--- title: "About HES | HES FinTech" description: "HES FinTech software is used by financial institutions of all sizes to create comprehensive solutions, which ensure growth in the new digital economy." url: "https://hesfintech.com/about-hes/" updated: 2026-09-21 --- About us # Say Yes to HES ## Our vision In 2012, we launched HES to close the gap between legacy lending and modern technology. Our cloud-native platform equips banks, credit unions, and fintech unicorns with end-to-end lending software that modernizes operations without discarding the existing data. HES FinTech unifies origination, underwriting, servicing, and analytics in one stack, so teams can roll out products in months, stay compliant, and scale worldwide. Our belief is simple: lending software should cut costs and create value. We free your team to make faster credit decisions while focusing on growth. [Ivan Kovalenko on LinkedIn](https://www.linkedin.com/in/kovalenkoivan/) Ivan Kovalenko Co-founder, CEO [Dmitry Dolgorukov on LinkedIn](https://www.linkedin.com/in/dmitrydolgorukov/) Dmitry Dolgorukov Co-founder, CRO ## Expertise We combine deep lending expertise with advanced tech to deliver secure, end-to-end loan-management solutions. Innovation drives HES FinTech to solve the toughest lending challenges while protecting your data and ensuring full compliance at every step. **30+** countries worldwide **160** projects completed ## Clients Tier-one banks, high-growth fintechs, and regional specialists alike rely on our solutions to launch new credit products in a matter of months, scale confidently with bank-grade security, and manage billions in loan volume. Our history ## Milestones in motion 2026 Launched HES Collection Agent, an AI-powered end-to-end platform for tailored debt collection strategies. ![HES Collection Agent](https://hesfintech.com/wp-content/uploads/2026/01/hes-collection-agent.webp) 2025 Opened a US office and announced expansion plans for the UK. ![US office](https://hesfintech.com/wp-content/uploads/2025/07/USoffice.webp) Shortlisted for the FinTech Breakthrough Awards and the Cloud Awards for excellence in digital lending and SaaS for FinTech. ![the FinTech Breakthrough Awards and the Cloud Awards](https://hesfintech.com/wp-content/uploads/2025/07/fintech.webp) From LEAP 2025 to London Tech Week and Baltic Fintech Days 2025, we engaged the industry firsthand, growing our ecosystem of partners and clients. ![LEAP 2025](https://hesfintech.com/wp-content/uploads/2025/07/LEAP2025.webp) Integrates with over 100 APIs and external services, including VoPay, Ondato, Jumio, Vector ML Analytics, PandaDoc, and GiniMachine. ![Integrates with over 100 APIs and external services](https://hesfintech.com/wp-content/uploads/2025/07/integratesAPIs.webp) HES FinTech was recognized among the top 3 fintech companies. GiniMachine was named one of the top 5 AI fintech solutions in Lithuania. ![recognized among the top 3 fintech companies](https://hesfintech.com/wp-content/uploads/2025/07/topCompanies.webp) 2024 Expanded strategic collaborations with EDGE and Alraedah Finance to drive open banking analytics and digital lending in the Middle East. ![open banking analytics and digital lending in the Middle East](https://hesfintech.com/wp-content/uploads/2025/07/openBankingAnalytics.webp) Took part in key industry events including London Tech Week, Baltic Fintech Days, Seamless Dubai, and LEAP 2024. ![London Tech Week, Baltic Fintech Days, Seamless Dubai, and LEAP 2024](https://hesfintech.com/wp-content/uploads/2025/07/LEAP2024.webp) Contributed to conversations on the role of AI in inclusive finance at the MFC Conference in Krakow. ![MFC Conference](https://hesfintech.com/wp-content/uploads/2025/07/MFCConference.webp) 2023 Showcased its solutions at LEAP 2023 in Riyadh and presented HES LoanBox at Money20/20 Europe, receiving strong industry feedback. ![LEAP 2023](https://hesfintech.com/wp-content/uploads/2025/07/LEAP2023.webp) Formed strategic partnerships with TPIsoftware, Credolab, Acquired.com, and APLYiD to enhance automation, scoring, payments, and ID verification. ![partnerships with TPIsoftware, Credolab, Acquired.com, and APLYiD](https://hesfintech.com/wp-content/uploads/2025/07/APLYid.webp) 2022 Partnered with VoPay to bring real-time payments to Canadian lenders. ![VoPay](https://hesfintech.com/wp-content/uploads/2025/07/VoPay.webp) Joined forces with Nordigen to accelerate open banking adoption in Europe, improving both payment flows and financial data integration. ![Nordigen](https://hesfintech.com/wp-content/uploads/2025/07/Nordigen.webp) Launched HES LoanBox, a ready-to-use digital lending platform with 3–4 month time-to-market, AI credit scoring, and flexible integrations. ![Launched HES LoanBox](https://hesfintech.com/wp-content/uploads/2025/07/launchedHESLoanBox2022.webp) 2021 Earned ISO/IEC 27001 certification, confirming compliance with international data security standards. ![Earned ISO/IEC 27001 certification](https://hesfintech.com/wp-content/uploads/2025/07/ISO-IEC2021.webp) 2020 Expanded across Europe, Asia, and the Middle East, with clients like ATM Online, Fintruity, Wa’ed, Tavan Bogd Finance, CashU, and Ta Meri Finance. ![ATM Online, Fintruity, Wa’ed, Tavan Bogd Finance, CashU, and Ta Meri Finance](https://hesfintech.com/wp-content/uploads/2025/07/clients.webp) Joined the Canadian Lenders Association to support digital lending transformation in Canada. ![Canadian Lenders Association](https://hesfintech.com/wp-content/uploads/2025/07/CLA-1.webp) 2017 Selected for the Elevator Lab accelerator by Raiffeisen Bank International, a nod to its innovation and future potential in digital finance. ![Elevator Lab accelerator by Raiffeisen Bank International](https://hesfintech.com/wp-content/uploads/2025/07/ELAB.webp) 2016 Launched GiniMachine, an AI platform for automated credit scoring and decision-making for financial institutions and fintechs. ![Launched GiniMachine](https://hesfintech.com/wp-content/uploads/2025/07/GiniMachine.webp) Nominated for Innovative Banking Software at the European FinTech Awards, recognizing its impact and innovation in the industry. ![Innovative Banking Software at the European FinTech Awards](https://hesfintech.com/wp-content/uploads/2025/07/InnovativeBankingSoftware.webp) 2012 Secured its first major international client, ID Finance (MoneyMan), marking the start of its global presence. ![ID Finance (MoneyMan)](https://hesfintech.com/wp-content/uploads/2025/07/moneyMan.webp) Founded in Lithuania to modernize lending through automation and process optimization technologies. ![Founded in Lithuania](https://hesfintech.com/wp-content/uploads/2025/07/foundedInLithuania.webp) Leadership team ## Visionaries driving growth ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Andre-Kravchenko.webp) **Andre Kravchenko** [Andre Kravchenko on LinkedIn](https://www.linkedin.com/in/andrekravchenko/) SVP, Business Development ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Julia-Sivchik.webp) **Julia Sivchik** [Julia Sivchik on LinkedIn](https://www.linkedin.com/in/yuliya-sivchik-b72aa643/) CFO ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Dmitri-Mazanik.webp) **Dmitri Mazanik** [Dmitri Mazanik on LinkedIn](https://www.linkedin.com/in/mazlay/) CTO ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Emilia-Zhied-1.webp) **Emilia Zhied** [Emilia Zhied on LinkedIn](https://www.linkedin.com/in/emiliazhied/) Head of Marketing ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Artem-Britun.webp) **Artem Britun** [Artem Britun on LinkedIn](https://www.linkedin.com/in/artsiom-brytun-072872146/) Head of Business Analysis ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Peter-Galaburda.webp) **Peter Galaburda** [Peter Galaburda on LinkedIn](https://www.linkedin.com/in/peter-galaburda/) HES LoanBox Product Manager ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Anton-Lippert.webp) **Anton Lippert** [Anton Lippert on LinkedIn](https://www.linkedin.com/in/anton-lippert/) Head of Project Management ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Katrin-Kirvel.webp) **Katrin Kirvel** [Katrin Kirvel on LinkedIn](https://www.linkedin.com/in/ekaterina-kirvel-37141918a/) Head of HR ![photo](https://hesfintech.com/wp-content/uploads/2025/09/Mark-Rudak.webp) **Mark Rudak** [Mark Rudak on LinkedIn](https://www.linkedin.com/in/mark-rudak/) GiniMachine Product Owner Our partners ## Backed by the best Our partner ecosystem unites category-leading platforms in data, compliance, workflow automation, and customer engagement. Our clients ## Where lenders level up Wa’ed, Aramco’s $500M VC arm, chose HES FinTech to automate SME lending with a full-cycle platform featuring AI and integrated payments. Commercial lending Saudi Arabia Fintuity, the UK’s first digital FCA-regulated IFA, partnered with HES FinTech to build a hybrid AI-powered advisory platform in five months. Investment advisory services the UK ID Finance partnered with HES FinTech to launch a custom HES LoanBox platform in three months for rapid expansion in emerging markets. Consumer lending Spain and 10 more countries Idea Bank, a Polish SME-focused bank, partnered with HES FinTech to automate POS lending, cutting application processing time fivefold. Bank POS lending Poland ATM Online, with 500,000 users and $14M disbursed in Vietnam, partnered with HES FinTech to launch an automated lending platform in four months. Consumer lending Saudi Arabia Tavan Bogd Finance serves 280,000+ customers with diverse loans, using HES FinTech’s system for fast, flexible credit. They manage a $63M portfolio efficiently. Consumer & Commercial lending Mongolia ALM Securities replaced manual spreadsheets with a cloud-based HES LoanBox platform, going live in 6 months and achieving 100% digital processing. Commercial lending Iceland Awards and recognition ## Technology built on trust [![ABA](https://hesfintech.com/wp-content/uploads/2025/07/ABA.webp)](https://www.aba.com/) [![CLA](https://hesfintech.com/wp-content/uploads/2025/07/CLA.webp)](https://www.canadianlenders.org/) [![f6s](https://hesfintech.com/wp-content/uploads/2025/07/f6s.webp)](https://www.f6s.com/company/hesfintech) [![momentumLeader](https://hesfintech.com/wp-content/uploads/2025/07/momentumLeader.webp)](https://www.softwaresuggest.com/hes-lending) [![high-performer](https://hesfintech.com/wp-content/uploads/2026/01/high-perfomer.webp)](https://hesfintech.com/blog/hes-loanbox-named-g2-high-performer/) [![risingStar](https://hesfintech.com/wp-content/uploads/2025/07/risingStar.webp)](https://www.featuredcustomers.com/vendor/hes-fintech) [![sourceForse](https://hesfintech.com/wp-content/uploads/2025/07/sourceForse.webp)](https://sourceforge.net/software/product/HES-Lending-Platform/) [![slashdot](https://hesfintech.com/wp-content/uploads/2025/07/slashdot.webp)](https://slashdot.org/software/p/HES-Lending-Platform/) [![techimply](https://hesfintech.com/wp-content/uploads/2025/07/techimply.webp)](https://www.techimply.com/profile/hes-lending-platform) Recent press ## Media resources about us ![forbes](https://hesfintech.com/wp-content/uploads/2025/07/forbes_logo.svg) The company’s flagship product is an all-in-one modular platform that brings automation powered by AI to financial institutions of all sizes. [Read more](https://www.forbes.com/councils/forbesfinancecouncil/people/dmitrydolgorukov/) ![tubetorial](https://hesfintech.com/wp-content/uploads/2025/07/tubetorial.svg) HES FinTech is a full-fledged technology partner with vast experience in the fintech domain and a talented team ready to share valuable insights. [Read more](https://www.tubetorial.com/dmitry-dolgorukov-hes-fintech/) ![times](https://hesfintech.com/wp-content/uploads/2025/07/times.svg) HES FinTech lending software is a great fit for traditional and alternative lenders. The platform has a potential to bring benefits both to lenders and borrowers. [Read more](https://www.baltictimes.com/saudi_aramco_and_africa_added_to_the_footprint_in_more_than_30_countries_now___hes/) Security ## Built-in security HES LoanBox is designed using industry-recognized security practices and frameworks that support compliance and audits. Encryption, access control, secure APIs, and audit logs protect every lending operations. [Learn more](https://hesfintech.com/security/) ### ISO 27001 ### SOC 2 ### GDPR ### CCPA ### PIPEDA ### DPA ### PDPL ### NIST ## Start lending in just 3 months HES LoanBox end-to-end solution absorbs the workload across onboarding, underwriting, servicing, and reporting, so you can scale revenue—not overhead.