--- title: "Transaction Automation | HES FinTech" url: "https://hesfintech.com/platform/features/transaction-automation/" updated: 2026-10-05 --- # Transaction automation ## Manage monthly loan payments, track transaction history, and process repayments in a single interface. ## Automated online transactions Automate how money moves across your lending operations. Every transaction is processed through a single, integrated system. Payments are recorded in real time, categorized by type, and instantly reflected in each borrower’s profile. This removes the need for manual updates, reduces the risk of errors, and gives your team immediate access to accurate financial data. Borrowers get a transparent view of their repayment schedule, while your platform stays fully aligned across departments. ### Disbursements and repayments Streamline every transaction with a built-in connection to payment providers. You can enter data manually or receive it directly from your provider. Each transaction is instantly matched with the right loan and updated in the system. ### Payment schedules Help borrowers stay on top of their obligations. Each account shows a clear payment schedule with due dates, interest, and outstanding balances. This improves communication, reduces delays, and keeps your portfolio healthy. ## Give borrowers flexibility, clarity, and control Stay in control of every financial movement with a complete view of disbursements and repayments. The system captures detailed information for each transaction, whether entered manually or received from a payment provider. HES LoanBox supports any payment provider and comes with pre-built integrations to simplify setup and speed up processing. Transactions are automatically matched with the correct loan and updated in real time, helping your team work faster and more accurately. ### SMS and email notifications Send real-time updates, reminders, and alerts via SMS and email—from application to repayment. Notifications are triggered automatically based on system events, helping reduce missed actions and improving communication without adding extra workload for your team. ### Payment holidays Offer temporary pauses or reductions in repayment schedules to support customers facing short-term difficulties. Payment holidays help lower delinquency risk, strengthen long-term relationships, and increase overall satisfaction across your loan portfolio. and much more ### Flexible payment choices Support a wide range of payment methods to match your borrowers’ habits and regional preferences. HES LoanBox allows you to accept payments via direct debit, SEPA, SWIFT, card payments, mobile wallets, and bank transfers. ### Seamless integrations Connect all your systems and services through ready-to-use and custom integrations. HES LoanBox comes with pre-built integrations and open APIs to link with payment gateways, CRM systems, credit bureaus, and more. Speed up your go-live time while keeping your tech stack connected and efficient. ### Customer support Get expert help whenever you need it. We provide onboarding assistance, custom documentation, SLA-based support, and regular check-ins to optimize system performance. ## Payment gateway integrations [Plaid payment gateway integration](https://vopay.com/) A single, one-stop-shop platform for accelerated payment processing. The API connects lending platforms with banking and payment systems. [Flinks payment gateway integration](https://vopay.com/) Flinks connects financial institutions, lenders, and fintechs to their customers’ bank accounts via a single API [VoPay payment gateway integration](https://vopay.com/) VoPay provides robust payment processing via API that seamlessly connects lenders to the banking and payments ecosystem. ![HES LoanBox Logo](https://hesfintech.com/wp-content/uploads/2024/05/logo-loan-box.svg) Full visibility across the loan lifecycle 3 months time-to-market Fewer errors, less manual work Fast return on investment [Learn more](https://hesfintech.com/platform/)