Custom loan processing
automation
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Tackle the challenges of slow loan approvals, error-prone decision-making, and escalating operational costs head-on
Lending workflows include
Onboarding
& application
& application
Decision-making
Servicing
& collection
& collection
Faster development with Camunda
Self-validating processes
Integration with existing systems
Enhanced data security
Stable architecture
Streamline loan processing
Loan approval workflow
Adjust application steps for a fluid, logical progression for both your team and applicants.
Smoothly navigate KYC verification phases for enhanced compliance. Access applicant bank details
via Open Banking and integrate with credit bureau data for in-depth credit history insights.
This feature ensures efficient, informed decision-making, improving both client experience and
operational efficiency.
Get your lending
product estimate
in 3 minutes
STEP:
/
Optimize credit decisions
Customize decisioning logic
Transform the entire loan process from application to disbursement with automatic verification
and precise auto-scoring criteria. Our software ensures rapid, accurate, and consistent credit
evaluations, reducing approval times and minimizing manual errors.
Standalone debt
collection
Optimize your debt collection
Comply with both your country's legal requirements and your company's internal guidelines.
Benefit from seamless integration with collection agencies. Define custom rules for debt
handoff, set policies for late payment fees, and establish criteria for auto-alerts and payment
reminders. Overdue amounts are automatically shifted to deal refinancing, helping lenders offset
losses through adjusted interest rates.
Simplify contract signing
Transform your contract management
Ensure every contract meets your precise needs and benefit from the integration with leading
digital document flow providers and e-signature solutions. Our smart auto-prompt feature quickly
identifies and rectifies incomplete client submissions, ensuring a seamless flow of information.
Transform how you manage contracts with a solution that's as dynamic as the lending landscape.
Customize loan management
Flexibility for your lending needs
Customize payment holiday criteria for borrowers in financial distress, adjust grace period
terms, and personalize interest rate calculations. HES LoanBox allows for these and other
customizations to be implemented according to your requirements, ensuring a flexible and
responsive lending solution.
Why choose HES LoanBox
Built on the latest technology
Seamless integrations
Customer support
Future-proof architecture
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
End-to-end automation
Seamless third-party integrations
3 months time-to-market
Smart decision-making with AI
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more
