
Launch your branded lending platform in weeks, not months
HES LoanBox white-label loan management solution meets FCA requirements while delivering conversion rates 20-30% higher than industry average.

Transform customer loan experience with end-to-end digital lending
From Open Banking integration to automated KYC verification, reduce application time from days to minutes while ensuring full regulatory compliance.

Complete operational control in one platform
Manage £100M+ loan portfolios with real-time risk monitoring, automated compliance reporting, and seamless integration with UK payment systems.

Get AI-powered credit decisions in under 60 seconds
Make instant, accurate lending decisions using Open Banking data and 300+ risk factors. GiniMachine reduces NPLs while approving more creditworthy customers.