How long does it take to implement HES LoanBox?

On average, the implementation of HES LoanBox takes about 3 months. This timeline includes several stages, such as initial consultation, customization, integration with your existing systems, and testing. Our team of experts works closely with you throughout the entire process to ensure a smooth and efficient setup.

Can HES LoanBox be customized to fit our specific business needs?

Yes, HES LoanBox is highly customizable to meet the unique needs of your business. Whether you need customized loan products, specific reporting features, or unique workflow processes, HES LoanBox can be adapted to fit seamlessly into your existing operations or new business line.

What is the primary benefit of using HES LoanBox for our lending operations?

The primary benefit of using HES LoanBox is its ability to streamline and automate your entire lending process, from origination to repayment. With AI-driven decision-making, real-time data integration, and comprehensive compliance features, HES LoanBox enhances operational efficiency, reduces manual errors, and improves customer satisfaction. Our platform solution helps you focus on growing your business while ensuring a smooth and secure lending operation.

Is HES LoanBox suitable for both small and large lending institutions?

Yes, HES LoanBox is scalable and adaptable, making it suitable for both small and large lending institutions. Whether you are a startup or an established financial institution, our platform can be customized to meet your specific needs and support your growth. The system’s flexibility ensures that it can handle varying volumes of loan applications and manage diverse lending products.

Loan management system
in Philippines

Grow your business with an end-to-end online lending system compliant with regulatory standards.

Get a free demo

Empowering lenders worldwide

Digital lending software for banks and alternative lenders

HES LoanBox is a cloud-based loan management system designed to streamline and automate the entire lending process for banks, alternative lenders, and other financial institutions. It covers the complete lending workflow, from origination to collection. Our loan management software can be integrated with existing systems or serve as the foundation for new business processes.

Maximize
revenue
with
AI-powered
lending system

GiniMachine is a no-code AI solution that harnesses machine learning to analyze borrower data and provide lenders with insights into their behavior. Seamlessly integrated into HES LoanBox, it removes uncertainty from decision-making and supports data-driven decisions.

Discover HES LoanBox

Take your business
to the next level

Streamline processes from application to repayment, reduce manual tasks, and enhance customer satisfaction.

Customizable loan website

Create a unique and user-friendly loan website tailored to your needs. Our white-label solution offers a seamless online experience, enhances user engagement, and increases loan applications.

Personalized Borrower Portal

Give your borrowers a dedicated space to manage their loan journey. From easy applications to quick digital KYC verification, streamline every step for a hassle-free experience.

Unified lending operations

Simplify your lending process with our feature-rich Back Office. Access loan products, real-time data, amortization schedules, and automated calculations, all designed to expand your business.

AI-driven credit scoring

Reduce the risk of NPLs and ensure reliable credit assessments with GiniMachine, a no-code AI-powered decision management platform.

Latest tech infrastructure

HES LoanBox’s performance, scalability, and security are ensured by the latest tech stack and open-source technologies.

Digital onboarding

Turn leads into
loyal borrowers

Landing Page

Agent Portal

Integrated plugin

Capture potential borrowers and offer initial loan calculations to guide them towards completing their application. Our landing page seamlessly redirects users to the Borrower Portal for loan applications and further processing. Initiate onboarding directly on your website, through agents, or via any integrated applications.

Loan origination

Allow 24/7
borrower access

Application flow

Borrower profile

Activity

Decision-making

Make it easy for your customers to handle their loans. Integrated with local KYC providers, our Borrower Portal supports rule-based applications and connects with open banking and credit bureaus for financial insights. It offers both online and offline document signing. Borrowers can track their application status and manage repayments anytime, anywhere.

Learn more

Loan servicing

Complete control
over lending processes

Deal management

Active loan

Debt collection

Product engine

Task management

Scoring

Maximize the efficiency of your lending business. Featuring end-to-end digital processes, HES LoanBox includes AI-enhanced verification, scoring, and underwriting, as well as automated decision-making to streamline every aspect of your lending operations. Benefit from an error-minimized workflow, advanced task management tools, and detailed reporting.

Learn more

Let us show
you how it works

Book a custom demo and explore HES LoanBox. Learn how it can simplify your workflow and enhance your business efficiency.

Get a free demo

Seamless
integrations

Open banking

Enables financial institutions in the Philippines to access real-time financial data, enhance the accuracy of credit assessments, and streamline the loan approval process.

Payment processing

Provide seamless payment experiences for your borrowers and handle transactions with the highest levels of security and efficiency, all while maintaining regulatory compliance.

KYC/KYB

Accurately and quickly verify the identities of individuals and businesses, reduce fraud, and ensure compliance with regulatory requirements.

eSignature

Provide your borrowers and partners with a seamless and user-friendly eSignature experience, reduce paperwork and speed up transaction processes.

Reporting

Track performance, access real-time data, and obtain detailed reports to optimize your financial operations and support strategic growth.

Credit bureau

Access credit information for both individuals and businesses to reduce defaults, enhance the credit evaluation process, and make informed lending decisions.

Expertise in Filipino
lending practices

Our expertise in local lending practices, regulations, and customer behaviors allows us to tailor HES LoanBox to meet the specific needs of businesses in the Philippines.

Why choose HES LoanBox

Kickstart online lending

Seamless integrations

Customer support

Future-proof architecture

Get a free demo

Our clients

Alternative
lenders and
banks in
Philippines

HES LoanBox is designed to transform the way financial institutions in the Philippines handle their lending operations. It streamlines every step of the lending process, from application to repayment.

As a unified solution for both retail and corporate clients, HES LoanBox enhances the customer experience and simplifies your workflow. Moreover, it is fully compliant with Philippine regulatory standards, giving you peace of mind and allowing you to focus on growing your business.