---
title: "HES FinTech and ThitsaWorks Partner to Drive Financial Inclusion"
description: "HES FinTech and ThitsaWorks collaborate to enhance financial inclusion across Southeast Asia through AI-driven credit solutions for underserved communities."
url: "https://hesfintech.com/blog/hes-fintech-partnership-with-thitsaworks/"
author: "HES FinTech"
published: 2025-05-07
updated: 2025-05-07
---

# HES FinTech and ThitsaWorks Partner to Drive Financial Inclusion in Southeast Asia

HES FinTech is proud to announce its strategic partnership with [ThitsaWorks](https://www.thitsaworks.com/), a Singapore-based fintech company committed to improving financial inclusion through open-source technologies and data-driven innovation.

The partnership represents a profound commitment to addressing one of the region's most pressing challenges: bringing reliable financial services to populations traditionally overlooked by conventional banking systems. We join forces to reimagine lending practices throughout Southeast Asia, with particular attention to the operational hurdles confronting microfinance institutions serving underbanked communities.

At the heart of this partnership is a Proof of Concept project that brings together HES FinTech, GiniMachine (an AI-powered credit scoring platform), and ThitsaWorks' Microfinance Credit Information Exchange (MCIX) dataset. This initiative seeks to uncover valuable insights that will enhance data-driven credit underwriting for over 58 member microfinance institutions across Myanmar.

Beyond this initial collaboration, the partnership will explore innovations across several critical domains:

- Advanced AI/ML-powered decisioning systems
- Comprehensive loan origination and management platforms
- Robust payments infrastructure
- Customized core banking solutions designed specifically for microfinance institutions

> We believe that combining advanced decisioning tools with locally relevant datasets can unlock new opportunities for responsible lending.
>
> ![Andre Kravchenko](https://hesfintech.com/wp-content/uploads/2025/05/Andre-Kravchenko.webp)
>
> **Andre Kravchenko**
>
> Senior Vice President of Business Development at HES FinTech

> Partnering with HES FinTech allows us to build solutions that are not only innovative but also deeply aligned with the realities on the ground.
>
> ![Nyi Nyein Aye](https://hesfintech.com/wp-content/uploads/2025/05/Nyi-Nyein-Aye.webp)
>
> **Nyi Nyein Aye**
>
> Founder and CEO of ThitsaWorks