AI-powered
lending system 
Loan management software
in Canada
Expand your business with an AI-driven, secure, fully digital, and completely automated solution.
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Trusted by lenders across the world
Digital lending platform for banks and alternative lenders
HES LoanBox is an advanced, AI-driven, cloud-based platform designed to streamline every phase of loan management, from origination to collection. Tailored for Canadian banks, alternative lenders, and financial institutions, it enhances efficiency, boosts security, and automates processes, leading to reduced non-performing loans and increased profitability.
AI-powered
GiniMachine is a no-code AI tool that uses machine learning algorithms to assess borrowers' data and offer lenders insights into their behaviour. Seamlessly integrated with HES LoanBox, it takes the guesswork out of decision-making, enabling informed, data-driven choices.
HES LoanBox overview
All-in-one loan management system
The ultimate loan management software, equipped with a comprehensive set of features and seamless integrations to support all your lending operations.
Custom loan website design
Design your loan website with customisable features to create a user-friendly experience that boosts engagement and increases application rates.
Personalised loan management portal
Empower borrowers with a custom space to oversee their entire loan process, from application to verification.
Unified lending
operations hub
Boost your efficiency with our API-rich Back Office, offering comprehensive loan products, real-time data, amortisation schedules, automated calculations, and all the tools needed to grow your business.
AI-powered credit scoring
GiniMachine utilises advanced AI to analyse complex data patterns, enhancing the accuracy of credit decisions, reducing NPLs, and delivering more reliable credit assessments.
Advanced tech stack
Use HES LoanBox's cutting-edge, open-source tech stack for scalable, secure, and high-performance loan management.
Digital onboarding
Transform leads into borrowers
Landing Page
Agent Portal
Integrated plugin
Capture potential clients and provide initial loan estimates, guiding them smoothly through the application process. Our landing page directs users to the Borrower Portal for comprehensive loan applications and processing. Start onboarding directly on your website, through agents, or via integrated applications for a seamless experience.
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Loan origination
Enable 24/7 borrower interaction
Application flow
Borrower profile
Activity
Decision-making
Give your customers the power to manage their loan journey with ease.
Our portal integrates with local KYC providers, supports automated applications, and connects to open banking and credit bureaus for detailed financial insights. With options for both online and offline document signing, it meets the needs of all borrowers. Customers can apply, monitor loans, and handle repayments anytime, from any location.
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Get your lending
product estimate
in 3 minutes
STEP:
/
Loan servicing
Gain control of your lending processes
Deal management
Active loan
Debt collection
Product engine
Task management
Scoring
Streamline your lending operations with our comprehensive loan software.
Featuring end-to-end digital solutions like AI-powered verification, scoring, and underwriting, along with automated decision-making, HES LoanBox optimizes every facet of lending. Enjoy a seamless, error-free workflow and gain deeper operational insights with advanced task management tools and detailed reporting.
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Seamless integrations
Financial data platform dedicated to driving innovation with its data tools, especially for open banking and financial services
Open banking
Cloud communications platform that enables businesses to integrate various communication methods into their applications through APIs
Notifications
VoPay delivers payment processing through an API that links lenders to the banking and payments ecosystem
Payment processing
Streamlines the process of document creation and signing, making it easier for businesses to handle various types of documents
eSignature
Provides a suite of tools and services designed to help businesses streamline their onboarding processes and ensure regulatory compliance
KYC
Digital identity verification and authentication platform that uses AI, ML, and biometrics for fraud prevention
KYC
Canadian lending
market expertise
With a deep understanding of local regulations and industry practices, we provide tailored solutions that meet the specific needs of Canadian financial institutions.
Why choose HES LoanBox
Kickstart online lending
Smooth integration
Reliable customer support
Future-proof architecture
Why HES FinTech software?
Post-lauch support
Our team ensures your lending processes are efficient and compliant through ongoing support, system updates, and continuous optimisation.
Global credibility
Trusted by over 130 businesses worldwide, HES FinTech's loan management solutions stand out for their innovation, security, and compliance.
Local clients and partners
Our expertise in the Canadian lending market allows us to create solutions tailored to regional requirements and compliance needs.
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Lending software solution in Canada
Instant loan decision-making
Absolute compliance
Complete loan management software
Go live in just 3 months
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