Automate every step of loan lifecycle management starting from onboarding and loan processing to decision making and debt collection. Let HES modernize your platform to make workflows as automated and optimized as possible with no overhead in staff or manual actions.
Have your in-house scoring solution implemented or utilize proprietary underwriting models. Try HES lending solutions that simplify credit scoring activities for bankers, lower operating costs, and enable quicker turnaround on decisions.
Withdraw from a monolithic structure of bank loan software in favor of the HES modular system. Our lending platform can be fully customized to meet specific business and legal requirements. Build a solution to fit your business processes, instead of adjusting them to the static system.
The structural foundation of the platform is the HES Core™ — an isolated codebase implemented in Java. The Core is composed of a set of 20+ prebuilt modules that are easily configured and implemented to provide functionality both for online borrowers (front-end components) and back-office employees (back-office modules).
Leveraging integrations with valuable data sources and third-party providers, HES connects key services with your software, creating the optimal work environment. Share the preferable functionality and let us guide you through all possible integrations for limitless financial services.
The platform is seamlessly integrated via APIs with existing core banking software as well as external parties like credit bureaus, AML/KYC, payment systems, BI solutions, accounting systems, e-signature providers to mention a few.
Security measures are embedded through the system development life cycle (SDLC). The platform is built on leading technologies, which adhere to enterprise-level security standards, and are widely used in projects worldwide.
The lending platform by HES FinTech binds custom development flexibility and ready-to-go software functionality. The software is modular which allows a financial institution to choose among BPM, onboarding, marketing, CRM, and other modules and configure them according to the bank’s requirements. This approach assures a financial institution will launch a project at speed and scale.
From requirements engineering, development, and QA to deployment and monitoring — HES FinTech addresses security in all stages of the SDLC. We are an ISO 27001 certified software developer. The HES team ensures strict compliance with international coding and cybersecurity standards.
No more issues with small updates — our source code is available for purchase. Forget about vendor lock-in, per-user charges, or penalties for growth. The platform can be deployed to the production environment of a chosen provider: on-premise or in a cloud.