Can I customize the software to meet my specific business needs?

The HES consumer credit software has been created with the aim of being user-friendly and effortless for loan officers to use. Our software is equipped with an intuitive interface and simple form-based logic that makes navigation and completion of tasks within the back office easy. Our no-code personal loan software does not require any technical knowledge or advanced skills to operate. We also ensure a smooth implementation process by conducting a demo with your employees, allowing them to effectively use the software. Our specialists will train your team, ensuring they are well-equipped to utilize the software to its fullest potential.

Is HES FinTech's consumer lending platform easy to use?

The cost of HES LoanBox SaaS lending software depends on the pricing plan you choose, as well as any additional features you may want to integrate into your SaaS financing solution. We offer three pricing plans that are tailored to your specific needs, and you can choose between a yearly or quarterly subscription with the ability to change plans later. To learn more about our pricing options and find a plan that works for you, please contact our sales team.

What types of loans can be managed with the consumer loan system?

The HES LoanBox software caters to a diverse range of loan types such as personal, student, payday, mortgage, and auto loans. The consumer finance software is designed to support collateral, credit lines, and multiple calculation logics, making it versatile and suitable for various lending scenarios..

Does lending software integrate with other systems and software?

The consumer loan automation platform by HES offers seamless integration with over 100 APIs and CMSs, enabling easy connection with other systems that you use. Our software is highly customizable, allowing you to integrate personal loan software with your legacy system, migrate valuable data, or implement custom features with ease. With these integration capabilities, you can streamline your lending process and improve efficiency, eliminating the need for manual data entry and reducing errors.

Consumer lending software

Get a free demo

Get your retail lending system ready

in 3 months

HES LoanBox solution includes

Landing Page

Borrower Portal

Back Office

Ready-made consumer lending platform

User-friendly, white-label design

Multichannel loan application process

Dedicated customer support

Flexible integration options

Digital onboarding

Efortless loan
application process

Landing Page

API for your website

Active plugin

Connect the Borrower Portal with your website.
HES LoanBox consumer loan origination software can be integrated with
existing website via API, providing users with a seamless customer
experience.

Consumer Finance Software Mobile Version

Cross-channel application process

Allow your customers the flexibility to apply for a loan through any
channel, using any device — from PC to smartphone — and even switch
devices mid-process. The retail lending solution by HES FinTech
enables seamless and paperless onboarding.

Cross-channel application process

Omnichannel approach to the consumer loan automation enables users
to switch between devices and complete the application most
conveniently. HES consumer lending solution has an auto-saving
feature that allows to return to the form later without losing any
progress.

Customizable application flow

The off-the-shelf consumer loan software developed by HES experts
is tailored to meet business needs, enabling you to create a
smooth application process with configurable forms.

KYC

Safeguard your financial institution against scammers. Verify the
user’s identity instantly by comparing the data filled and photos
of their documents.

Borrower Portal

Complete retail
lending software

Active loan

Application flow

Activities dashboard

Consumer Loan Origination Software Interface

Loan calculator

HES LoanBox includes a front-end loan calculator that helps
borrowers choose the most suitable loan products by illustrating
how regular repayments adjust based on terms like loan amount and
payment frequency.

Borrower Profile

Let your borrowers save and update their personal information and
use it for new loan applications. Stored sensitive data is
protected by
KeyCloak
technologies.

Back Office

Automated retail
lending solution

Loan Management

Application

Credit Scoring

Product Engine

Consumer Lending Solution Product Management

Feature-rich Back Office for managers

Automated decision-making

HES LoanBox retail lending software empowers you to configure semi-
and fully-automated decision-making processes. The platform can
score loan applications, detect stop factors, find matching lending
products, and approve or decline requests automatically.

Automated decision-making

HES LoanBox consumer lending software empowers you to configure
semi- and fully-automated decision-making processes. The platform
can score loan applications, detect stop factors, find matching
lending products, and approve or decline requests automatically.

Calculation and product engines

The consumer loan system supports multiple calculation types,
using which you can create an unlimited number of loan products
with flexible terms.

User roles

Safeguard your consumer finance system from human mistakes and
data breaches by managing employee access to specific modules.

and much more

Consumer loan origination control

Loan management

Document templates

Automation of disbursements and payments

Transactions and reporting

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Benefit from cutting-edge integrations

Technology architecture overview

Online and
offline access

HES consumer lending platform can be deployed on-premises or in the cloud of any chosen provider.

Cloud provider

Powerful
tech stack

In the development process, an advanced technology stack is used, including the solutions like Java, Camunda, Spring Boot and Form.io modeler. The architecture is based on free and open-source tools, which allows us to cut off licensing fees except for the platform’s source code.

Java LTS stack

The highest
level of security

HES is ISO 27001 certified, which confirms that our development and data management processes meet international requirements. On top of this, HES addresses security measures through the Systems development life cycle (SDLC).

Technology Architecture Overview

Empower your lending business with
HES LoanBox

Get a free demo

CashU
success story

Consumer lending Kazakhstan

Check out the case study of a successful loan automation software upgrade to a comprehensive front-to-back platform for online microfinance lending

ID Finance
success story

Consumer lending Spain and 10 more countries

Within two months, HES FinTech implemented the platform with the core logic and streamlined business processes

Off-the-shelf solution
for consumer
lending

Ready-made consumer lending software

The intelligent consumer lending solution is fully
customizable to meet your business needs. Automate mundane
tasks with consumer loan origination software to save time
and reduce operational costs.

3 months time-to-market

HES consumer finance software is ready for a kickstart in
just 3 months. Robust consumer loan management software
provides a quick payback of the project along with an
increase in business efficiency.

AI-powered consumer loan software

Adhere high service standards with the AI/ML-based
consumer installment loan software. Implement powerful
application scoring models to improve your credit
portfolio. Make data-driven decisions instantly with the
consumer loan system.

No additional charges per customer

HES provides fully managed consumer credit software
solutions with no limits on the number of users. Flexible
pricing depends on the features you choose.

Learn more