease NPLs leveraging the power of AI loan portfolio
assessment. It takes a few
seconds to predict the
probability of repayment and take a
profitable decision.
assessment. It takes a few
seconds to predict the
probability of repayment and take a
profitable decision.
90%
fewer
human mistakes
human mistakes
Replace manual data entry with auto-population of fields
to
eliminate human bias. Leave
no space for human errors
with lending process
automation.
to
eliminate human bias. Leave
no space for human errors
with lending process
automation.
Drive profit
with AI online
lending software
HES FinTech software solutions make issuing more assets while reducing
NPLs a daily
reality. Using machine learning, our lending platform software analyzes historical data
of closed loans to identify patterns in high-delinquency assets.
NPLs a daily
reality. Using machine learning, our lending platform software analyzes historical data
of closed loans to identify patterns in high-delinquency assets.
Take advantage of AI technology to accelerate loan origination, manage credit risks, and
forecast your financial results.
forecast your financial results.
Autonomously scores applications
Assesses credit portfolios
Predicts defaults
Provides business insights
Monitors predictive model accuracy
Automates debt collection
3-in-1 digital lending platform
Landing Website. Increase visibility and client reach by gathering credit applications
online. HES FinTech provides a white-label lending platform as a part of our complex
loan processing system. Create an online lending software that offers 24/7 access to
borrowers worldwide. Customize your branding to make it unique and recognizable.
online. HES FinTech provides a white-label lending platform as a part of our complex
loan processing system. Create an online lending software that offers 24/7 access to
borrowers worldwide. Customize your branding to make it unique and recognizable.
Borrower portal. Provide a personal space for your customers to track their application statuses, payment schedules, and terms, and manage their profile information. The online loan application software enables easy credit requests with just a few clicks.
Back Office. Automated lending platform empowers you to create flexible products and
product lines. Provide seamless collaboration to your credit managers. They can easily
track tasks and work as a team in one unified space. The end-to-end lending software solutions
consolidate all assets and critical data under one roof.
product lines. Provide seamless collaboration to your credit managers. They can easily
track tasks and work as a team in one unified space. The end-to-end lending software solutions
consolidate all assets and critical data under one roof.
Multi-field
lending workflow
expertise
Team of BAs with over 10 years of hands-
on experience in
crossfield lending is ready
to meet your specific business needs.
on experience in
crossfield lending is ready
to meet your specific business needs.
Your benefits with HES
Rocket-quick launch
Finance market expertise
Scalability and customization
Customer support
Security and stability
Single loan operating system
to cover all your
needs
Custom workflows
Visualize your workflow and apply it to the entire system with just one click. The smart lending
platform supports multiple workflows, bringing freedom and flexibility to operate seamlessly.
platform supports multiple workflows, bringing freedom and flexibility to operate seamlessly.
Loan modifications
Launch personalized finance products. Set up credit lines and refinancing, custom calculation
logic, interest rates, fees, and grace periods via loan automation software.
logic, interest rates, fees, and grace periods via loan automation software.
Reports and dashboards
The system gathers values from the database and builds dashboards, measuring your critical KPIs.
Export data and configure the needed metrics. Integrate BI to enhance decisioning.
Export data and configure the needed metrics. Integrate BI to enhance decisioning.
Risk management
Prognose defaults and credit risk. Score credit portfolios with AI to gain actionable insights
into your business. Set the cut-off threshold to define risky assets share and predict NPLs
into your business. Set the cut-off threshold to define risky assets share and predict NPLs
Powerful integrations
Integrate with credit bureaus, payment providers, e-signature solutions, and fintechs specific to your region.
Over 100 APIs are available to bind right away with HES’ automated lending system.
Over 100 APIs are available to bind right away with HES’ automated lending system.
KYC
Automate KYC process and ID verification processes with in-house, AI, or 3rd party integration
while staying compliant with compliance requirements.
while staying compliant with compliance requirements.
Roles and permissions
Safeguard your business data and minimize risks. Effectively allocate and oversee user roles,
providing access solely to essential modules.
providing access solely to essential modules.
Notifications
Set automatic notifications for your clients. Stay connected with borrowers through SMS and
email, providing updates, auto reminders for due payments, and required actions.
email, providing updates, auto reminders for due payments, and required actions.
Hop on a live demo to learn more
about online loan solution
40
Countries worldwide
160+
Completed projects
300+
Credit products launched
HES FinTech develops lending automation processing systems that provide cost-efficiency and drive
fast operations for financial service companies. Global reach makes HES a reliable technology
partner for compliance and local integrations
fast operations for financial service companies. Global reach makes HES a reliable technology
partner for compliance and local integrations
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Proven lending
automation solution
Custom workflow compliant
Launch in 3 months
No limits on assets or customers
No additional charges per user
