Loan management system
in Philippines
Grow your business with an end-to-end online lending system compliant with regulatory standards.
Empowering lenders worldwide
Digital lending software for banks and alternative lenders
HES LoanBox is a cloud-based loan management system designed to streamline and automate the entire lending process for banks, alternative lenders, and other financial institutions. It covers the complete lending workflow, from origination to collection. Our loan management software can be integrated with existing systems or serve as the foundation for new business processes.
Maximize
revenue
with
AI-powered
lending system 
GiniMachine is a no-code AI solution that harnesses machine learning to analyze borrower data and provide lenders with insights into their behavior. Seamlessly integrated into HES LoanBox, it removes uncertainty from decision-making and supports data-driven decisions.
Discover HES LoanBox
Take your business
to the next level
Streamline processes from application to repayment, reduce manual tasks, and enhance customer satisfaction.
Customizable loan website
Create a unique and user-friendly loan website tailored to your needs. Our white-label solution offers a seamless online experience, enhances user engagement, and increases loan applications.
Personalized Borrower Portal
Give your borrowers a dedicated space to manage their loan journey. From easy applications to quick digital KYC verification, streamline every step for a hassle-free experience.
Unified lending operations
Simplify your lending process with our feature-rich Back Office. Access loan products, real-time data, amortization schedules, and automated calculations, all designed to expand your business.
AI-driven credit scoring
Reduce the risk of NPLs and ensure reliable credit assessments with GiniMachine, a no-code AI-powered decision management platform.
Latest tech infrastructure
HES LoanBox’s performance, scalability, and security are ensured by the latest tech stack and open-source technologies.
Digital onboarding
Turn leads into
loyal borrowers
Capture potential borrowers and offer initial loan calculations to guide them towards completing their application. Our landing page seamlessly redirects users to the Borrower Portal for loan applications and further processing. Initiate onboarding directly on your website, through agents, or via any integrated applications.
Loan origination
Allow 24/7
borrower access
Make it easy for your customers to handle their loans. Integrated with local KYC providers, our Borrower Portal supports rule-based applications and connects with open banking and credit bureaus for financial insights. It offers both online and offline document signing. Borrowers can track their application status and manage repayments anytime, anywhere.
Loan servicing
Complete control
over lending processes
Maximize the efficiency of your lending business. Featuring end-to-end digital processes, HES LoanBox includes AI-enhanced verification, scoring, and underwriting, as well as automated decision-making to streamline every aspect of your lending operations. Benefit from an error-minimized workflow, advanced task management tools, and detailed reporting.
Let us show
you how it works
Book a custom demo and explore HES LoanBox. Learn how it can simplify your workflow and enhance your business efficiency.
Seamless
integrations
Open banking
Enables financial institutions in the Philippines to access real-time financial data, enhance the accuracy of credit assessments, and streamline the loan approval process.
Payment processing
Provide seamless payment experiences for your borrowers and handle transactions with the highest levels of security and efficiency, all while maintaining regulatory compliance.
KYC/KYB
Accurately and quickly verify the identities of individuals and businesses, reduce fraud, and ensure compliance with regulatory requirements.
eSignature
Provide your borrowers and partners with a seamless and user-friendly eSignature experience, reduce paperwork and speed up transaction processes.
Reporting
Track performance, access real-time data, and obtain detailed reports to optimize your financial operations and support strategic growth.
Credit bureau
Access credit information for both individuals and businesses to reduce defaults, enhance the credit evaluation process, and make informed lending decisions.
Expertise in Filipino
lending practices
Our expertise in local lending practices, regulations, and customer behaviors allows us to tailor HES LoanBox to meet the specific needs of businesses in the Philippines.
Why choose HES LoanBox
Kickstart online lending
Seamless integrations
Customer support
Future-proof architecture
Why HES FinTech
software?
Post-lauch support
We are always ready to assist you, ensuring smooth operations and continuous adaptation so your business can get the most out of our software.
Global trust
Since 2012, we’ve earned the trust of over 100 companies in more than 30 countries worldwide. Many of them have stayed with us for years.
Committed to your growth
We’re a self-funded company and grow only when our clients grow. That’s why we always deliver best-in-class solutions as quickly as possible.
Success stories
Lending
software
solution
in Philippines
Scalable digital lending tool
Complete process automation
AI-driven credit scoring
First deployment in 3 months
FAQ
How long does it take to implement HES LoanBox?
Can HES LoanBox be customized to fit our specific business needs?
What is the primary benefit of using HES LoanBox for our lending operations?
Is HES LoanBox suitable for both small and large lending institutions?
