Product #1
Streamline your entire lending cycle from application to repayment with a secure and compliant loan management solution.
Product #2
Make accurate lending decisions in seconds. Increase approval rates while reducing default risk through advanced AI models.
Product #3
Recover more while preserving customer relationships. Boost collection rates with AI-driven personalized strategies.
HES solutions grow with your business. As you expand your product line, enter new markets, or evolve your business model, the system adapts to meet your changing requirements.
For businesses where data sovereignty and enhanced security is critical, we offer code license options that give you freedom to operate on your terms. This is also a safe option.
Our team tailors the platform to your unique business model, systems, and compliance requirements. Choose your deployment (cloud, on-premise, or hybrid) and receive a solution.
Pay only for the functionality you need: integrate a full end-to-end lending platform, upgrade it with additional engines, or apply only the microservices you require based on your workflow, regulatory.
Get a committed, seasoned team that understands both the industry and your business needs. From implementation to ongoing support, you have experts invested in your success.
Our systems can be adapted to local regulations, niche products, or unconventional processes, maintaining bank-level security with ISO 27001, and adhering to GDPR, CPRA, and simular global compliance frameworks in mind.
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Modernize legacy processes with intelligent automation: reduce operational costs, prevent data loss, and improve the reliability of legacy system workflows.
Support larger customer flows, compete in fast-moving markets, and meet the expectations of digitally native borrowers, while lending markets become more dynamic and technology-driven.
HES offers a robust, enterprise-grade technology stack backed by numerous technology partnerships and an open architecture. As the ecosystem evolves, we incorporate new technologies without disrupting existing systems.
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Stay aligned with evolving regulations without losing efficiency. Embedded KYC, AML monitoring, and audit logs ensure compliance, while ISO-aligned practices, encryption, and strict access controls protect sensitive financial data.
Leverage AI for improving the overall health of the lending portfolio. Identify suspicious patterns, detect anomalies, prioritize risk, support faster decision-making, enable smarter approvals, and get higher recovery rates.
HES solutions scale with your business, ensuring stable performance and uninterrupted service even during peak workloads or sudden operational pressure.
During volatile periods, end-to-end automation reduces manual bottlenecks, supports continuity, and helps teams handle higher pressure without losing efficiency.
Adapt quickly and avoid operational silos with robust partner integrations with credit bureaus, open banking providers, core systems, payment gateways, CRMs, identity tools, and external data sources.
Make better decisions with HES solutions that provide instant visibility into portfolio health, approval trends, delinquencies, restructuring volume, and borrower behavior.
Since 2012, HES FinTech has specialized in lending automation that saves financial institutions millions. Operating from Lithuania and the USA, we deliver solutions that seamlessly blend regulatory compliance with the latest AI technology.
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