Point of sale lending software
Get the POS lending software ready
in 3 months
BNPL software includes
Landing Page
Borrower Portal
Agent Portal
Back Office
All-set POS lending system
User-friendly white-label UI/UX
Automated loan application flow
Smart scoring system
Integrations with 3rd-party software
Elevate collaboration
Digital onboarding
Boost sales with POS software
Omnichannel loan application
Let customers apply for an installment loan using any device or switching
devices during the process. For example, they can start filling out the form on PC but upload
document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing
already filled-in information.
devices during the process. For example, they can start filling out the form on PC but upload
document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing
already filled-in information.
Omnichannel loan application
Let customers apply for an installment loan using any device or switching
devices during the process. For example, they can start filling out the form on PC but upload
document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing
already filled-in information.
devices during the process. For example, they can start filling out the form on PC but upload
document photos from their smartphones. HES point-of-sale lending platform saves users’ progress without losing
already filled-in information.
KYC
Increase the security of your business by integrating buy now pay later
management software with a 3rd-party KYC provider. Verify the user’s identity within seconds by
comparing provided personal data and the document image.
management software with a 3rd-party KYC provider. Verify the user’s identity within seconds by
comparing provided personal data and the document image.
Configurable application flow
Based on your business needs, HES system analysts will help you build an
application flow to boost conversion while getting all the needed information.
application flow to boost conversion while getting all the needed information.
Borrower Portal
Issue new loans
to your customers
Borrower profile
HES buy now pay later software allows your customers to save their
information into a client account and use it for repeat loan requests to speed up the
process.
information into a client account and use it for repeat loan requests to speed up the
process.
Loan calculator
Provide customers with a convenient loan calculator they can use to see
how their possible payments change depending on the loan terms.
how their possible payments change depending on the loan terms.
Agent Portal
Manage yours
partners network
Agent dashboard
Here, agents can efficiently invite colleagues using their email addresses, ensuring a streamlined
onboarding process. Also, they have immediate access to the contact details of potential leads,
positioning them to extend precise and tailored offers.
onboarding process. Also, they have immediate access to the contact details of potential leads,
positioning them to extend precise and tailored offers.
Personalized offer dispatch
Sending offers to leads has never been easier. Agents just select the loan product and specify the
amount, and the offer is dispatched. Leads then receive this offer in their inbox, which directs them
straight to the Borrower Portal, packed with all the loan details they need.
amount, and the offer is dispatched. Leads then receive this offer in their inbox, which directs them
straight to the Borrower Portal, packed with all the loan details they need.
Back Office
POS loan management in sync
Full-featured back office
AI-driven POS lending software
The BNPL software sweeps away manual processes, ad-hoc queries, and paper
trails. Get a single smooth automated workflow that meets customers’ needs while improving
operational efficiency.
trails. Get a single smooth automated workflow that meets customers’ needs while improving
operational efficiency.
Automated decision-making
The BNPL software sweeps away manual processes, ad-hoc queries, and paper
trails. Get a single smooth automated workflow that meets customers’ needs while improving
operational efficiency.
trails. Get a single smooth automated workflow that meets customers’ needs while improving
operational efficiency.
Calculation and product engines
Equip your POS lending business with a powerful product engine and
calculation types. HES point of sale lending platform allows you to create an unlimited number of lending products
and set flexible conditions for your customers.
calculation types. HES point of sale lending platform allows you to create an unlimited number of lending products
and set flexible conditions for your customers.
User roles and models
Protect your business from data breaches and decrease the number of
human mistakes by limiting access to tools and grids for your employees. Provide them with
the necessary ones only.
human mistakes by limiting access to tools and grids for your employees. Provide them with
the necessary ones only.
and much more
Loan application management
POS lending management
Document templates
Automation of disbursements and payments
Transactions and reporting
Easy POS lending software integrations
Technology architecture overview
Online and
offline access
HES point-of-sale lending solution has no deployment limitations and can be released on-premises or in
the cloud of any provider.
the cloud of any provider.
Cloud provider
Powerful
technical stack
HES digital lending point of sale system is built with the help of tools like Java 17, Camunda, and Form.io
modeler. Since they are free and open-source, we can reduce costs for additional
licensing fees, except for the platform’s source code.
modeler. Since they are free and open-source, we can reduce costs for additional
licensing fees, except for the platform’s source code.
Java LTS stack
Security as
a must-have
HES is ISO 27001 certified and addresses security measures through the SDLC, which
means our development and data management processes are run following international
requirements.
means our development and data management processes are run following international
requirements.
HES provides adjustable point of sale financing solutions.
Learn our customers success stories and come back for yours.
Learn our customers success stories and come back for yours.
FAQ
Why do I need point-of-sale lending software?
How can a POS system benefit my business?
Can point-of-sale finance software integrate with other systems?
