Last week, our Co-Founder and CEO, Ivan Kovalenko, had the pleasure of attending Baltic Fintech Days—a gathering of fintech leaders, investors, and innovators in the heart of the Baltics.
Representing HES FinTech, Ivan joined discussions that explored the latest trends shaping financial technology across the region, including embedded finance, the role of AI in risk management, and the future of cross-border lending. As always, our focus was clear: inclusive, flexible, and future-ready fintech solutions.
Credits are not asked by customers now, instead they are actively offered by banks and fintechs. Competition is high both in marketing and pricing, thus you need to innovate and automate continuously.
Ivan KovalenkoCEO of HES FinTech
HES FinTech at Baltic Fintech Days
What really stood out? The genuine interest in making financial services work for everyone. Ivan had some great conversations about how HES FinTech is tackling this challenge, particularly in helping businesses and communities that traditional finance has overlooked. Our lending expertise definitely struck a chord, especially when talking about automating the boring stuff and using alternative data to make smarter lending decisions.
We extend our thanks to the organizers of Baltic Fintech Days for creating such a vibrant space for exchange and collaboration. We’re excited about the connections made—and even more about what comes next.
