Superior Bank Loan Management Software

Automate and agile your lending process with a bank loan management system designed by HES. Technology platform with 20+ prebuilt modules. AI scoring. Advanced customization and BPM optimization. Book a live demo tour to get a complete lending platform in 90 days.
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Automation
AI Scoring
Customization
Integrations
Security

Automation

Automate every step of loan lifecycle management starting from onboarding and loan processing to decision making and debt collection. Let HES modernize your platform to make workflows as automated and optimized as possible with no overhead in staff or manual actions.

  • — End-to-end digitalization of lending routines
  • — Optimization of workflows from onboarding to collections
  • — Automation of risk management and credit decisioning
  • — Streamlined and paperless document management
  • — Elimination of manual loan processes and errors

AI Scoring

Have your in-house scoring solution implemented or utilize proprietary underwriting models. Try HES lending solutions that simplify credit scoring activities for bankers, lower operating costs, and enable quicker turnaround on decisions.

  • — Your custom scoring solution (a unique scorecard will be automated)
  • — Integration with credit reference agencies, other data sources
  • — AI-powered credit scoring platform by HES Fintech
  • — Final strokes of manual assessment

Customization

Withdraw from a monolithic structure of bank loan software in favor of the HES modular system. Our lending platform can be fully customized to meet specific business and legal requirements. Build a solution to fit your business processes, instead of adjusting them to the static system.

The structural foundation of the platform is the HES Core™ — an isolated codebase implemented in Java. The Core is composed of a set of 20+ prebuilt modules that are easily configured and implemented to provide functionality both for online borrowers (front-end components) and back-office employees (back-office modules).

Integrations

Leveraging integrations with valuable data sources and third-party providers, HES connects key services with your software, creating the optimal work environment. Share the preferable functionality and let us guide you through all possible integrations for limitless financial services.

The platform is seamlessly integrated via APIs with existing core banking software as well as external parties like credit bureaus, AML/KYC, payment systems, BI solutions, accounting systems, e-signature providers to mention a few.

Security

Security measures are embedded through the system development life cycle (SDLC). The platform is built on leading technologies, which adhere to enterprise-level security standards, and are widely used in projects worldwide.

  • — Activity audit
  • — Authorization by using a certificate, TLS, or VPN
  • — IP-specific and device-specific access for each user or employee
  • — GDPR-compliance
Bank Loan Management Software

MoneyMan Logo

Finca Logo

IdeaFinance Logo

AlfaBank Logo

Fintuity Logo

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Lending Software for Banks

Product Offerings
Dashboard
Loanbook Management
Customer Portal
Bank Lending Software Interface
Product Offerings
Product Offerings
Dashboard
Dashboard
Loanbook Management
Loanbook Management
Customer Portal
Customer Portal

Bank Loan Software by HES FinTech

Moving to a paperless system for managing loan applications and making loan decisions drives risk-free lending. Based on the experience of our clients, the reduction of manual operations towards seamless automation can cut human errors by up to 93%. What our customers have experienced:
60%
reduction in operating costs
45%
decrease in loan closing time
70%
cut in serving costs
100%
boost in solution flexibility and robustness
Technology Architecture Overview

Fast Time to Market

Go fast to market, modernize legacy infrastructure or launch a greenfield bank in months, not years. HES FinTech’s extensive expertise, the combination of agile practices, and continuous integration reduce the development life cycle with no quality loss of the final product. Enter the market in 3-4 months after the project launch.
Amazon AWS

Modular Architecture

The lending platform by HES FinTech binds custom development flexibility and ready-to-go software functionality. The software is modular which allows a financial institution to choose among BPM, onboarding, marketing, CRM, and other modules and configure them according to the bank’s requirements. This approach assures a financial institution will launch a project at speed and scale.

Java
Spring
Slon
Angular

Explore the core

Security

From requirements engineering, development, and QA to deployment and monitoring — HES FinTech addresses security in all stages of the SDLC. We are an ISO 27001 certified software developer. The HES team ensures strict compliance with international coding and cybersecurity standards.

Available Code

No more issues with small updates — our source code is available for purchase. Forget about vendor lock-in, per-user charges, or penalties for growth. The platform can be deployed to the production environment of a chosen provider: on-premise or in a cloud.

Get Started with a Product Tour

Interested in bank loan origination software or want a platform to cover the process from onboarding to collection? Schedule your personal demo tour throughout HES solutions for banks to find what you need.
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