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Loan management software
in Canada
Fast
AI-driven scoring
AI-driven scoring
2 weeks
time to market
time to market
Workflow
customization
customization
Intuitive and
easy to learn
easy to learn
Start a new line of business in Canada with
an intuitive loan
management system
Commercial lending sector growth
Data-driven decision making
Increasing demand for customer support
Digitization of processes
Kickstart your lending business or streamline your existing one with HES LoanBox. Our solution
is designed for ease of use and efficiency, enabling lenders to quickly adapt to market needs
and provide efficient lending solutions.
is designed for ease of use and efficiency, enabling lenders to quickly adapt to market needs
and provide efficient lending solutions.
Online lending platform
Loan origination software
for Canadian
lenders
Online loan origination software
Unlock the potential of your loan portfolio with our agile onboarding process and user-friendly
interface. Seamlessly navigate through each step of the lending workflow and gain a competitive edge
at every stage
interface. Seamlessly navigate through each step of the lending workflow and gain a competitive edge
at every stage
Know Your Customer
HES LoanBox® not only ensures top-tier security for your lending operations but also
accelerates underwriting procedures, enabling your business to operate more efficiently and
securely. The streamlined process completes verification in just 30 seconds.
accelerates underwriting procedures, enabling your business to operate more efficiently and
securely. The streamlined process completes verification in just 30 seconds.
Your branded mobile app
Empower your clients with a powerful mobile app to manage their active loans and new
applications. Launch your SaaS lending platform on the App Store and Google Play to engage
customers.
applications. Launch your SaaS lending platform on the App Store and Google Play to engage
customers.
Active loan
Reduce NPLs and raise customer satisfaction. Clients can use web platform to track their
application
statuses, update personal details, request new loans, and
make payments
online.
Timely notifications
about debts, payment schedules, and required
actions keep customers
informed and engaged.
application
statuses, update personal details, request new loans, and
make payments
online.
Timely notifications
about debts, payment schedules, and required
actions keep customers
informed and engaged.
Schedule a personalized demo to explore
our lending system
Back Office
Loan management software
for lending
automation
Enhance credit approval capacity and team productivity with loan management software.
Efficiently track active and closed assets, monitor transactions, and enable seamless automation
for schedules, contracts, and collateral documents, minimizing errors.
Efficiently track active and closed assets, monitor transactions, and enable seamless automation
for schedules, contracts, and collateral documents, minimizing errors.
Automated collections
The AI debt collection tool analyses your accounts receivable, highlighting the debts with a
higher likelihood of repayment. Get tailored collection strategies, improve your DSO rate
and accelerate revenue recovery.
higher likelihood of repayment. Get tailored collection strategies, improve your DSO rate
and accelerate revenue recovery.
Agent portal
Key features include user invitations via email, bank detail entry, an agent dashboard for
viewing applications and loans, lead management with personalized offer dispatch, and an
intuitive interface for easy navigation.
viewing applications and loans, lead management with personalized offer dispatch, and an
intuitive interface for easy navigation.
Product engine
Design, customize, and deploy various credit offerings quickly and efficiently. With this
feature, lenders can adjust product features and respond to changing market dynamics.
feature, lenders can adjust product features and respond to changing market dynamics.
AI credit scoring
Eliminate manual work with AI and ML-powered algorithms that drive accuracy in predictions
and low-risk experience. Get a faster and more efficient credit evaluation process, aligned
with financial industry standards.
and low-risk experience. Get a faster and more efficient credit evaluation process, aligned
with financial industry standards.
Custom workflows. Effortlessly map out and implement workflows across the entire
system using visual
tools. HES LoanBox® supports multiple workflows, ensuring
operational freedom and flexibility.
system using visual
tools. HES LoanBox® supports multiple workflows, ensuring
operational freedom and flexibility.
Tailor your lending workflow
Secure your personalized demo
and get an overview of HES LoanBox
Lending operations engine
Loan servicing software
for effortless
lending
Streamline your loan processes, from origination to servicing, ensuring a smooth, error-free
journey for both lenders and borrowers. HES LoanBox comes with advanced tools for managing loan
schedules, contracts, and collateral documents
journey for both lenders and borrowers. HES LoanBox comes with advanced tools for managing loan
schedules, contracts, and collateral documents
Payment holidays
HES LoanBox simplifies the process of implementing payment holidays and pausing penalty
accruals, offering you the agility to adapt to your customers’ needs. With our platform, you
can provide tailored financial solutions, while maintaining efficient loan management.
accruals, offering you the agility to adapt to your customers’ needs. With our platform, you
can provide tailored financial solutions, while maintaining efficient loan management.
Basic operations
With HES LoanBox, lenders gain access to a full range of loan management tools. This
includes information on all loan attributes and parameters, transaction records, dynamic
amortization schedules.
includes information on all loan attributes and parameters, transaction records, dynamic
amortization schedules.
Automated credit disbursement
HES LoanBox is equipped to handle automated loan disbursements and repayments. It
facilitates direct debit transactions and is seamlessly integrated with various payment
providers.
facilitates direct debit transactions and is seamlessly integrated with various payment
providers.
Day-to-day calculations
Borrowers can view and cancel their loan applications, track their loan status, repayment
details, and amortization schedules. Employees can monitor these processes in the
background.
details, and amortization schedules. Employees can monitor these processes in the
background.
Reporting
and analytics
Data-driven insights
Base your decisions on data, not guesswork. Our ready-made reports feature a wide array of
metrics vital to any lending business. Compare data across different reporting periods, uncover
insights in real time, and maintain a competitive edge.
metrics vital to any lending business. Compare data across different reporting periods, uncover
insights in real time, and maintain a competitive edge.
Reporting
and analytics
Data-driven insights
Base your decisions on data, not guesswork. Our ready-made reports feature a wide array of
metrics vital to any lending business. Compare data across different reporting periods,
uncover
insights in real time, and maintain a competitive edge.
metrics vital to any lending business. Compare data across different reporting periods,
uncover
insights in real time, and maintain a competitive edge.
Flexible integrations for lending automation
Canadian lending
market expertise
Our team of BAs has a decade of diverse financial
experience,
specializing in the Canadian
lending
market and compliance nuances.
experience,
specializing in the Canadian
lending
market and compliance nuances.
Why choose HES LoanBox®
Kickstart online lending
Clean and easy interface
Same system, different modules
Customer support
Future-proof architecture
Loan software for alternative lenders
Benefit from local integrations
VoPay provides robust payment processing via API that seamlessly connects lenders to
the banking and payments ecosystem
the banking and payments ecosystem
Payment Processing
Flinks is a financial data platform that specializes in empowering innovation
through its data tools, particularly in the context of open banking and financial
services
through its data tools, particularly in the context of open banking and financial
services
Open Banking
Jumio’s identity verification, eKYC & AML solutions fight fraud and other
financial
crimes, maintain compliance and onboard good customers faster
financial
crimes, maintain compliance and onboard good customers faster
KYC
Powerful communication APIs to start building solutions for SMS and WhatsApp
messaging, voice, video, and email. Connect with customers on their preferred
channels
messaging, voice, video, and email. Connect with customers on their preferred
channels
Notifications
Google Maps Platform’s Address Validation helps with address corrections or
suggestions to improve borrowers’ personal details accuracy and reduce human errors.
suggestions to improve borrowers’ personal details accuracy and reduce human errors.
Address verification
Ondato simplifies KYC compliance processes by offering identity verification and
business onboarding, client lifecycle & user-based management
business onboarding, client lifecycle & user-based management
KYC
SendGrid delivers your transactional and marketing emails through the world`s
largest cloud-based email delivery platform
largest cloud-based email delivery platform
Email Delivery
Create, approve, track, eSign documents faster with PandaDoc. Get business docs
signed quickly and securely with the electronic signature API
signed quickly and securely with the electronic signature API
eSignature
Success stories
From start-ups to established businesses, our clients have leveraged the power of our intuitive,
flexible lending software to drive growth and efficiency
flexible lending software to drive growth and efficiency
Pricing
Enterprise
Launch your platform in 3 months with expert
guidance. Embrace flexibility with solutions
custom-fit to your business workflow
Starting from $75,000
Unlimited custom features
API for flexible workflow management
Tailored calculation logic
Advanced security, user and role management
Extensive range of local integrations
Lending product engine
Disbursements and repayments automation
Portals for agents, brokers, and merchants
Automated debt collection
Software for consumer
lending business in Canada
Scalable end-to-end lending solution
1-2 weeks time-to-market
Instant loan decision-making
Zero extra fees for each borrower
FAQ
How Can HES FinTech’s Lending Software Benefit Canadian Businesses?
Is HES LoanBox compliant with Canadian legislation?
Is there customer support available for Canadian clients?
What is the pricing model for HES’s lending software?
