Explore HES LoanBox features
Loan origination
Streamline your loan initiation, ensuring a seamless and
personalized journey from start to
finish
personalized journey from start to
finish
Borrower profile
Customers can apply for loans, monitor application statuses, and manage their loan details,
all in one place.
all in one place.
Borrower profile
Customers can apply for loans, monitor application statuses, and manage their loan details,
all in one place.
all in one place.
Seamless UX
Enable your clients to oversee their loans and applications on any device, at any time. HES LoanBox is also mobile-accessible for lenders, ensuring continuous connectivity and information flow.
Online loan calculator
Equip your clients with a loan calculator for assessing how repayments vary based on loan
amounts, terms, and payment frequencies. Using this data, the platform recommends the most
appropriate loan product for their needs.
amounts, terms, and payment frequencies. Using this data, the platform recommends the most
appropriate loan product for their needs.
Online loan applications
Create a smooth application process and enhance the conversion rate by utilizing
pre-designed form sets. Customers have the ability to conveniently apply for loans through
their individual accounts on the borrower portal.
pre-designed form sets. Customers have the ability to conveniently apply for loans through
their individual accounts on the borrower portal.
Custom loan application forms
Create custom fields for the loan application form to adjust the loan origination workflow.
Gather borrowers data defining required fields, request documents, and automate their
processing.
Gather borrowers data defining required fields, request documents, and automate their
processing.
Loan management
Master your loan portfolio with a range of intuitive tools for
proactive decision-making
proactive decision-making
Custom workflow rules
Set custom rules and apply them to the entire system with a single click. Modify multiple
workflows using Open API and Camunda for full control over the lending process.
workflows using Open API and Camunda for full control over the lending process.
Know Your Customer
Identify your borrowers through their personal information and a photo of their ID. The KYC
module enhances efforts against money laundering and fraud, safeguarding your reputation.
module enhances efforts against money laundering and fraud, safeguarding your reputation.
Open banking
Open Banking APIs allow you to access a borrower’s comprehensive financial data with their
consent. This includes transaction history, income streams, expenses, and other financial
behaviors.
consent. This includes transaction history, income streams, expenses, and other financial
behaviors.
Task management
Streamline task organization and allocation effectively. Monitor KPIs and automate workflows
for loan officers and underwriters, ensuring your team remains focused and maintains high
productivity levels.
for loan officers and underwriters, ensuring your team remains focused and maintains high
productivity levels.
Configurable loans
Create and manage product campaigns with ease. Define loan conditions, rates, and product
configurations. Build workflows for specific offers, including required data, collateral,
and decision-making processes.
configurations. Build workflows for specific offers, including required data, collateral,
and decision-making processes.
Credit decisioning
Cut manual scoring costs. AI-driven tool automates preapproval for applications, estimating
NPL risk based on historical loan data. The AI uses alternative data for more accurate
credit decisions.
NPL risk based on historical loan data. The AI uses alternative data for more accurate
credit decisions.
Digital signature
PandaDoc serves as our primary e-signature provider. We provide predefined signing workflows to
simplify the management of documents and reduce manual data entry.
simplify the management of documents and reduce manual data entry.
Reminders and notifications
Use message templates to remind clients of outstanding payments. Send automatic
notifications by Email, Push, and SMS. Communicate with debtors via the most efficient
channel, to maximize debt recovery.
notifications by Email, Push, and SMS. Communicate with debtors via the most efficient
channel, to maximize debt recovery.
Credit bureau integrations
Credit bureaus provide lenders with a comprehensive view of an applicant’s credit history.
This includes details about previous loans, credit card usage, payment history, outstanding
debts, and more.
This includes details about previous loans, credit card usage, payment history, outstanding
debts, and more.
Custom workflow rules
Set custom rules and apply them to the entire system with a single click. Modify multiple
workflows using Open API and Camunda for full control over the lending process.
workflows using Open API and Camunda for full control over the lending process.
Know Your Customer
Identify your borrowers through their personal information and a photo of their ID. The KYC
module enhances efforts against money laundering and fraud, safeguarding your reputation.
module enhances efforts against money laundering and fraud, safeguarding your reputation.
Open banking
Open Banking APIs allow you to access a borrower’s comprehensive financial data with their
consent. This includes transaction history, income streams, expenses, and other financial
behaviors.
consent. This includes transaction history, income streams, expenses, and other financial
behaviors.
Task management
Streamline task organization and allocation effectively. Monitor KPIs and automate workflows
for loan officers and underwriters, ensuring your team remains focused and maintains high
productivity levels.
for loan officers and underwriters, ensuring your team remains focused and maintains high
productivity levels.
Configurable loans
Create and manage product campaigns with ease. Define loan conditions, rates, and product
configurations. Build workflows for specific offers, including required data, collateral,
and decision-making processes.
configurations. Build workflows for specific offers, including required data, collateral,
and decision-making processes.
Credit decisioning
Cut manual scoring costs. AI-driven tool automates preapproval for applications, estimating
NPL risk based on historical loan data. The AI uses alternative data for more accurate
credit decisions.
NPL risk based on historical loan data. The AI uses alternative data for more accurate
credit decisions.
Digital signature
PandaDoc serves as our primary e-signature provider. We provide predefined signing workflows
to simplify the management of documents and reduce manual data entry.
to simplify the management of documents and reduce manual data entry.
Reminders and notifications
Use message templates to remind clients of outstanding payments. Send automatic
notifications by Email, Push, and SMS. Communicate with debtors via the most efficient
channel, to maximize debt recovery.
notifications by Email, Push, and SMS. Communicate with debtors via the most efficient
channel, to maximize debt recovery.
Credit bureau integrations
Credit bureaus provide lenders with a comprehensive view of an applicant’s credit history.
This includes details about previous loans, credit card usage, payment history, outstanding
debts, and more.
This includes details about previous loans, credit card usage, payment history, outstanding
debts, and more.
Loan servicing
Ensure timely transactions and unparalleled borrower
satisfaction with automated tools
satisfaction with automated tools
Automated online transactions
Manage all your transactions in one place. Use filters to sort transactions, navigate their
details, and register offline payments. Automate online loan disbursements and repayments.
details, and register offline payments. Automate online loan disbursements and repayments.
Automated online transactions
Manage all your transactions in one place. Use filters to sort transactions, navigate their
details, and register offline payments. Automate online loan disbursements and repayments.
details, and register offline payments. Automate online loan disbursements and repayments.
Debt collection
Revolutionize your collection approach, blending efficiency
with a client-centric focus
with a client-centric focus
Debt collection module
Effectively handle delinquent debt using our collection module. Leverage personalized AI debt
collection strategy for each particular case. Tailor your collection processes to align with the
specific requirements of your business.
collection strategy for each particular case. Tailor your collection processes to align with the
specific requirements of your business.
Debt collection module
Effectively handle delinquent debt using our collection module. Leverage personalized AI
debt collection strategy for each particular case. Tailor your collection processes to align
with the specific requirements of your business.
debt collection strategy for each particular case. Tailor your collection processes to align
with the specific requirements of your business.
Reporting
and analytics
Powerful BI tools
Gain data-driven insights to improve your lending strategy. Power up your reporting with
advanced data analysis and automated dashboards to enhance business decision-making.
advanced data analysis and automated dashboards to enhance business decision-making.
Reporting
and analytics
Powerful BI tools
Gain data-driven insights to improve your lending strategy. Power up your reporting with
advanced data analysis and automated dashboards to enhance business decision-making.
advanced data analysis and automated dashboards to enhance business decision-making.
Boost lending
with integrations
HES FinTech makes it easy to connect technology integrations to your software solution.
Integrate online payments, Open Banking, automated document processing, BI instruments, and
other powerful tools into your proprietary lending system.
Integrate online payments, Open Banking, automated document processing, BI instruments, and
other powerful tools into your proprietary lending system.
End-to-end microfinancing software
Intelligent consumer lending solution is fully adjustable for your business
demands. Automate mundane tasks with consumer loan origination software
to save time and reduce operational costs.
3-month time-to-market
90% of our clients launch their online lending platforms within 3 months and achieve a quick ROI. HES LoanBox is designed for rapid deployment and can be customized to meet your specific needs.
Reliable customer support
Experience peace of mind with our dependable customer support. We provide expert guidance and quick solutions to any problems, helping you maintain optimal performance and satisfaction.
No additional charges per customer
HES provides
fully managed consumer credit software solutions with no limits
on the number of users. Flexible pricing depends on the features you choose.
fully managed consumer credit software solutions with no limits
on the number of users. Flexible pricing depends on the features you choose.
