Loan management software
in United Kingdom

Transform your lending operations from weeks to hours with AI-powered software fully tailored to your business goals
Loan Management System in the United Kingdom Loan Management Software in UK
Trusted by lenders worldwide
Business Partnerships
Complete lending ecosystem in one platform.


HES LoanBox loan management software replaces legacy systems with FCA-compliant intelligent automation, delivering faster decisions powered by AI, lower risks, and higher profitability for UK banks and alternative lenders.
60-sec decisions | No-code AI | Custom models | Open banking | Alternative data




GiniMachine is a no-code AI tool that utilizes machine learning algorithms to analyse borrowers’ data and provide you with insights into their behavior. Integrated within HES LoanBox, it helps lenders make informed, data-driven decisions.

HES LoanBox overview

Complete loan
management system

The only loan management software you’ll ever need, offering a suite of features and integrations for all your lending operations.
Digital Lending Software in the UK
Loan Management System Software in the UK

Launch your branded lending platform in weeks, not months
HES LoanBox white-label loan management solution meets FCA requirements while delivering conversion rates 20-30% higher than industry average.
Software for Loan Management in the United Kingdom

Transform customer loan experience with end-to-end digital lending
From Open Banking integration to automated KYC verification, reduce application time from days to minutes while ensuring full regulatory compliance.
Loan Management Platform in the UK

Complete operational control in one platform
Manage £100M+ loan portfolios with real-time risk monitoring, automated compliance reporting, and seamless integration with UK payment systems.
AI Credit Scoring

Get AI-powered credit decisions in under 60 seconds
Make instant, accurate lending decisions using Open Banking data and 300+ risk factors. GiniMachine reduces NPLs while approving more creditworthy customers.
Digital onboarding

Сomplete onboarding automation
from website to funded loan

Landing page
Agent portal
Integrated plugin
Lending Software Landing Page
Lending System Agent Portal
Integrated Plugin of Loan System
Cross-devices | Calculators | KYC | Document upload | E-signatures | Notifications




Provide your borrowers with a perfect loan experience on every screen. Interactive calculators provide instant estimates, automated KYC verification eliminates manual checks, and responsive cross-device design ensures borrowers get the same premium experience on mobile, tablet, or desktop.

Loan origination

Scale lending with
95% loan origination automation

Application flow
Borrower profile
Activity
Decision-making
Lending Solution in the UK
Loan Management Solution
Cloud-Based Lending Software in the UK
Decision-Making in Lending System
Custom Fields | Rule Engine | UK Integrations | Automated Contracts | AI Underwriting



Design your origination process the way your business needs. Collect essential borrower data, configure rules and contract templates, and connect with UK credit bureaus, Open Banking providers, or other data sources. Scale effortlessly with unlimited product management, and choose manual, semi-automated, or AI-driven underwriting to cut decision time to just a few minutes.

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Loan servicing

Get complete control
of loan servicing

Deal management
Active loan
Debt collection
Product engine
Task management
Scoring
Loan Software in the UK
Lending System in the United Kingdom
Loan System in the United Kingdom
Product Engine in Loan Software
Task Management in Loan Platform
Scoring in Lending System
Custom workflows | Loan restructuring | Risk alerts | Multi-stage collections | AI predictions | Portfolio monitoring | Performance analytics



Сonfigure and automate every aspect of loan servicing for maximum efficiency. Adapt lending terms in real time to respond to changing market conditions. Build debt collection workflows tailored to your recovery strategy. Leverage AI for smarter predictions and portfolio analysis, while advanced analytics deliver actionable insights across your entire operation.

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Seamless
integrations

Convert financial data into practical insights and drive innovative fintech solutions using a globally renowned data network
Open banking
A unified, one-stop platform for expedited payment processing. The API seamlessly integrates lending platforms with banking and payment systems
Payment processing
Specialises in managing electronic executive promissory notes, ensuring the protection of all parties` rights in commercial transactions
Notifications
Jumio’s identity verification, eKYC, and AML solutions combat fraud and financial crimes, ensure compliance, and expedite customer onboarding
KYC
Create, approve, and eSign documents swiftly with PandaDoc. Ensure your business documents are signed quickly and securely using the eSignature API
eSignature
Ondato streamlines KYC compliance with identity verification, business onboarding, client lifecycle, and user management solutions
KYC
HES FinTech Expertise in UK Lending Practices

Your partner
in UK lending

We deliver a powerful, ready-to-use lending platform, enhanced through our expertise in customization and scalability. Tailored to support any type of lending, our solution guarantees efficiency, flexibility, and full regulatory compliance.
Why choose HES LoanBox

Lending software in 4 months

Enterprise-grade security

Seamless integrations

24/7 customer support

Our clients

Banks and
alternative
lenders in UK

HES LoanBox revolutionises lending operations across the UK, focusing on streamlining processes and elevating customer experiences. Whether handling personal or business loans, HES LoanBox offers a comprehensive solution that simplifies workflows and ensures a consistent experience – all while adhering to FCA regulations.
HES FinTech Lending Solutions HES FinTech Lending Solution

44%
boost in staff
efficiency

Why HES FinTech
software?

Post-launch support

Our team provides ongoing assistance, system updates, and continuous optimisation to keep your lending processes efficient and compliant.

Global trust

HES FinTech’s loan management solutions are trusted by over 130 businesses worldwide, thanks to our commitment to innovation, security, and compliance.

European-Founded Company

Local clients and partners

We prioritize building strong connections with local industry players. This approach allows us to provide effective and compliant solutions that drive business success.
HES FinTech has been our reliable technology partner since 2012. We owe much of our success to their well-architected solution.
Boris Batine, CEO
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients to receive best-in-class investment advice.
Edward Downpatrick, Strategy Director
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
Hjortur H. Jonsson, Partner
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
Mazen Alasnag, Head of Loan Management
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Urnukhjargal Badam, Branch Manager

Launch your UK lending
business in just 3 months

HES LoanBox FCA-compliant end-to-end solution handles
onboarding, underwriting, servicing, and regulatory reporting,
so you can scale revenue in the UK market—not operational overhead.

FAQ

How can HES LoanBox benefit my lending business in the UK

Can HES LoanBox integrate with our existing loan management systems in the United Kingdom?

How long does it take to implement the loan management platform for UK lenders?

What security measures are in place to protect data?

What makes your loan management software specifically tailored for the UK market?

Which types of UK lending services does HES LoanBox support?