Green finance lending software
Build scalable green finance lending products with HES LoanBox.
AI, automation, and flexibility in one platform.
Your business and your team deserve the best lending platform
From patchwork of tools
Those manual spreadsheets, one-off apps, and disconnected tools that save you money today
become expensive headaches tomorrow.
become expensive headaches tomorrow.
To modern LMS
HES LoanBox brings everything together—from borrower onboarding to loan servicing—in one
AI-powered platform for green finance, with all your data centralized and elegantly
structured.
AI-powered platform for green finance, with all your data centralized and elegantly
structured.
Digital onboarding
Secure onboarding
with real-time updates
Let borrowers apply for green loans online—easily and securely.
From personal info to document uploads, everything happens in one place.
Your team gets real-time access, while clients can save progress and return anytime.
From personal info to document uploads, everything happens in one place.
Your team gets real-time access, while clients can save progress and return anytime.
Agent Portal
Agents can select the offering, set the amount, and send personalized loan proposals to leads in
just a few clicks. Borrowers receive the offer directly in their inbox and are guided to the
Borrower Portal—where they can review all the details and apply instantly.
just a few clicks. Borrowers receive the offer directly in their inbox and are guided to the
Borrower Portal—where they can review all the details and apply instantly.
Agent Portal
Agents can select the offering, set the amount, and send personalized loan proposals to
leads in just a few clicks. Borrowers receive the offer directly in their inbox and are
guided to the Borrower Portal—where they can review all the details and apply instantly.
leads in just a few clicks. Borrowers receive the offer directly in their inbox and are
guided to the Borrower Portal—where they can review all the details and apply instantly.
Loan origination
Green finance
lending software
with origination
automation
Design, customize, and automate origination workflows that align with your sustainable finance
strategy.
HES LoanBox supports complex green lending products with configurable
rules, multi-step approvals, risk checks, and credit scoring. Gain full control over your
lending workflows, reduce manual work, and bring sustainable finance products to market
faster.
strategy.
HES LoanBox supports complex green lending products with configurable
rules, multi-step approvals, risk checks, and credit scoring. Gain full control over your
lending workflows, reduce manual work, and bring sustainable finance products to market
faster.
Don’t let formalities
slow you down
KYC
Deliver a smooth origination experience with embedded KYC checks. Automate identity
verification, document collection, and risk screening to onboard borrowers faster and stay
compliant.
verification, document collection, and risk screening to onboard borrowers faster and stay
compliant.
Sign documents electronically
Skip the paperwork and cut delays with a legally binding, fully secure e-signature—signable
from any device.
from any device.
Configurable
workflows
Transform the way you lend with HES LoanBox.
Loan servicing
Get a 360-degree
overview of your operations
Support the full lifecycle of green finance products—from disbursement to payoff.
Our green finance loan software enables you to manage diverse loan
types with adjustable interest rates, refinancing options, and repayment schedules.
Automate transactions, handle subsidies, and tailor calculations to fit the unique nature
of sustainable lending—all within one secure, scalable platform.
Our green finance loan software enables you to manage diverse loan
types with adjustable interest rates, refinancing options, and repayment schedules.
Automate transactions, handle subsidies, and tailor calculations to fit the unique nature
of sustainable lending—all within one secure, scalable platform.
Centralize and simplify lending operations
Task management
Maintain full oversight—no matter how complex your operations grow. Assign tasks, track
progress, and keep teams aligned throughout the lending lifecycle.
progress, and keep teams aligned throughout the lending lifecycle.
Deal management
From initial application to final approval, HES LoanBox gives you a centralized view of all
deals, including borrower profiles, terms, documents, and progress status.
deals, including borrower profiles, terms, documents, and progress status.
AI credit scoring
Powered by
GiniMachine,
our green finance solution analyzes both traditional and alternative
data to help you approve the right customers and reduce risk.
GiniMachine,
our green finance solution analyzes both traditional and alternative
data to help you approve the right customers and reduce risk.
Reporting
Gain full visibility into your green lending portfolio with real-time dashboards,
customizable reports, and smart analytics. Monitor product performance, identify growth
opportunities, and stay in control.
customizable reports, and smart analytics. Monitor product performance, identify growth
opportunities, and stay in control.
API for you website.
Integrate your website with the lending platform via API. Redirect
applicants to the right step—from pre-filled applications to product selection—making it
faster to launch and scale your green finance offering.
Integrate your website with the lending platform via API. Redirect
applicants to the right step—from pre-filled applications to product selection—making it
faster to launch and scale your green finance offering.
and much more
Document templates
Automation of disbursements and payments
Portfolio management
Debt collection
Client communication
Connect the tools you already use
Technology architecture overview
Cloud-native
by design
HES LoanBox is designed for flexibility and performance—whether you’re a small team
running on AWS, a growing company on Oracle Cloud, or an enterprise with custom
infrastructure needs.
running on AWS, a growing company on Oracle Cloud, or an enterprise with custom
infrastructure needs.
Cloud provider
Powerful
backend tools
HES LoanBox is built on open-source technologies like Java, Camunda, and Form.io—so
you avoid expensive licensing fees and only pay for the platform’s source code.
you avoid expensive licensing fees and only pay for the platform’s source code.
Java LTS stack
Enterprise-grade
protection
We add an extra layer of protection with the SDLC and continuous monitoring—so your
data always stays safe, secure, and ready to support a sustainable future.
data always stays safe, secure, and ready to support a sustainable future.
Get future-ready, today
United States’ Inflation Reduction
Act (IRA)
America poured $369 billion into clean energy and carbon reduction. The package
offers substantial tax breaks for renewable projects, helps more Americans afford
electric cars, and funds both eco-friendly manufacturing and the green
infrastructure we need for a sustainable future.
offers substantial tax breaks for renewable projects, helps more Americans afford
electric cars, and funds both eco-friendly manufacturing and the green
infrastructure we need for a sustainable future.
Ministry for Energy Efficiency and Green Finance of the UK
With government support and financial backing, this institution is opening the door
to new lending opportunities in sustainability and energy efficiency—such as clean
heating, hydrogen, and carbon capture.
to new lending opportunities in sustainability and energy efficiency—such as clean
heating, hydrogen, and carbon capture.
European
Green Deal
The initiative fuels sustainable progress through deep investments in clean energy,
green infrastructure, low-pollution transportation options, building renovation, and
circular economy solutions.
green infrastructure, low-pollution transportation options, building renovation, and
circular economy solutions.
Germany’s
Heating Act
The Act pushes to replace outdated gas and oil heating systems with greener, more
climate-friendly alternatives, as part of an ambitious goal to achieve climate
neutrality by 2045.
climate-friendly alternatives, as part of an ambitious goal to achieve climate
neutrality by 2045.
Japan’s Green Growth Strategy
Backed by over $150 billion in government funding and subsidies, the initiative
encourages public-private collaboration, deregulation, and R&D support to foster
clean technologies.
encourages public-private collaboration, deregulation, and R&D support to foster
clean technologies.
China’s Green Finance Initiative
With over 130 green finance policies already in place, China is creating an
ecosystem where financial institutions help drive the national carbon neutrality
goal by 2060.
ecosystem where financial institutions help drive the national carbon neutrality
goal by 2060.
Why HES FinTech software?
Cut loan processing time
Lenders can speed up approvals and free up resources for more strategic credit
decisions.
decisions.
60%
faster loan
processing
processing
Cut loan processing time
Lenders can speed up approvals and free up resources for more strategic credit decisions.
Optimize staffing
Reduce manual workloads, speed up decision-making, and launch new green products faster.
38%
lower operating
costs
costs
Optimize staffing
Reduce manual workloads, speed up decision-making, and launch new green products faster.
10+ years
of BA expertise
Our BA team works hand-in-hand with your stakeholders to define requirements, align
expectations, and make your green finance software setup fast, accurate, and future-proof.
expectations, and make your green finance software setup fast, accurate, and future-proof.
Launch a new business line
Reliable support
User-friendly interface
Scales with your business
Frequent security updates
Success stories
Don't just take our word for it
HES FinTech has been our reliable technology partner since 2012. We owe much of our
success to their well-architectured solution.
Boris Batine, CEO at ID Finance
Don't just take our word for it
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine
learning platform will allow clients best-in-class investment advice.
Edward Downpatrick, Strategy Director at Fintuity
Don't just take our word for it
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and
user-friendly platform that caters to our specific needs.
Hjortur H. Jonsson, Partner at ALM Securities
Don't just take our word for it
HES FinTech developed our lending software and predictive analytics. Their expertise
delivered automation, clear UI/UX and customer portal.
Mazen Alasnag, Head of Loan Management at Wa’ed
Don't just take our word for it
The LMS provided flexible repayment options, automated restructuring and branch-level
management, enhancing efficiency and risk mitigation.
Urnukhjargal Badam, Branch Manager at Tavan Bogd Group
All-in-one loan management software
3 months time-to-market
AI-powered credit decisioning
Flat subscription with no hidden fees
FAQ
What’s green finance?
How quickly can we go live with our green lending platform?
Is HES LoanBox secure and compliant with data regulations?
Can we integrate HES LoanBox with our existing website or tools?
Do you provide training and support for your clients’ teams?
