Try the HES LoanBox lending platform to streamline your workflow and achieve faster ROI
Digital loan origination
Flexible loan servicing options
Automated underwriting New
One-roof loan management
HES LoanBox includes
White-label lending platform
Offer your borrowers the convenience of applying for loans online. Integrate a user-friendly loan calculator, and display your loan terms to attract more potential clients. With a responsive landing page, customers can access it effortlessly from any device, ensuring a seamless omnichannel experience.
Empower your clients to have control over their active loans and new applications with a powerful mobile app. Introduce your lending platform on App Store and Google Play, captivating customers and encouraging them to conveniently monitor payment schedules through the app.
Know Your Customer
HES LoanBox uses a KYC plugin and biometric authentication to identify borrowers. The verification process takes only 30 seconds, enabling you to maintain the utmost security while expediting the underwriting procedures for your business.
Loan origination software
Applications
Active loan
Borrower profile
Activities dashboard
Offer borrowers a dedicated online portal. In their personal space, clients can effortlessly apply for new loans, track the approval journey, and securely upload essential documents—all without visiting your physical office. Efficient loan origination software helps save time for your credit officers and elevates customer satisfaction.
Customers who have been approved for a loan can monitor their payment schedules, credit terms, and outstanding amounts within their personal account.The lending software facilitates seamless online debt management and effortlessly integrates with various payment providers for easy digital transactions
Borrower profile
Customers input their personal details, financial and banking information, employment status, and ID directly through the online platform. Submitted data undergoes KYC and scoring in order to quickly assess eligibility.
Application flow
Clients can access their full application history easily. The lending system keeps application statuses up-to-date in real-time, so borrowers are always in the loop about whether they’ve been approved or declined.
SMS and Email notifications
The lending platform enables automatic notifications, sent through clients’ preferred channels to enhance efficiency. Keep borrowers in the loop by sending updates and reminders of required actions via SMS and email.
Payment schedules
Enhance delinquency prevention efforts by keeping borrowers informed. Customers can easily access a payment schedule for each active loan, complete with due dates for installments, interest rates, and the final credit repayment term.
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160+ projects delivered
Clients in 30+ countries
Top 4 fintech company in Lithuania
STEP: /
Back office
Applications
Credit scoring
Loan management
Product engine
Boost managers’ efficiency with an all-in-one, scalable back-office solution. Your team can handle applications, manage loans, oversee borrowers, customize credit products, and initiate collections seamlessly. Maximize staff efficiency, reduce costs, and gain operational flexibility.
Automate underwriting with smart preapprovals. HES combines SaaS lending technology with AI to instantly score incoming requests, while ML algorithms detect potentially delinquent borrowers by analyzing historical data patterns.
Loan management
Monitor issued loans with the lending platform. Easily manage borrower profiles, customize workflows to your needs, and track operations, transaction history, and signed contracts — all in one place.
Calculations
Adjust multiple calculation logics within your ready-made lending system. Create credit lines, roll out installment loans, and offer cash advances, and customize to your needs. Adopt new calculation models as your business grows.
Configurable loans
Create new loan products in a snap. Configure loan terms, set amount limits, and adjust interest rates with ease. Make customization a breeze and optimize the process for a seamless customer journey.
Smart lending software integrations
Lending platform meets AI power
Leverage the incredible potential of AI technology to assess loan portfolios, automate debt collection, and gain invaluable data-driven insights.
Why choose HES LoanBox
3 months to launch
Experience a rapid implementation of our business lending platform within just 3 months. Upon your request, we offer the flexibility to tailor the platform with additional features and integrations to meet your specific business needs. With HES LoanBox, you can kickstart your lending business in a matter of days, not months, ensuring the quickest ROI possible. Embrace efficiency and seize the opportunity for a swift and successful launch.
Intuitive and easy to learn
Empower your loan officers with a user-friendly lending system. No coding experience is required, as the software is designed to be simpler and more intuitive than even digital spreadsheets. Your credit managers can experience its ease firsthand by requesting a demo today. Empower your team with cutting-edge technology to streamline lending processes.
Highly customizable
Plug in cutting-edge industry integrations seamlessly into your software, enhancing its capabilities. Tailor adjustable modules to accommodate any desired functionality. Craft custom workflows that align perfectly with your business logic, effortlessly managing multiple workflows for various financing types. Embrace the freedom of end-to-end automation and infinite flexibility.
Grows with your business
Powered by the latest Java LTS stack and backed by ISO 27001 certification, HES LoanBox combines cutting-edge technology with proven reliability and top-tier security — so your lending business runs with confidence.
Futureproof and secure
HES’s out-of-the-box lending solution is easily scalable to support the growth of your finance business from startup to enterprise. Expand your business hassle-free: in-cloud AWS or Google Cloud implementation and modular architecture allow you to add additional features and alter existing ones. A powerful software engine maintains vast amounts of data and transactions for steady and smooth operation.
Streamline workflow visualization and application throughout the system. HES loan platform supports multiple workflows for enhanced freedom and flexibility.
Automatic reporting
Track KPIs with interactive reports and dashboards. Export and customize data as needed. Stay alert and make informed business decisions effortlessly.
Debt collection
Use an AI-driven debt collection tool to analyze accounts receivable, identifying debts more likely to be repaid. Get case-tailored collection strategies to improve DSO rate.
Risk management
AI credit scoring predicts defaults and assesses risk. Set cut-off thresholds to define risky assets and control NPLs. Receive insights for smarter credit portfolio management.
Online transactions
Track automatic disbursements, repayments, and daily transactions effortlessly with our loan software. Enjoy unified online access for streamlined management.
Roles-based access
Enhance security with role-based user permissions. Limit access to system functions based on specific user roles, ensuring a robust and controlled environment.
Digital signature
Streamline loan origination with an e-signature. Our online lending software reduces paperwork and eliminates physical office visits for added convenience and security.
Task management
Synchronize loan officers’ work with the HES LoanBox solution. The built-in task management module facilitates task allocation and performance monitoring for seamless operations.
Enjoy the flexibility of lending software
HES FinTech’s lending software is versatile and easily adaptable to various lending business types
HES FinTech has been our reliable technology partner since 2012. We owe
much of our success to their well-architected solution.
Boris Batine, CEO
HES FinTech offers comprehensive front-to-back solutions with
integrations. Our machine learning platform will allow clients to receive best-in-class investment advice.
Edward Downpatrick, Strategy Director
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and
user-friendly platform that caters to our specific needs.
Hjortur H. Jonsson, Partner
HES FinTech developed our lending software and predictive analytics. Their expertise
delivered automation, clear UI/UX and customer portal.
Mazen Alasnag, Head of Loan Management
The LMS provided flexible repayment options, automated restructuring and branch-level
management, enhancing efficiency and risk mitigation.
Urnukhjargal Badam, Branch Manager
Pricing
Enterprise
Launch your platform in 3 months with expert
guidance. Embrace flexibility with solutions
custom-fit to your business workflow
Starting from $75,000
Unlimited custom features
API for flexible workflow management
Tailored calculation logic
Advanced security, user and role management
Extensive range of local integrations
Lending product engine
Disbursements and repayments automation
Portals for agents, brokers, and merchants
Automated debt collection
FAQ
Is HES LoanBox solution user-friendly and easy to learn?
Yes, HES LoanBox lending software features an intuitive, no-code interface that requires no special technical knowledge, making it accessible for users of all skill levels. Our specialists guide you step-by-step during implementation to ensure a smooth transition, and our customer support remains available throughout your entire journey. With HES LoanBox, you can focus on growing your business while we handle the complexity.
How much does loan management software cost?
The cost of HES LoanBox lending software depends on the pricing plan you choose, as well as any additional features you may want to integrate into your financing solution. We offer three pricing plans that are tailored to your specific needs, and you can choose between a yearly or quarterly subscription with the ability to change plans later. To learn more about our pricing options and find a plan that works for you, please contact our sales team.
Is HES LoanBox lending solution scalable?
HES LoanBox is designed to be scalable and can serve lenders of any size, from small private lenders to large marketplaces and commercial lending institutions. Our lending platform features a modular architecture and a high level of flexibility, which means you can easily add additional features and customize existing ones to meet the changing needs of your business. In-cloud implementation securely stores large amounts of data, allowing you to grow your databases and adopt cutting-edge technology as your business expands.
Does HES FinTech offer customer support services?
Yes, HES FinTech provides lifetime customer support to its clients. The company is dedicated to helping its clients fully utilize the software and achieve their business goals. Whenever you have questions or concerns about using the products, reach out to HES FinTech’s customer support team for assistance. The team is available to help clients resolve any issues and provide guidance on how to use the software effectively.
