Superior bank loan software
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Automate and agile your lending process with a bank loan origination
software designed by HES.
Adjustable platform with 20+ prebuilt modules.
AI scoring. Advanced customization and BPM optimization.
Unified software for the full
bank lending operation
Compliant onboarding
Launch configurable application journeys across retail, SME, and commercial segments from a single platform.
Support complex KYC, KYB, and AML requirements with automated identity verification, sanctions screening, and document processing built to institutional compliance standards.
Support complex KYC, KYB, and AML requirements with automated identity verification, sanctions screening, and document processing built to institutional compliance standards.
Precise origination
Centralise credit decisioning across multiple loan products and customer segments using configurable policy rules, AI-enhanced scoring, and integrated bureau and financial data.
Manage product eligibility, pricing bands, and risk appetite frameworks from one governed origination environment.
Manage product eligibility, pricing bands, and risk appetite frameworks from one governed origination environment.
Scalable servicing
Administer the full lifecycle of a diverse loan portfolio — repayments, restructures, limit changes, and customer communications — from a consolidated servicing platform.
Deliver real-time portfolio visibility to risk, operations, and relationship teams with automated reporting and audit-ready transaction records.
Deliver real-time portfolio visibility to risk, operations, and relationship teams with automated reporting and audit-ready transaction records.
Systematic collection
Apply consistent, risk-stratified collection strategies across retail and commercial delinquencies. Use predictive analytics to prioritise accounts, automate early-stage outreach, and manage complex workout and recovery cases through structured, compliant workflows.
Flexibility
Create products
in just a few clicks
in just a few clicks
React to the market changes and build competitive advantages
by building loan
products and product groups. HES designs bank loan origination software as
automated and optimized as possible with no overhead in staff or manual actions.
products and product groups. HES designs bank loan origination software as
automated and optimized as possible with no overhead in staff or manual actions.
Velocity
Rapid bank loan software
Automated scoring system
HES bank lending software provides unique scorecards for bankers and
integrates with credit reference agencies to reduce operating costs, and provides quicker
turnaround on decisions.
Activity dashboard
The Borrower portal functionality within the bank lending system creates a
convenient workspace with dashboards to cut the loan closing time.
Configure your
bank loan platform
Get your lending
product estimate
in 3 minutes
STEP:
/
Loan servicing
Robust bank loan software
for all lending types
Feature-rich lending
software for banks
Task management
Granular user roles and models allow effective and secure task management in
every region or branch. The bank loan platform is seamlessly API integrated with existing core banking
software along with external services, like credit bureaus, AML/KYC, payment systems, BI and
accounting systems, e-signature, and more.
Bank loan management system
Banks get easy access to loan attributes and parameters, related
transactions, and real-time amortization schedules with repayments, interest accruals via an all-set bank loan management system.
Transactions
The list of disbursements and payments with complete data entered manually or received from a payment provider helps with automatic disbursements, direct
debit, and other financial operations.
Bank lending system also includes
Bank loan origination
Bank lending management
Document templates
Automation of disbursements and payments
Transactions and reporting
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Easy integrations
Never compromising security
HES addresses security measures in full to guarantee full compliance with domestic
and international legal regulations, as well as data privacy protection.
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Cloud or on-premises
The banking loan software can be deployed to the production environment of any chosen provider.
HES FinTech enables banks to deploy mission-critical technology on-premises or in
the cloud.
Cloud provider
Updated technical tools
HES utilizes a Java stack, including Java, Spring, PostgreSQL.
The architecture is based on FOSS technologies with no licensing fees, except for
the platform’s source code.
Java LTS stack
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Bank loan software
for efficient management
End-to-end bank lending software
3-4 months time-to-market
Lifelong user support
No additional charges per customer
Learn
more
