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Ivan Kovalenko

Co-Founder at HES FinTech

As the Co-Founder at HES FinTech, Ivan has driven the growth and success of a market-leading company that provides intelligent, automation-driven lending solutions to financial institutions worldwide. With over 11 years of experience in FinTech software engineering, he has a proven track record of delivering high-quality products that streamline the loan lifecycle management process while solving the toughest challenges faced by banks, alternative lenders, and microfinance organizations.

Under Ivan's leadership, HES FinTech has expanded its expertise across consumer, SME, and commercial lending, helping clients embrace digital transformation, embedded finance, and cloud-native architectures.

Ivan is also a Co-Founder of GiniMachine, an AI-powered scoring solution that leverages modern machine learning techniques to build high-performing predictive models for credit risk assessment. GiniMachine enables lenders to move from raw data to deployed models without the need to be risk management professionals.

Ivan's mission is to innovate and transform the FinTech sector with cutting-edge technology and customer-centric solutions, helping financial institutions become faster, smarter, and more resilient in an increasingly competitive market.

Core belief
Great lending businesses are defined by their ability to turn data into fast, confident, and scalable decisions.

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