Trade finance software

Assess counterparty risk, document integrity, and cross-border exposure with AI models built for the complexity of multi-party trade finance decisions.

scoring accuracy

Monitor trade finance facilities in real time and detect early counterparty stress before exposure becomes a portfolio-level problem.

40%

fewer delinquent accounts

Automate document verification, compliance checks, and facility management — reducing the manual overhead embedded in every trade finance transaction.

60%

cost reduction

Integrated software for the complete
trade finance lifecycle

Document-ready onboarding

Onboard importers, exporters, and counterparties through structured digital workflows built for trade finance complexity.
Automate KYC, KYB, and sanctions screening across multiple parties, with intelligent document capture that handles letters of credit, invoices, and shipping documentation from day one.

Risk-aware origination

Assess trade finance risk across counterparty credit quality, transaction structure, and cross-border exposure using configurable underwriting rules and AI-assisted decisioning.
Build facility and instrument-level products with custom tenor conditions, concentration limits, and country risk parameters.

Transaction servicing

Manage the full lifecycle of trade finance instruments — drawdowns, document verification, payment milestones, and facility utilisation — from a single operational platform.
Maintain real-time visibility across open transactions, counterparty exposure, and facility headroom with automated compliance and reporting workflows.

Exposure-focused collection

Monitor counterparty repayment behaviour and transaction performance continuously. Identify stress signals early, initiate structured recovery conversations, and manage overdue trade finance exposures through disciplined workout processes that protect both principal and relationship value.

Onboarding

Seamless trade finance borrowing experience

Clients can apply for loans online, hassle-free, from anywhere in the world and on any device. HES trade finance automation system offers a seamless loan application process that empowers individuals and businesses to conveniently access funds remotely.

Sign documents electronically

Safely store and share financial information with a paperless interface. Our trade finance software solutions include integrated APIs for electronic signatures, enhancing workflow speed and simplifying document management. Enable fully digital e-signature and approval workflows for your team and borrowers, streamlining the entire process. Say goodbye to manual paperwork and enjoy the convenience of digital signatures within our software.

Auto field validations

During the application stage, HES implements automatic field checking to ensure that you can provide borrowers with comprehensive and precise information. With this feature, you can significantly reduce both labor costs and the time required to gather client information.

KYB & AML

With advanced verification and due diligence processes, HES trade finance automation software ensures that you have a thorough understanding of the businesses you're engaging with.

Customizable workflows

Get your lending
product estimate
in 3 minutes

STEP: /

Borrower Portal

Clients access to automation tools

Clients can upload invoices directly to their borrower's personal account and seamlessly send them to the lender for financing. With this feature, clients can easily manage their loan applications and access a comprehensive list of invoices, streamlining the entire process.

Status updates and limit tracking

Clients can track their application status online and receive timely approval or rejection notifications. The borrower's portal provides easy access to crucial information such as available credit limits, repayment schedules, interest rates, and financing conditions.

Automatic retrieval of client details

Easily update borrower details in the portal, triggering automatic KYB verification. Updated client information seamlessly integrates into the lender's system, reducing bureaucracy and thwarting fraudulent schemes.

Back Office

Trade finance solution for total loan management

Manage all trade financing operations within a single system. Enjoy the flexibility to set up multiple costing options, customize business process logic, and create credit products tailored to your needs. Streamline workflow with automatic task assignment based on managers' roles.

Role-specific dashboards

HES trade finance automation solution includes a built-in reporting module that generates automated dashboards featuring key metrics like NPLs, revenue, financing volumes, and other customizable reports.

AI credit scoring

Trade finance platform expedites funding applications by automating pre-approvals and filters out high-risk non-repayment applications, reducing manual work, eliminating biases, and improving your loan portfolio quality.

and much more

Automatic disbursements and payments

Document management and templates

SMS & email notifications

Lifetime customer support

Get a free demo

100+ seamless integrations

Revolutionize your trade financing experience

Reduction in loan processing time

Save time on application processing with our efficient application scoring system, allowing you to focus on more crucial credit management tasks.

60%

time for loan
processing

Reduction in loan processing time

Save time on application processing with our efficient application scoring system, allowing you to focus on more crucial credit management tasks.

Staffing optimization

HES digital trade finance platform boosts productivity, reducing the need for a large number of loan officers to process applications.

38%

lower operating
costs

Staffing optimization

HES digital trade finance platform boosts productivity, reducing the need for a large number of loan officers to process applications.

60%

Reduction in
missing documents

42%

Increase in data
entry speed

85%

Applications quality
improvement

31%

Faster turnaround
and payback

100%

Secure and compliant
software

Success stories

HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.

Boris Batine

Co-Founder, ID Finance

Read story

HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.