Security
at every level
HES LoanBox helps you build trust with enterprise-grade security. ISO 27001–certified and globally
compliant, it delivers bank-grade protection, transparent AI, and full
audit trails for secure loan operations.
compliant, it delivers bank-grade protection, transparent AI, and full
audit trails for secure loan operations.
Protects cloud-stored personal data, ensuring privacy and international compliance.
Complies with EU regulations to safeguard customer personal information.
Gives California users control over personal data while ensuring full compliance.
Meets Australia’s privacy requirements for secure handling of personal data.
Protects user data according to UK data protection laws.
Ensures compliance with Saudi Arabia’s personal data protection rules.
Safeguards Canadian personal data under federal privacy regulations.
Reduces cyber risks by following NIST cybersecurity standards.
Secures applications against the most critical web vulnerabilities.
Built-in security
architecture
Define precise user permissions for workplaces and data access. Each team member sees only
what they need—nothing more, protecting sensitive borrower information.
what they need—nothing more, protecting sensitive borrower information.
Enforce customizable password policies that match your requirements. Passwords are
encrypted using salted hash algorithms before database storage.
encrypted using salted hash algorithms before database storage.
Connect third-party services safely with unique authentication keys for each integration
point, maintaining complete control over data flows.
point, maintaining complete control over data flows.
Defense against XSS attacks, SQL injections, script exploits, and other prevalent cyber
threats built into the platform core.
threats built into the platform core.
Every system action is logged automatically for audit trails, compliance verification,
and issue resolution.
and issue resolution.
Pre-configured fraud prevention rules that can be fine-tuned to your specific risk profile
and business model.
and business model.
Built-in Know Your Customer and Know Your Business verification workflows ensure identity
authenticity and regulatory compliance from application start.
authenticity and regulatory compliance from application start.
Configurable automatic lockout triggers after repeated failed login attempts, blocking
unauthorized access attempts.
unauthorized access attempts.
All sensitive data transfers occur exclusively via HTTPS protocol, following web security
best practices.
best practices.
Enterprise-grade infrastructure
HES LoanBox streamlines lending operations while ensuring compliance, security, and flexibility. Real-time reconciliation, automated controls, and adaptable architecture reduce risk, save time, and support scalable growth.
Our secure development lifecycle (SDLC) ensures every release meets international data security standards for both cloud and on-premises deployments.
Platform customization accommodates specific business requirements and regional compliance frameworks without compromising security.
Instant transaction recording and ledger updates ensure accurate, audit-ready financial records at any moment.
Developer license available for organizations requiring on-premises deployment with full internal oversight.
AutoPay capabilities and multiple payment methods reduce operational friction while maintaining security standards.
Interest rate validation, disclosure accuracy checks, and automated notice generation keep you regulation-ready.
Secure AI-powered enhancement
HES LoanBox leverages GiniMachine AI across the lending lifecycle — preventing fraud at origination, enhancing credit scoring in underwriting, and optimizing collections.
All AI-driven decisions are transparent, explainable, auditable, and secure, giving you confidence with regulators and borrowers while benefiting from automated lending.
Secure your
lending operations
Protect your data with ISO-certified, fully compliant, and audit-ready systems.
