HES FinTech develops complete loan management software that
increases efficiency and drives comprehensive automation for financial service companies. To create
HES LoanBox, we combined our domain knowledge in lending software development for financial service
providers and created a comprehensive combo of modules meeting the business processes in full.
Loan application management
End-to-end digital process includes verification, scoring, underwriting,
supports a four-eye check, and allows access to borrowers’ data and loan history.
Loan management
Get easy access to loan attributes and parameters, related transactions, and dynamic amortization schedules—including repayments and interest accruals—all seamlessly managed through our powerful back office.
Transactions
List of disbursements and payments with complete data entered
manually or received from a payment provider. Automatic disbursements, direct debit, and
integration with payment providers.
Task management dashboard
Comprehensive and intuitive dashboard with lists of tasks assigned to users according to
their roles.
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Automated decision-making
Automatically approve or decline loan applications with financial back office software according to
predefined criteria. Reduces human risks and helps cut costs.
Calculation and product engines
Easy-to-use calculation notation instead of static code. HES LoanBox back office software
helps create new loan products in a few clicks by setting loan terms, amount limits, or
interest rates.
Scoring system
The HES LoanBox scoring is based on proprietary decision-making
notations and goes all the way from stop factors to aggregated matrix-based result
scoring.
User roles and models
The back office platform allows the granting of rights and permissions to
users to make the interface more straightforward and protect the system.
Reporting
HES LoanBox supports multiple BI integrations and connects the back
office section to BI tools for creating informative reports and dashboards.
Is back office finance software customizable to fit my specific business needs?
The HES software can be completely tailored to suit the specific requirements of
your loan department. It allows you to incorporate new functionalities, integrate
with other services, and modify the interface and workflow according to the
preferences of credit managers.
What kind of security measures does financial back office software offer?
At HES, we prioritize the security of your business data and take proactive
measures to address vulnerabilities right from the architecture design phase. We
provide regular security updates to all users, including those on the basic package.
Our commitment to software security is further validated by our ISO 27001
international security certificate, ensuring a reliable and secure environment
for your operations.
What kind of support or training is provided for using back office finance software?
We offer two complimentary demo tours showcasing all the features of our software
specifically designed for your credit management team. Additionally, we provide the
option to avail our customer support services, where our dedicated team will assist you
in resolving any issues that may arise at any point during your software usage journey.
Is the software scalable? Can it handle the growth of my business?
With HES, you can bid farewell to concerns about the increasing technological service
requirements. Our system is highly scalable and can effortlessly accommodate your growing needs.
It also allows for seamless integration of new modules, swiftly implementing them as per your
specific requirements.