End-to-end consumer
lending platform

Consumer lending software helps banks and credit unions manage personal loans efficiently. The technology handles applications, checks credit scores, collects documents, and makes financing decisions. Instead of paperwork and long waits, customers get quick answers. We at HES FinTech built LoanBox as a comprehensive platform to make lending simple and fast for both financial institutions and their clients.

We rebuilt origination to remove delays and confusion. Applications move through smart workflows right away instead of sitting in queues. Our system pulls credit data and verifies income in real-time. Underwriters get complete borrower information within minutes. Customers stay informed with automatic status updates. Most institutions cut their origination time by 60-70%. Your team makes better decisions because they have better data faster.

HES LoanBox is a complete system that covers the entire loan process from application to funding. Our platform takes applications, runs credit checks, gathers documents, and guides financing through approval workflows. Loan officers see all customer information in one place. The system handles routine tasks automatically. This lets your team focus on building relationships with borrowers. We designed our solution to work the way lending teams actually operate.

Yes, we designed our consumer lending platform for both types of institutions. Banks use our system for high-volume processing and complex operations. Credit unions love how we preserve their personal approach while adding efficiency. We know credit unions have different approval processes and member communication needs. Our software adapts to these differences. Whether you process hundreds or thousands of loans monthly, LoanBox scales to fit your institution’s style.

Integration is one of our platform’s strengths. LoanBox connects with all major core banking systems through secure APIs. Customer information and account details flow between systems automatically. We integrate with credit bureaus, document management tools, and compliance solutions too. Most integrations use configuration instead of custom coding. This means faster setup and easier maintenance for your operations. Our technical team has worked with hundreds of system combinations. We handle integration challenges before they slow down your processes.

We focused on making the application process enjoyable for customers. Applications work on mobile devices and save progress across different platforms. Borrowers get real-time status updates so they always know what’s happening. When we need documents, clients can take photos instead of visiting branches. They can communicate through text, email, or phone calls. Most lending institutions see higher completion rates and better customer satisfaction scores with our solution.

We built HES LoanBox retail lending software with flexibility as a core principle.
We can help you with:

• Integrating with your existing systems and tools
• Adjusting current features to better fit your workflow
• Creating entirely new capabilities tailored to your requirements

Just reach out to our sales team, and tell us what would make your life easier, and we’ll partner with you to build the perfect solution for your needs.

Your data’s security is our top priority. We maintain the industry’s highest security standards and use end-to-end encryption to protect your information. We’re proud of our perfect track record: in all our years of operation, HES LoanBox has never experienced a single data breach.

Absolutely. Our consumer loan software connects smoothly with more than 100 different APIs and content management systems, so it works hand-in-hand with the tools you already use. We’ve made it simple to link with your existing systems, transfer your important data, or add special features that your business needs. This means your lending process flows naturally from one step to the next without anyone having to manually copy information between systems, cutting down on mistakes and saving your team valuable time.