digiBox
The ultimate starter
kit for lenders
digiBox is a lending platform powered by an API-first management platform that enables
faster integrations, seamless loan processing, and enhanced flexibility
Solutions behind digiBox
Solutions behind digiBox
Lending platform by HES FinTech
HES LoanBox is an end-to-end lending platform designed to automate and streamline all
loan management processes.
loan management processes.
API management platform by TPIsoftware
digiRunner is a сomprehensive API management platform that ensures non-blocking
mission-critical operations.
mission-critical operations.
HES LoanBox
Complete lending
management platform
HES LoanBox is a fully digital, automated, AI-powered lending solution
trusted by over 100 companies worldwide, including a unicorn in the European Union and
two public companies in Asia. It provides end-to-end solutions for loan origination,
underwriting, servicing, and collection. This enables lenders to optimize operations,
reduce costs and NPLs, improve customer satisfaction, and better manage their
loan portfolios.
trusted by over 100 companies worldwide, including a unicorn in the European Union and
two public companies in Asia. It provides end-to-end solutions for loan origination,
underwriting, servicing, and collection. This enables lenders to optimize operations,
reduce costs and NPLs, improve customer satisfaction, and better manage their
loan portfolios.
Core features
KYC
Verify customer identities quickly and accurately. Streamline
onboarding, reduce fraud risks, and maintain full regulatory compliance.
onboarding, reduce fraud risks, and maintain full regulatory compliance.
AI-powered scoring
Boost decision-making efficiency with AI-powered credit scoring.
Automate evaluations, reduce human error, and make more accurate lending decisions.
Automate evaluations, reduce human error, and make more accurate lending decisions.
Reports and dashboards
Need clearer insights from your data? Our reporting and dashboards tool
offers real-time tracking, customizable metrics, and easy exports—so you can make more
informed decisions.
offers real-time tracking, customizable metrics, and easy exports—so you can make more
informed decisions.
Custom workflows
Set up and adjust loan processes to match your specific requirements.
Adapt workflows in minutes without the usual complexity.
Adapt workflows in minutes without the usual complexity.
E-signature
Tired of dealing with slow, paper-based processes? Our e-signature
solution automates document signing, reduces errors, and speeds up approvals.
solution automates document signing, reduces errors, and speeds up approvals.
Role management
Improve security and reduce risks with precise role management. Our role
management feature allows you to easily assign roles, customize permissions, and secure your
infrastructure.
management feature allows you to easily assign roles, customize permissions, and secure your
infrastructure.
Debt collection
Take control of overdue payments with AI-driven strategies tailored to
each borrower’s financial and behavioral data.
each borrower’s financial and behavioral data.
Advanced calculations
Configure complex financial calculations, including interest rates,
amortization schedules, and risk assessments, to enable faster and more accurate
decision-making.
amortization schedules, and risk assessments, to enable faster and more accurate
decision-making.
digiRunner
API management platform
Designed for mission
critical systems
Containerization architecture
Flexible and scalable container-based architecture, optimizing efficiency of API deployment
and management across multi-cloud environments to prevent vendor lock-in.
and management across multi-cloud environments to prevent vendor lock-in.
Containerization architecture
Flexible and scalable container-based architecture, optimizing efficiency of API
deployment and management across multi-cloud environments to prevent vendor lock-in.
deployment and management across multi-cloud environments to prevent vendor lock-in.
Zero downtime
A cloud-native deployment architecture with horizontal scaling and high availability
ensures continuous and stable operation of critical systems without outages.
ensures continuous and stable operation of critical systems without outages.
Advanced API security
Identity authentication, encryption and data management to ensure security and
regulatory compliance, safeguarding data against potential threats.
regulatory compliance, safeguarding data against potential threats.
Framework
overview
Benefits tailored
to key roles
Founders or CEOs
Get empowered with actionable data for informed decisions, optimize expenditures for
better financial health, and expand your business.
better financial health, and expand your business.
Risk officers
The platform enhances risk assessment, provides flexible risk strategies that can be
adjusted in minutes, and offers real-time monitoring of critical risk metrics.
adjusted in minutes, and offers real-time monitoring of critical risk metrics.
IT department
Our solution ensures top-tier security, simplifies data management, provides reliable
technical support, and streamlines tech integration.
technical support, and streamlines tech integration.
Operations department
DigiBox harmonizes your tech ecosystem, streamlines processes for maximum efficiency,
and boosts performance with smarter workflows.
and boosts performance with smarter workflows.
The go-to option
for modern lenders
Scalable end-to-end lending solution
No additional charges
A few seconds for a loan decision
Transparent reporting
