Loan management software
in Indonesia

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Get a fully customizable loan management system ready to deploy in 90 days.

automation and AI scoring

Solution includes
Lending Software

HES Core with 20+ modules

Borrower portal
Back office

Under the hood

Credit scoring and KYC
Automate KYC/AML and ID checks. Have your in-house decision-making
process, utilize AI capabilities, or integrate with the 3rd party providers.
Origination module
Automate customer onboarding and account opening across multiple
channels. Run a feature-rich customer portal and personal area.
Statistics and reporting
Take advantage of the data visualization tools. Customize performance
and service dashboards. Configure new reports or modify existing ones.
Product engine
Launch numerous unique product types and comply with the legislation
changes. Configuration of the product, including repayment period, rates, penalties.
and much more
Debt collection
Set and deploy a collection strategy.
Automatically manage overdue loans (check status, notify, etc). Generate notifications and letters.
Document management
Security settings

Get a free demo

Our clients

Loan software
for banks
SME lenders
in Indonesia

Achieve game-changing agility with the latest technology stack. The fusion of modules and a
configurable HES Core™ bring flexibility to your business. Modular architecture. A Java tech stack. AI credit scoring.

Traditional and digital-only banks
Consumer and commercial lenders
Brokerage and leasing companies
P2P/POS lenders and marketplaces
Microfinance and PDL lenders
Credit unions

boost in staff
Lenders worldwide opt for HES digital lending platform for its security and functionality. HES FinTech is an ISO 27001 certified
company with huge expertise. We deliver robust lending solutions in Indonesia since 2012.

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