Factoring platform
for immediate financing

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factoring software by hes fintech

Customizable factoring solution

that benefits all parties

Supplier
Empower your suppliers with instant invoice submission, real-time funding visibility, and automated commission calculations accessible 24/7 – reducing your operational costs while delivering the digital experience they expect.
Factor
Make faster, smarter factoring decisions with AI-powered scoring models built from your historical data. Automate the complete factoring lifecycle from onboarding to payout in one integrated platform.
Debtor
The system provides debtors with convenient tools to verify invoices and track their payment obligations in real-time, reducing back-and-forth communications and accelerating the payment cycle.
Supplier onboarding

Digital factoring platform


factoring finance software
KYB verification | Document upload | Invoice submission | Status tracking | Commission tracking | Payment history | Multi-device access | White-label




Powerful, scalable supplier portal with full white-label customization. Streamline onboarding with flexible omnichannel KYB verification, enable real-time receivables tracking and mobile invoice submission, automate status updates and calculations. Customizable at every level – branding, workflows, integrations – to fit your unique factoring operations.

digital signature in factoring software
Enterprise security & regulatory compliance
Digitize your entire factoring workflow with secure e-signatures and encrypted processes. HES LoanBox factoring finance software ensures bank-grade security and automated compliance with GDPR, FCA, AML/KYC across all operations – from onboarding to disbursement.



ISO 27001 certified | Bank-grade encryption | Role-based access | Audit trails | E-signatures | GDPR & FCA compliant | Multi-factor auth | Automated backups | Disaster recovery
Inquiry processing

Invoice factoring

origination system


invoice factoring software
Custom scorecards | AI models | Automation | Instant decisions | Risk analytics | Fraud detection | 10X processing capacity


Scale your factoring business without scaling your underwriting team. Factoring finance software that adapts to your strategy: build rule-based scorecards with your own criteria, leverage AI models trained on your portfolio data, or blend both approaches.

Automatically evaluate suppliers, verify debtors, and validate invoices in minutes. Automated scoring delivers consistent decisions, reduces approval time by 90%, and identifies profitable deals – processing 10X more applications with existing resources.

Customizable workflows


factoring origination system workflow

Get your lending
product estimate
in 3 minutes

STEP: /
Back Office

Business factoring system

for all-round control


factoring software system
Automation of all the processes and calculations
Track disbursements and payments in real time. Evaluate the quality of your credit portfolio
effortlessly. Enjoy hands-off management of your factoring deals. HES factoring software systems
can be designed to automatically calculate late fees and manage allocated and outstanding
assets.

task management in factoring software
Task management
Intuitive dashboard interface with lists of tasks assigned to
users according to their roles simplifies the workflow management
and efficiency tracking.

application scoring for factoring
AI/ML scoring software for factoring
Use the GiniMachine AI module to assess discipline and credit limits.
Estimate payout terms and recovery changes at ease with the smart
factoring solution.
Technology architecture overview

Powerful tools

HES FinTech uses an updated tech stack, including Java 17, Spring
Core, PostgreSQL. The factoring software architecture is based on
FOSS technologies. No additional licensing fees – you pay for the
platform’s source code only.
aws

Cloud provider

factoring software technologies
HES FinTech has been our reliable technology partner since 2012. We owe much of our success to their well-architected solution.
Boris Batine, CEO
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients to receive best-in-class investment advice.
Edward Downpatrick, Strategy Director
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
Hjortur H. Jonsson, Partner
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
Mazen Alasnag, Head of Loan Management
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Urnukhjargal Badam, Branch Manager

All-in-one factoring
software solutions

FAQ

How can I integrate HES’ factoring software with my existing
system?

How does your software handle invoice verification and payment
processing?

How secure is HES FinTech’s factoring software?

What level of customer support can I expect?